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  <version>3.0.0</version>
  <bill>
    <number>830</number>
    <updateDate>2023-01-11T13:20:32Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2011-02-28</introducedDate>
    <congress>112</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. DOLD:H.R. 830.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 1 (relating to the generalwelfare of the United States); and Article I, Section 8,Clause 3 (relating to the power to regulate interstatecommerce).[Page H1391]</pre>]]></constitutionalAuthorityStatementText>
    <committees>
      <item>
        <systemCode>ssbk00</systemCode>
        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2011-03-14T18:31:25Z</date>
          </item>
        </activities>
      </item>
      <item>
        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Reported by</name>
            <date>2011-03-07T23:53:37Z</date>
          </item>
          <item>
            <name>Markup by</name>
            <date>2011-03-03T14:54:15Z</date>
          </item>
          <item>
            <name>Hearings by</name>
            <date>2011-03-02T21:41:20Z</date>
          </item>
          <item>
            <name>Referred to</name>
            <date>2011-02-28T19:04:20Z</date>
          </item>
        </activities>
      </item>
    </committees>
    <committeeReports>
      <committeeReport>
        <citation>H. Rept. 112-25</citation>
      </committeeReport>
    </committeeReports>
    <relatedBills>
      <item>
        <title>Consumer Financial Protection Safety and Soundness Improvement Act of 2011</title>
        <congress>112</congress>
        <number>1315</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2011-07-22</actionDate>
          <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Related bill</type>
            <identifiedBy>House</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>Providing for consideration of the bill (H.R. 830) to rescind the unobligated funding for the FHA Refinance Program and to terminate the program.</title>
        <congress>112</congress>
        <number>150</number>
        <type>HRES</type>
        <latestAction>
          <actionDate>2011-03-09</actionDate>
          <text>Motion to reconsider laid on the table Agreed to without objection.</text>
          <actionTime>14:25:22</actionTime>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Procedurally-related</type>
            <identifiedBy>House</identifiedBy>
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    </relatedBills>
    <actions>
      <item>
        <actionDate>2011-03-14</actionDate>
        <committees>
          <item>
            <systemCode>ssbk00</systemCode>
            <name>Banking, Housing, and Urban Affairs Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <name>Senate</name>
        </sourceSystem>
        <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        <type>IntroReferral</type>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:36:59</actionTime>
        <text>The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 830.</text>
        <type>Floor</type>
        <actionCode>H38900</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
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      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:36:58</actionTime>
        <text>Motion to reconsider laid on the table Agreed to without objection.</text>
        <type>Floor</type>
        <actionCode>H38310</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:36:57</actionTime>
        <text>On passage Passed by recorded vote: 256 - 171 (Roll no. 171).</text>
        <type>Floor</type>
        <actionCode>H37100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
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        <recordedVotes>
          <recordedVote>
            <rollNumber>171</rollNumber>
            <url>https://clerk.house.gov/evs/2011/roll171.xml</url>
            <chamber>House</chamber>
            <congress>112</congress>
            <date>2011-03-10T21:36:57Z</date>
            <sessionNumber>1</sessionNumber>
          </recordedVote>
        </recordedVotes>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:36:57</actionTime>
        <text>Passed/agreed to in House: On passage Passed by recorded vote: 256 - 171 (Roll no. 171).</text>
        <type>Floor</type>
        <actionCode>8000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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        <recordedVotes>
          <recordedVote>
            <rollNumber>171</rollNumber>
            <url>https://clerk.house.gov/evs/2011/roll171.xml</url>
            <chamber>House</chamber>
            <congress>112</congress>
            <date>2011-03-10T21:36:57Z</date>
            <sessionNumber>1</sessionNumber>
          </recordedVote>
        </recordedVotes>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:30:15</actionTime>
        <text>On motion to recommit with instructions Failed by recorded vote: 185 - 243 (Roll no. 170).</text>
        <type>Floor</type>
        <actionCode>H36110</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
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          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        <recordedVotes>
          <recordedVote>
            <rollNumber>170</rollNumber>
            <url>https://clerk.house.gov/evs/2011/roll170.xml</url>
            <chamber>House</chamber>
            <congress>112</congress>
            <date>2011-03-10T21:30:15Z</date>
            <sessionNumber>1</sessionNumber>
          </recordedVote>
        </recordedVotes>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:12:45</actionTime>
        <text>The previous question on the motion to recommit with instructions was ordered without objection. (consideration: CR H1703)</text>
        <type>Floor</type>
        <actionCode>H8A000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:03:38</actionTime>
