3.0.0 769 2023-01-11T13:20:34Z 2023-01-11T13:20:34Z House H HR 2011-02-17 112 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. COHEN:H.R. 769.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 3 (relating to the power toregulate foreign and interstate commerce) of the UnitedStates Constitution.[Page H1179]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2011-04-04T20:44:01Z Referred to 2011-02-17T14:04:10Z 2011-04-04 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2011-02-17 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2011-02-17 Introduced in House IntroReferral Intro-H 9 Library of Congress 2011-02-17 Introduced in House IntroReferral 1000 9 Library of Congress C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 N R000581 Rep. Richardson, Laura [D-CA-37] Laura Richardson D CA 37 2011-02-17 True R000053 Rep. Rangel, Charles B. [D-NY-15] CHARLES RANGEL D NY B. 15 2011-02-17 True M000404 Rep. McDermott, Jim [D-WA-7] JIM MCDERMOTT D WA 7 2011-02-17 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2011-02-17 True T000465 Rep. Tsongas, Niki [D-MA-5] Niki Tsongas D MA 5 2011-02-17 True J000283 Rep. Jackson, Jesse L., Jr. [D-IL-2] JESSE JACKSON D IL L. 2 2011-03-01 False S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2011-03-01 False B001245 Del. Bordallo, Madeleine Z. [D-GU-At Large] Madeleine Bordallo D GU Z. 0 2011-03-01 False L000480 Rep. Lowey, Nita M. [D-NY-18] NITA LOWEY D NY M. 18 2011-03-31 False K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2011-07-19 False R000462 Rep. Rothman, Steven R. [D-NJ-9] STEVEN ROTHMAN D NJ R. 9 2012-02-07 False J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2012-02-08 False T000266 Rep. Tierney, John F. [D-MA-6] JOHN TIERNEY D MA F. 6 2012-02-08 False P000096 Rep. Pascrell, Bill, Jr. [D-NJ-8] WILLIAM PASCRELL D NJ J. 8 2012-02-14 False S001165 Rep. Sires, Albio [D-NJ-13] Albio Sires D NJ 13 2012-02-14 False P000597 Rep. Pingree, Chellie [D-ME-1] Chellie Pingree D ME 1 2012-02-16 False H001034 Rep. Honda, Michael M. [D-CA-15] MICHAEL HONDA D CA M. 15 2012-02-28 False V000108 Rep. Visclosky, Peter J. [D-IN-1] PETER VISCLOSKY D IN J. 1 2012-02-28 False C000984 Rep. Cummings, Elijah E. [D-MD-7] ELIJAH CUMMINGS D MD E. 7 2012-04-17 False B000410 Rep. Berman, Howard L. [D-CA-28] HOWARD BERMAN D CA L. 28 2012-05-18 False Finance and Financial Sector Bankruptcy Business records Consumer affairs Consumer credit Government studies and investigations Finance and Financial Sector 00 2011-02-17 Introduced in House 2011-04-08T19:26:19Z Fair Access to Credit Scores Act of 2011 - Amends the Fair Credit Reporting Act to require consumer reporting agencies to disclose any information in the consumer's file concerning credit scores or other related risk scores or predictors when the consumer requests a free annual disclosure (credit report).

Requires all consumer reporting agencies to maintain information in the consumer's file concerning such scores or predictors for at least one year from the date on which such information is placed in the file.

Directs the Comptroller General to study bankruptcy risk scores used by consumer reporting agencies, including an analysis of: (1) the factors used to determine such scores; (2) how bankruptcy risk scores impact the ability of consumers to receive loans; and (3) actions that consumers can take to improve such scores.


]]> Fair Access to Credit Scores Act of 2011 Display Title Fair Access to Credit Scores Act of 2011 Official Title as Introduced To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. Introduced in House IH Short Titles as Introduced Fair Access to Credit Scores Act of 2011 Introduced in House 2011-02-17T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-112hr769ih/xml/BILLS-112hr769ih.xml 2011-04-04 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.