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  <bill>
    <number>575</number>
    <updateDate>2021-12-20T15:46:55Z</updateDate>
    <updateDateIncludingText>2021-12-20T15:46:55Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <originChamberCode>S</originChamberCode>
    <type>S</type>
    <introducedDate>2011-03-15</introducedDate>
    <congress>112</congress>
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        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
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            <name>Referred to</name>
            <date>2011-03-15T15:09:36Z</date>
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        <actionDate>2011-03-15</actionDate>
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            <name>Banking, Housing, and Urban Affairs Committee</name>
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          <name>Senate</name>
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        <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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      <item>
        <actionDate>2011-03-15</actionDate>
        <text>Introduced in Senate</text>
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        <actionCode>10000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>T000464</bioguideId>
        <fullName>Sen. Tester, Jon [D-MT]</fullName>
        <firstName>Jon</firstName>
        <lastName>Tester</lastName>
        <party>D</party>
        <state>MT</state>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>C001071</bioguideId>
        <fullName>Sen. Corker, Bob [R-TN]</fullName>
        <firstName>Bob</firstName>
        <lastName>Corker</lastName>
        <party>R</party>
        <state>TN</state>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C000174</bioguideId>
        <fullName>Sen. Carper, Thomas R. [D-DE]</fullName>
        <firstName>Thomas</firstName>
        <lastName>Carper</lastName>
        <party>D</party>
        <state>DE</state>
        <middleName>R.</middleName>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000307</bioguideId>
        <fullName>Sen. Roberts, Pat [R-KS]</fullName>
        <firstName>PAT</firstName>
        <lastName>ROBERTS</lastName>
        <party>R</party>
        <state>KS</state>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001088</bioguideId>
        <fullName>Sen. Coons, Christopher A. [D-DE]</fullName>
        <firstName>Christopher</firstName>
        <lastName>Coons</lastName>
        <party>D</party>
        <state>DE</state>
        <middleName>A.</middleName>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000577</bioguideId>
        <fullName>Sen. Lee, Mike [R-UT]</fullName>
        <firstName>Mike</firstName>
        <lastName>Lee</lastName>
        <party>R</party>
        <state>UT</state>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000180</bioguideId>
        <fullName>Sen. Nelson, Ben [D-NE]</fullName>
        <firstName>E.</firstName>
        <lastName>Nelson</lastName>
        <party>D</party>
        <state>NE</state>
        <middleName>Benjamin</middleName>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000352</bioguideId>
        <fullName>Sen. Kyl, Jon [R-AZ]</fullName>
        <firstName>Jon</firstName>
        <lastName>Kyl</lastName>
        <party>R</party>
        <state>AZ</state>
        <middleName>Llewellyn</middleName>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000461</bioguideId>
        <fullName>Sen. Toomey, Patrick [R-PA]</fullName>
        <firstName>Patrick</firstName>
        <lastName>Toomey</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>J.</middleName>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000250</bioguideId>
        <fullName>Sen. Thune, John [R-SD]</fullName>
        <firstName>John</firstName>
        <lastName>Thune</lastName>
        <party>R</party>
        <state>SD</state>
        <middleName>R.</middleName>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C000560</bioguideId>
        <fullName>Sen. Coburn, Tom [R-OK]</fullName>
        <firstName>TOM</firstName>
        <lastName>COBURN</lastName>
        <party>R</party>
        <state>OK</state>
        <sponsorshipDate>2011-03-15</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001170</bioguideId>
        <fullName>Sen. McCaskill, Claire [D-MO]</fullName>
        <firstName>Claire</firstName>
        <lastName>McCaskill</lastName>
        <party>D</party>
        <state>MO</state>
        <sponsorshipDate>2011-03-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B000243</bioguideId>
        <fullName>Sen. Baucus, Max [D-MT]</fullName>
        <firstName>MAX</firstName>
        <lastName>BAUCUS</lastName>
        <party>D</party>
        <state>MT</state>
        <middleName>SIEBEN</middleName>
        <sponsorshipDate>2011-03-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>A000069</bioguideId>
        <fullName>Sen. Akaka, Daniel K. [D-HI]</fullName>
        <firstName>DANIEL</firstName>
        <lastName>AKAKA</lastName>
        <party>D</party>
        <state>HI</state>
        <middleName>KOHIKINA</middleName>
        <sponsorshipDate>2011-03-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001141</bioguideId>
        <fullName>Sen. Sessions, Jeff [R-AL]</fullName>
        <firstName>Jeff</firstName>
        <lastName>Sessions</lastName>
        <party>R</party>
        <state>AL</state>
        <sponsorshipDate>2011-03-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B000575</bioguideId>
        <fullName>Sen. Blunt, Roy [R-MO]</fullName>
        <firstName>Roy</firstName>
        <lastName>Blunt</lastName>
        <party>R</party>
        <state>MO</state>
        <sponsorshipDate>2011-03-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000032</bioguideId>
        <fullName>Sen. Nelson, Bill [D-FL]</fullName>
        <firstName>CLARENCE</firstName>
        <lastName>NELSON</lastName>
        <party>D</party>
        <state>FL</state>
        <middleName>WILLIAM</middleName>
        <sponsorshipDate>2011-03-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Administrative law and regulatory procedures</name>
        </item>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
        <item>
          <name>Congressional oversight</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Federal Reserve System</name>
        </item>
        <item>
          <name>Fraud offenses and financial crimes</name>
        </item>
        <item>
          <name>Government studies and investigations</name>
        </item>
        <item>
          <name>Retail and wholesale trades</name>
        </item>
        <item>
          <name>User charges and fees</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2011-03-15</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2011-05-10T20:24:23Z</updateDate>
        <text><![CDATA[ <p>Debit Interchange Fee Study Act of 2011 - Amends the Electronic Fund Transfer Act to extend from 9 months after the date of enactment of the Consumer Financial Protection Act of 2010 to 24 months after the date of enactment of this Act the rulemaking timelines and effective dates for the proposed debit interchange (swipe) rule of the Board of Governors of the Federal Reserve System (Board) that is required by the Dodd-Frank Wall Street Reform and Consumer Protection Act.</p> <p>Declares void and without legal effect any regulation proposed or prescribed by the Board pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act before the date that is 6 months after completion of the study required by this Act.</p> <p>Directs specified banking regulatory agencies (study agencies) to study jointly and report to certain congressional committees regarding the impact of regulating debit interchange transaction (swipe) fees and related issues under the Electronic Fund Transfer Act. Prescribes study contents including the costs and benefits of electronic debit card transactions (EDTs) and alternative forms of payment, including cash, check, and automated clearing house (ACH) for consumers, merchants, issuers, and debit card networks.</p>]]></text>
      </summary>
    </summaries>
    <title>Debit Interchange Fee Study Act of 2011</title>
    <titles>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Debit Interchange Fee Study Act of 2011</title>
      </item>
      <item>
        <titleType>Display Title</titleType>
        <title>Debit Interchange Fee Study Act of 2011</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>A bill to study the market and appropriate regulatory structure for electronic debit card transactions, and for other purposes.</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in Senate</type>
        <date>2011-03-15T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-112s575is/xml/BILLS-112s575is.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2011-03-15</actionDate>
      <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
    </latestAction>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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