        <text>DEBATE - The House proceeded with 10 minutes of debate on the Deutch motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with amendments which provide a continuation of the provisions of the program for senior homeowners.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:02:56</actionTime>
        <text>Mr. Deutch moved to recommit with instructions to Financial Services. (consideration: CR H1702-1704; text: CR H1702)</text>
        <type>Floor</type>
        <actionCode>H36100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:00:45</actionTime>
        <text>The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.</text>
        <type>Floor</type>
        <actionCode>H34400</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:00:33</actionTime>
        <text>The previous question was ordered pursuant to the rule. (consideration: CR H1702)</text>
        <type>Floor</type>
        <actionCode>H35000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>16:00:17</actionTime>
        <text>The House rose from the Committee of the Whole House on the state of the Union to report H.R. 830.</text>
        <type>Floor</type>
        <actionCode>H32600</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>15:28:55</actionTime>
        <text>UNFINISHED BUSINESS - The Chair announced that the unfinished business was the question of adoption of amendments which had been debated earlier and on which further proceedings had been postponed.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>15:27:28</actionTime>
        <text>POSTPONED PROCEEDINGS - The Chair put the question on adoption of the Waters amendment and by voice vote, announced that the ayes had prevailed. Mrs. Biggert demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>15:21:32</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Waters amendment number 6, as modified, under the five-minute rule.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>15:04:34</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on pro forma amendments under the five-minute rule.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:56:45</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Garamendi amendment number 7 under the five-minute rule, pending reservation of a point of order.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:52:26</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Holt amendment number 8 under the five-minute rule, pending reservation of a point of order.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:42:59</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Inslee amendment number 14 under the five-minute rule, pending reservation of a point of order.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:37:13</actionTime>
        <text>DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Loretta Sanchez amendment in the nature of a substitute number 15 under the five minute rule, pending reservation of a point of order.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:29:37</actionTime>
        <text>DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Waters amendment number 5 under the five minute rule, pending reservation of a point of order.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:24:27</actionTime>
        <text>DEBATE - The Committee of the Whole proceeded with debate on pro forma amendments under the five-minute rule.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:19:40</actionTime>
        <text>DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Inslee amendment number 12 under the five minute rule, pending reservation of a point of order.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:15:37</actionTime>
        <text>DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Paulsen amendment number 4 under the five minute rule.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:14:12</actionTime>
        <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Lynch amendment, the Chair put the question on adoption of the amendment and by voice vote announced the noes had prevailed. Mr. Frank (MA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>14:00:37</actionTime>
        <text>DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Lynch amendment number 3 under the five-minute rule.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>13:56:08</actionTime>
        <text>DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Fitzpatrick amendment number 11 under the five minute rule.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>13:33:58</actionTime>
        <text>DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Maloney amendment number 9 under the five minute rule, pending reservation of a point of order.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>12:26:00</actionTime>
        <text>GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 830.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>12:25:49</actionTime>
        <text>The Speaker designated the Honorable Charles F. Bass to act as Chairman of the Committee.</text>
        <type>Floor</type>
        <actionCode>H32400</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>12:25:47</actionTime>
        <text>House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 150 and Rule XVIII.</text>
        <type>Floor</type>
        <actionCode>H32020</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>12:25:23</actionTime>
        <text>Rule provides for consideration of H.R. 830 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by section. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-10</actionDate>
        <actionTime>12:25:18</actionTime>
        <text>Considered under the provisions of rule H. Res. 150. (consideration: CR H1678-1704; text of Section 1 as reported in House: CR H1686; text of Section 2 as reported in House: CR H1690; text of Section 3 as reported in House: CR H1690)</text>
        <type>Floor</type>
        <actionCode>H30000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-09</actionDate>
        <actionTime>14:25:21</actionTime>
        <text>Rule H. Res. 150 passed House.</text>
        <type>Floor</type>
        <actionCode>H1L220</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-08</actionDate>
        <actionTime>19:12:23</actionTime>
