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  <version>3.0.0</version>
  <bill>
    <number>691</number>
    <updateDate>2023-01-11T13:20:36Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:20:36Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2011-02-14</introducedDate>
    <congress>112</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. GINGREY of Georgia:H.R. 691.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 which states that theCongress has power ``to regulate Commerce with the foreignNations, and among the several States .  .  .''[Page H775]</pre>]]></constitutionalAuthorityStatementText>
    <committees>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <subcommittees>
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            <systemCode>hsba15</systemCode>
            <name>Consumer Protection and Financial Institutions Subcommittee</name>
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                <name>Referred to</name>
                <date>2011-03-23T16:05:53Z</date>
              </item>
            </activities>
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        </subcommittees>
        <activities>
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            <name>Referred to</name>
            <date>2011-02-14T17:02:45Z</date>
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    </committees>
    <actions>
      <item>
        <actionDate>2011-03-23</actionDate>
        <committees>
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            <systemCode>hsba15</systemCode>
            <name>Consumer Protection and Financial Institutions Subcommittee</name>
          </item>
        </committees>
        <sourceSystem>
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        <text>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</text>
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      </item>
      <item>
        <actionDate>2011-02-14</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <actionCode>H11100</actionCode>
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          <code>2</code>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        <actionDate>2011-02-14</actionDate>
        <text>Introduced in House</text>
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          <name>Library of Congress</name>
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      <item>
        <actionDate>2011-02-14</actionDate>
        <text>Introduced in House</text>
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        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>G000550</bioguideId>
        <fullName>Rep. Gingrey, Phil [R-GA-11]</fullName>
        <firstName>Phil</firstName>
        <lastName>Gingrey</lastName>
        <party>R</party>
        <state>GA</state>
        <district>11</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>B001274</bioguideId>
        <fullName>Rep. Brooks, Mo [R-AL-5]</fullName>
        <firstName>Mo</firstName>
        <lastName>Brooks</lastName>
        <party>R</party>
        <state>AL</state>
        <district>5</district>
        <sponsorshipDate>2011-07-07</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M000689</bioguideId>
        <fullName>Rep. Mica, John L. [R-FL-7]</fullName>
        <firstName>JOHN</firstName>
        <lastName>MICA</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>L.</middleName>
        <district>7</district>
        <sponsorshipDate>2012-06-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Border security and unlawful immigration</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>Social security and elderly assistance</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2011-02-14</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2011-02-23T16:26:30Z</updateDate>
        <text><![CDATA[ <p>Fairness in Lending Act of 2011 - Amends the Truth in Lending Act to prohibit credit from being extended in any consumer credit transaction in which a security interest will be retained or acquired in property located within the United States which will be used as the consumer's principal residence if such consumer lacks a Social Security account number.</p>]]></text>
      </summary>
    </summaries>
    <title>Fairness in Lending Act of 2011</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Fairness in Lending Act of 2011</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Fairness in Lending Act of 2011</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2011-02-14T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-112hr691ih/xml/BILLS-112hr691ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2011-03-23</actionDate>
      <text>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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