        <text>Rules Committee Resolution H. Res. 150 Reported to House. Rule provides for consideration of H.R. 830 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by section. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.</text>
        <type>Floor</type>
        <actionCode>H1L210</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-03-07</actionDate>
        <text>Placed on the Union Calendar, Calendar No. 13.</text>
        <type>Calendars</type>
        <actionCode>H12410</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <calendarNumber>
          <calendar>U00013</calendar>
        </calendarNumber>
      </item>
      <item>
        <actionDate>2011-03-07</actionDate>
        <text>Reported (Amended) by the Committee on Financial Services. H. Rept. 112-25.</text>
        <type>Committee</type>
        <actionCode>H12200</actionCode>
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          <code>2</code>
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        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        </committees>
      </item>
      <item>
        <actionDate>2011-03-07</actionDate>
        <text>Reported (Amended) by the Committee on Financial Services. H. Rept. 112-25.</text>
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        <actionCode>5000</actionCode>
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          <code>9</code>
          <name>Library of Congress</name>
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        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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      </item>
      <item>
        <actionDate>2011-03-03</actionDate>
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          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        <text>Ordered to be Reported (Amended) by the Yeas and Nays: 33 - 22.</text>
        <type>Committee</type>
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      <item>
        <actionDate>2011-03-03</actionDate>
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          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        </committees>
        <sourceSystem>
          <code>1</code>
          <name>House committee actions</name>
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        <text>Committee Consideration and Mark-up Session Held.</text>
        <type>Committee</type>
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      <item>
        <actionDate>2011-03-02</actionDate>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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          <code>1</code>
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        <text>Committee Hearings Held.</text>
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        <actionDate>2011-02-28</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
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          <code>2</code>
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        <actionDate>2011-02-28</actionDate>
        <text>Introduced in House</text>
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          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2011-02-28</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>D000613</bioguideId>
        <fullName>Rep. Dold, Robert J. [R-IL-10]</fullName>
        <firstName>Robert</firstName>
        <lastName>Dold</lastName>
        <party>R</party>
        <state>IL</state>
        <middleName>J.</middleName>
        <district>10</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>B000013</bioguideId>
        <fullName>Rep. Bachus, Spencer [R-AL-6]</fullName>
        <firstName>SPENCER</firstName>
        <lastName>BACHUS</lastName>
        <party>R</party>
        <state>AL</state>
        <district>6</district>
        <sponsorshipDate>2011-02-28</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001232</bioguideId>
        <fullName>Rep. Biggert, Judy [R-IL-13]</fullName>
        <firstName>JUDY</firstName>
        <lastName>BIGGERT</lastName>
        <party>R</party>
        <state>IL</state>
        <district>13</district>
        <sponsorshipDate>2011-02-28</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Appropriations</name>
        </item>
        <item>
          <name>Government lending and loan guarantees</name>
        </item>
        <item>
          <name>Housing and community development funding</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2011-02-28</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2011-03-07T15:47:52Z</updateDate>
        <text><![CDATA[ <p>FHA Refinance Program Termination Act - Rescinds and permanently cancels all unexpended funding remaining available and allocated for the Federal Housing Administration (FHA) Refinancing Program of the Making Home Affordable initiative of the Secretary of the Treasury, and terminates the program.</p>]]></text>
      </summary>
      <summary>
        <versionCode>17</versionCode>
        <actionDate>2011-03-07</actionDate>
        <actionDesc>Reported to House with amendment(s)</actionDesc>
        <updateDate>2011-03-10T20:27:37Z</updateDate>
        <text><![CDATA[ <p>FHA Refinance Program Termination Act - Rescinds and permanently cancels all unexpended funding remaining available and allocated for the Federal Housing Administration (FHA) Refinancing Program of the Making Home Affordable initiative of the Secretary of the Treasury (under which borrowers owing more on their mortgage than the value of their home are provided opportunities to refinance into a FHA loan). Terminates the program.</p> <p>Directs the Secretary of Housing and Urban Development (HUD) to study: (1) the extent to which the FHA Refinancing Program is used by homeowners who are active duty members of the Armed Forces (or their spouses or parents), veterans, or Gold Star-eligible widows, parents, or next of kin of Armed Forces members who died in military operations; and (2) the impact of the program on such homeowners. </p>]]></text>
      </summary>
      <summary>
        <versionCode>36</versionCode>
        <actionDate>2011-03-10</actionDate>
        <actionDesc>Passed House amended</actionDesc>
        <updateDate>2011-03-18T21:55:22Z</updateDate>
        <text><![CDATA[ <p>FHA Refinance Program Termination Act - Rescinds and permanently cancels all unexpended funding remaining available and allocated for the Federal Housing Administration (FHA) Refinancing Program of the Making Home Affordable initiative of the Secretary of the Treasury (under which borrowers owing more on their mortgage than the value of their home are provided opportunities to refinance into a FHA loan). Terminates the program.</p> <p>Requires all such unobligated balances so rescinded and permanently canceled to be retained in the general fund of the Treasury for reducing the debt of the federal government.</p> <p>Directs the Secretary of Housing and Urban Development (HUD) to study: (1) the extent to which the FHA Refinancing Program is used by homeowners who are active duty members of the Armed Forces (or their spouses or parents), veterans, Gold Star-eligible widows, parents, or next of kin of Armed Forces members who died in military operations, or members or veterans with service-connected injuries (and their survivors and dependents); and (2) the impact of the program on such homeowners. </p> <p>Directs the HUD Secretary to publish a statement on the HUD website as to: (1) termination of the FHA Short [<i>sic</i>] Refinance Program; and (2) the availability of a Member of Congress to assist any borrower having trouble paying a mortgage and needing help contacting the borrower's lender or servicer to negotiate or acquire a loan modification.</p>]]></text>
      </summary>
    </summaries>
    <title>FHA Refinance Program Termination Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>FHA Refinance Program Termination Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To rescind the unobligated funding for the FHA Refinance Program and to terminate the program.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>FHA Refinance Program Termination Act</title>
      </item>
      <item>
        <titleType>Short Titles as Reported to House</titleType>
        <title>FHA Refinance Program Termination Act</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
      </item>
      <item>
        <titleType>Short Titles as Passed House</titleType>
        <title>FHA Refinance Program Termination Act</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
      </item>
    </titles>
    <amendments>
      <amendment>
        <number>185</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment, as modified, sought to add a new section requiring the Secretary to post a statement prominently on the web which explains that the FHA Short Refinance Program has been terminated and includes a contact for borrowers who are uncertain as to how to proceed.</description>
        <purpose>An amendment numbered 6 printed in the Congressional Record to add a new section requiring the Secretary to post a statement prominently on the web which explains that the FHA Short Refinance Program has been terminated and includes a contact for borrowers who are uncertain as to how to proceed.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>On agreeing to the Waters amendment (A011) as modified Agreed to by recorded vote: 278 - 147 (Roll no. 169).</text>
          <actionTime>15:59:03</actionTime>
          <links>
            <link>
              <name>Roll no. 169</name>
              <url>https://clerk.house.gov/evs/2011/roll169.xml</url>
            </link>
          </links>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>W000187</bioguideId>
            <fullName>Rep. Waters, Maxine [D-CA-35]</fullName>
            <firstName>MAXINE</firstName>
            <lastName>WATERS</lastName>
            <party>D</party>
            <state>CA</state>
            <district>35</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>9</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:59:03</actionTime>
              <text>On agreeing to the Waters amendment (A011) as modified Agreed to by recorded vote: 278 - 147 (Roll no. 169).</text>
              <type>Floor</type>
              <actionCode>H32111</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>169</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:59:03Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll169.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:20:57</actionTime>
              <text>Waters amendment (A011) modified by unanimous consent. (text as modified: CR H1700)</text>
              <type>Floor</type>
              <actionCode>H32160</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:19:56</actionTime>
              <text>Amendment (A011) offered by Ms. Waters. (consideration: CR H1700, H1701-1702; text: CR H1700)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:59:03</actionTime>
              <text>House amendment agreed to: On agreeing to the Waters amendment (A011) as modified Agreed to by recorded vote: 278 - 147 (Roll no. 169).</text>
              <type>Floor</type>
              <actionCode>72000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>169</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:59:03Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll169.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:59:03</actionTime>
              <text>Roll call votes on amendments in House</text>
              <type>Floor</type>
              <actionCode>75000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>169</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:59:03Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll169.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:19:56</actionTime>
              <text>House amendment offered/reported by: Amendment (A011) offered by Ms. Waters.(consideration: CR H1700, H1701-1702; text: CR H1700)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:59:03</actionTime>
              <text>Amendment agreed to Committee of the Whole</text>
              <type>NotUsed</type>
              <actionCode>76000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>169</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:59:03Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll169.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>184</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to add a new section regarding treatment of bonuses for finacial sector employees.</description>
        <purpose>An amendment numbered 7 printed in the Congressional Record to add a new section regarding treatment of bonuses for finacial sector employees.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>Mrs. Biggert raised a point of order against the Garamendi amendment (A010). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of rule 16. The Chair sustained the point of order.</text>
          <actionTime>15:02:55</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>G000559</bioguideId>
            <fullName>Rep. Garamendi, John [D-CA-10]</fullName>
            <firstName>John</firstName>
            <lastName>Garamendi</lastName>
            <party>D</party>
            <state>CA</state>
            <district>10</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>5</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:02:55</actionTime>
              <text>Mrs. Biggert raised a point of order against the Garamendi amendment (A010). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of rule 16. The Chair sustained the point of order.</text>
              <type>Floor</type>
              <actionCode>H32130</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:56:26</actionTime>
              <text>Amendment (A010) offered by Mr. Garamendi. (consideration: CR H1697-1698; text: CR H1697-1698)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:56:26</actionTime>
              <text>House amendment offered/reported by: Amendment (A010) offered by Mr. Garamendi.(consideration: CR H1697-1698; text: CR H1697-1698)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>183</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to add a new section detailing modifications of real property standard deduction.</description>
        <purpose>An amendment numbered 8 printed in the Congressional Record to add a new section detailing modifications of real property standard deduction.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>Mrs. Biggert raised a point of order against the Holt amendment (A009). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of rule 16. The Chair sustained the point of order.</text>
          <actionTime>14:55:21</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>H001032</bioguideId>
            <fullName>Rep. Holt, Rush [D-NJ-12]</fullName>
            <firstName>RUSH</firstName>
            <lastName>HOLT</lastName>
            <party>D</party>
            <state>NJ</state>
            <middleName>D.</middleName>
            <district>12</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>5</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:55:21</actionTime>
              <text>Mrs. Biggert raised a point of order against the Holt amendment (A009). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of rule 16. The Chair sustained the point of order.</text>
              <type>Floor</type>
              <actionCode>H32130</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:52:21</actionTime>
              <text>Amendment (A009) offered by Mr. Holt. (consideration: CR H1697; text: CR H1697)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:52:21</actionTime>
              <text>House amendment offered/reported by: Amendment (A009) offered by Mr. Holt.(consideration: CR H1697; text: CR H1697)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>182</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to add a new section directing the Attorney General to pursue criminal prosecution of those who have failed to comply with State laws relating to foreclosure of mortgages on residential real property.</description>
        <purpose>An amendment numbered 14 printed in the Congressional Record to add a new section directing the Attorney General to pursue criminal prosecution of those who have failed to comply with State laws relating to foreclosure of mortgages on residential real property.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>Mrs. Biggert raised a point of order against the Inslee amendment (A008). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of rule 16. The Chair sustained the point of order.</text>
          <actionTime>14:45:42</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>I000026</bioguideId>
            <fullName>Rep. Inslee, Jay [D-WA-1]</fullName>
            <firstName>JAY</firstName>
            <lastName>INSLEE</lastName>
            <party>D</party>
            <state>WA</state>
            <district>1</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>5</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:45:42</actionTime>
              <text>Mrs. Biggert raised a point of order against the Inslee amendment (A008). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of rule 16. The Chair sustained the point of order.</text>
              <type>Floor</type>
              <actionCode>H32130</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:42:26</actionTime>
              <text>Amendment (A008) offered by Mr. Inslee. (consideration: CR H1696; text: CR H1696)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:42:26</actionTime>
              <text>House amendment offered/reported by: Amendment (A008) offered by Mr. Inslee.(consideration: CR H1696; text: CR H1696)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>181</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to insert a complete new text detailing use of funding for an FHA Refinancing Program.</description>
        <purpose>An amendment in the nature of a substitute numbered 15 printed in the Congressional Record to insert a complete new text detailing use of funding for an FHA Refinancing Program.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>Mrs. Biggert raised a point of order against the Sanchez, Loretta amendment (A007). Mrs. Biggert stated that the amendment had the effect of increasing mandatory spending over a specified period of time and violated clause 10 of rule 21. The Chair sustained the point of order.</text>
          <actionTime>14:41:00</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>S000030</bioguideId>
            <fullName>Rep. Sanchez, Loretta [D-CA-47]</fullName>
            <firstName>LORETTA</firstName>
            <lastName>SANCHEZ</lastName>
            <party>D</party>
            <state>CA</state>
            <district>47</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>5</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:41:00</actionTime>
              <text>Mrs. Biggert raised a point of order against the Sanchez, Loretta amendment (A007). Mrs. Biggert stated that the amendment had the effect of increasing mandatory spending over a specified period of time and violated clause 10 of rule 21. The Chair sustained the point of order.</text>
              <type>Floor</type>
              <actionCode>H32130</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:37:07</actionTime>
              <text>Amendment (A007) in the nature of a substitute offered by Ms. Sanchez, Loretta. (consideration: CR H1695-1696; text: CR H1695)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:37:07</actionTime>
              <text>House amendment offered/reported by: Amendment (A007) in the nature of a substitute offered by Ms. Sanchez, Loretta.(consideration: CR H1695-1696; text: CR H1695)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>180</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to direct the Housing and Urban Development Department, in consultation with the Treasury Department, to conduct a study on the negative impacts of underwater mortgage loans on the housing market and economy of the United States and to report on the findings.</description>
        <purpose>An amendment numbered 5 printed in the Congressional Record to direct the Housing and Urban Development Department, in consultation with the Treasury Department, to conduct a study on the negative impacts of underwater mortgage loans on the housing market and economy of the United States and to report on the findings.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>Mrs. Biggert raised a point of order against the Waters amendment (A006). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of Rule XVI. The Chair sustained the point of order.</text>
          <actionTime>14:35:07</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>W000187</bioguideId>
            <fullName>Rep. Waters, Maxine [D-CA-35]</fullName>
            <firstName>MAXINE</firstName>
            <lastName>WATERS</lastName>
            <party>D</party>
            <state>CA</state>
            <district>35</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>5</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:35:07</actionTime>
              <text>Mrs. Biggert raised a point of order against the Waters amendment (A006). Mrs. Biggert stated that the amendment was not germane and violated clause 7 of Rule XVI. The Chair sustained the point of order.</text>
              <type>Floor</type>
              <actionCode>H32130</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:29:34</actionTime>
              <text>Amendment (A006) offered by Ms. Waters. (consideration: CR H1694-1695; text: CR H1694)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:29:34</actionTime>
              <text>House amendment offered/reported by: Amendment (A006) offered by Ms. Waters.(consideration: CR H1694-1695; text: CR H1694)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>179</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to modify the bill's required study by the Housing and Urban Development Department on the FHA Refinance Program's use by, and effects on, certain homeowners to include a study on the need and appropriate guidelines for a replacement mortgage insurance program.</description>
        <purpose>An amendment numbered 12 printed in the Congressional Record to modify the bill's required study by the Housing and Urban Development Department on the FHA Refinance Program's use by, and effects on, certain homeowners to include a study on the need and appropriate guidelines for a replacement mortgage insurance program.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>Mrs. Biggert raised a point of order against the Inslee amendment (A005). Mrs. Biggert stated that the amendment was not germane. The Chair sustained the point of order.</text>
          <actionTime>14:23:26</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>I000026</bioguideId>
            <fullName>Rep. Inslee, Jay [D-WA-1]</fullName>
            <firstName>JAY</firstName>
            <lastName>INSLEE</lastName>
            <party>D</party>
            <state>WA</state>
            <district>1</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>5</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:23:26</actionTime>
              <text>Mrs. Biggert raised a point of order against the Inslee amendment (A005). Mrs. Biggert stated that the amendment was not germane. The Chair sustained the point of order.</text>
              <type>Floor</type>
              <actionCode>H32130</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:19:38</actionTime>
              <text>Amendment (A005) offered by Mr. Inslee. (consideration: CR H1693; text: CR H1693)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:19:38</actionTime>
              <text>House amendment offered/reported by: Amendment (A005) offered by Mr. Inslee.(consideration: CR H1693; text: CR H1693)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>178</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment includes military service members and veterans who have service-connected injuries, as well as survivors and dependents of such individuals, in a study on use of the FHA Refinance program.</description>
        <purpose>An amendment numbered 4 printed in the Congressional Record to include military servicemembers and veterans who have service-connected injuries, as well as survivors and dependents of such individuals, in a study on use of the FHA Refinance program.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>On agreeing to the Paulsen amendment (A004) Agreed to by voice vote.</text>
          <actionTime>14:19:20</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>P000594</bioguideId>
            <fullName>Rep. Paulsen, Erik [R-MN-3]</fullName>
            <firstName>Erik</firstName>
            <lastName>Paulsen</lastName>
            <party>R</party>
            <state>MN</state>
            <district>3</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>7</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:19:20</actionTime>
              <text>On agreeing to the Paulsen amendment (A004) Agreed to by voice vote.</text>
              <type>Floor</type>
              <actionCode>H32111</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:15:34</actionTime>
              <text>Amendment (A004) offered by Mr. Paulsen. (consideration: CR H1692-1693; text: CR H1692)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:15:34</actionTime>
              <text>House amendment offered/reported by: Amendment (A004) offered by Mr. Paulsen.(consideration: CR H1692-1693; text: CR H1692)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:19:20</actionTime>
              <text>House amendment agreed to: On agreeing to the Paulsen amendment (A004) Agreed to by voice vote.</text>
              <type>Floor</type>
              <actionCode>72000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:19:20</actionTime>
              <text>Amendment agreed to Committee of the Whole</text>
              <type>NotUsed</type>
              <actionCode>76000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>177</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to strike language in the bill terminating the Mortgagee Letter 2010-23, which provided guidance for the FHA Refinance Program. The amendment also sought to strike language prohibiting the Secretary of Housing and Urban Development from issuing any regulation, order, or notice that is based on or substantially similar to such Mortgagee Letter.</description>
        <purpose>An amendment numbered 3 printed in the Congressional Record to strike language in the bill terminating the Mortgagee Letter 2010-23, which provided guidance for the FHA Refinance Program. The amendment also strikes language which prohibits the Secretary of Housing and Urban Development from issuing any regulation, order, or notice that is based on or substantially similar to such Mortgagee Letter.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>On agreeing to the Lynch amendment (A003) Failed by recorded vote: 184 - 243 (Roll no. 168).</text>
          <actionTime>15:52:28</actionTime>
          <links>
            <link>
              <name>Roll no. 168</name>
              <url>https://clerk.house.gov/evs/2011/roll168.xml</url>
            </link>
          </links>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>L000562</bioguideId>
            <fullName>Rep. Lynch, Stephen F. [D-MA-9]</fullName>
            <firstName>Stephen</firstName>
            <lastName>Lynch</lastName>
            <party>D</party>
            <state>MA</state>
            <middleName>F.</middleName>
            <district>9</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>8</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:52:28</actionTime>
              <text>On agreeing to the Lynch amendment (A003) Failed by recorded vote: 184 - 243 (Roll no. 168).</text>
              <type>Floor</type>
              <actionCode>H32111</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>168</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:52:28Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll168.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:00:35</actionTime>
              <text>Amendment (A003) offered by Mr. Lynch. (consideration: CR H1690-1692, H1700-1701; text: CR H1691)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>14:00:35</actionTime>
              <text>House amendment offered/reported by: Amendment (A003) offered by Mr. Lynch.(consideration: CR H1690-1692, H1700-1701; text: CR H1691)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:52:28</actionTime>
              <text>House amendment not agreed to: On agreeing to the Lynch amendment (A003) Failed by recorded vote: 184 - 243 (Roll no. 168).</text>
              <type>Floor</type>
              <actionCode>73000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>168</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:52:28Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll168.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:52:28</actionTime>
              <text>Amendment failed in Committee of the Whole</text>
              <type>NotUsed</type>
              <actionCode>77000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>168</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:52:28Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll168.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>15:52:28</actionTime>
              <text>Roll call votes on amendments in House</text>
              <type>Floor</type>
              <actionCode>75000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>168</rollNumber>
                  <chamber>House</chamber>
                  <congress>112</congress>
                  <date>2011-03-10T20:52:28Z</date>
                  <sessionNumber>1</sessionNumber>
                  <url>https://clerk.house.gov/evs/2011/roll168.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>176</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment requires any unexpected balances for the FHA Refinance Program that are rescinded and canceled under the bill to be retained in the general fund of the Treasury for reducing the debt of the federal government.</description>
        <purpose>An amendment numbered 11 printed in the Congressional Record to require any unexpected balances for the FHA Refinance Program that are rescinded and canceled under the bill to be retained in the general fund of the Treasury for reducing the debt of the federal government.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>On agreeing to the Fitzpatrick amendment (A002) Agreed to by voice vote.</text>
          <actionTime>13:59:16</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>F000451</bioguideId>
            <fullName>Rep. Fitzpatrick, Michael G. [R-PA-8]</fullName>
            <firstName>Michael</firstName>
            <lastName>Fitzpatrick</lastName>
            <party>R</party>
            <state>PA</state>
            <middleName>G.</middleName>
            <district>8</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>7</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:59:16</actionTime>
              <text>On agreeing to the Fitzpatrick amendment (A002) Agreed to by voice vote.</text>
              <type>Floor</type>
              <actionCode>H32111</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:55:52</actionTime>
              <text>Amendment (A002) offered by Mr. Fitzpatrick. (consideration: CR H1690; text: CR H1690)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:55:52</actionTime>
              <text>House amendment offered/reported by: Amendment (A002) offered by Mr. Fitzpatrick.(consideration: CR H1690; text: CR H1690)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:59:16</actionTime>
              <text>House amendment agreed to: On agreeing to the Fitzpatrick amendment (A002) Agreed to by voice vote.</text>
              <type>Floor</type>
              <actionCode>72000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:59:16</actionTime>
              <text>Amendment agreed to Committee of the Whole</text>
              <type>NotUsed</type>
              <actionCode>76000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>175</number>
        <congress>112</congress>
        <type>HAMDT</type>
        <description>Amendment sought to add a section which lists the number of underwater mortgages in 43 states and the District of Columbia.</description>
        <purpose>An amendment numbered 9 printed in the Congressional Record to add a section which lists the number of underwater mortgages in 43 states and the District of Columbia.</purpose>
        <updateDate>2022-02-03T06:03:12Z</updateDate>
        <latestAction>
          <actionDate>2011-03-10</actionDate>
          <text>Mr. Bachus raised a point of order against the Maloney amendment (A001). Mr. Bachus stated that the amendment was not germane and violated clause 7 of Rule XVI. The Chair sustained the point of order.</text>
          <actionTime>13:40:25</actionTime>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>M000087</bioguideId>
            <fullName>Rep. Maloney, Carolyn B. [D-NY-14]</fullName>
            <firstName>CAROLYN</firstName>
            <lastName>MALONEY</lastName>
            <party>D</party>
            <state>NY</state>
            <middleName>B.</middleName>
            <district>14</district>
          </item>
        </sponsors>
        <submittedDate>2011-03-10T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>112</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>830</number>
          <title>FHA Refinance Program Termination Act</title>
          <updateDateIncludingText>2023-01-11T13:20:32Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>5</count>
          <actions>
            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:40:25</actionTime>
              <text>Mr. Bachus raised a point of order against the Maloney amendment (A001). Mr. Bachus stated that the amendment was not germane and violated clause 7 of Rule XVI. The Chair sustained the point of order.</text>
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              <actionCode>H32130</actionCode>
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                <code>2</code>
                <name>House floor actions</name>
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            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:33:49</actionTime>
              <text>Amendment (A001) offered by Mrs. Maloney. (consideration: CR H1686-1688; text: CR H1686-1687)</text>
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              <actionCode>H3A100</actionCode>
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                <code>2</code>
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              </sourceSystem>
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            <item>
              <actionDate>2011-03-10</actionDate>
              <actionTime>13:33:49</actionTime>
              <text>House amendment offered/reported by: Amendment (A001) offered by Mrs. Maloney.(consideration: CR H1686-1688; text: CR H1686-1687)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
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            <item>
              <actionDate>2011-03-10</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
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        <date>2011-03-14T04:00:00Z</date>
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          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-112hr830rfs/xml/BILLS-112hr830rfs.xml</url>
          </item>
        </formats>
      </item>
      <item>
        <type>Engrossed in House</type>
        <date>2011-03-10T05:00:00Z</date>
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          <item>
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          </item>
        </formats>
      </item>
      <item>
        <type>Reported in House</type>
        <date>2011-03-07T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-112hr830rh/xml/BILLS-112hr830rh.xml</url>
          </item>
        </formats>
      </item>
      <item>
        <type>Introduced in House</type>
        <date>2011-02-28T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-112hr830ih/xml/BILLS-112hr830ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2011-03-14</actionDate>
      <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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