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  <bill>
    <number>6694</number>
    <updateDate>2019-11-15T20:53:14Z</updateDate>
    <updateDateIncludingText>2019-11-15T20:53:14Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2012-12-20</introducedDate>
    <congress>112</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. FINCHER:H.R. 6694.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8.[Page H7424]</pre>]]></constitutionalAuthorityStatementText>
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        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
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          <item>
            <name>Referred to</name>
            <date>2012-12-20T17:01:20Z</date>
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      <item>
        <actionDate>2012-12-21</actionDate>
        <text>Sponsor introductory remarks on measure. (CR E1987-1988)</text>
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        <actionCode>B00100</actionCode>
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          <name>Library of Congress</name>
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      <item>
        <actionDate>2012-12-20</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <actionCode>H11100</actionCode>
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            <name>Financial Services Committee</name>
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        <actionDate>2012-12-20</actionDate>
        <text>Introduced in House</text>
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        <text>Introduced in House</text>
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    <sponsors>
      <item>
        <bioguideId>F000458</bioguideId>
        <fullName>Rep. Fincher, Stephen Lee [R-TN-8]</fullName>
        <firstName>Stephen</firstName>
        <lastName>Fincher</lastName>
        <party>R</party>
        <state>TN</state>
        <middleName>Lee</middleName>
        <district>8</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>Real estate business</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2012-12-20</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2013-02-06T22:13:30Z</updateDate>
        <text><![CDATA[ <p>Amends the Mortgage Reform and Anti-Predatory Lending Act, title XIV of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to reverse the exclusion from treatment as a mortgage originator, and recognize as a mortgage originator, an employee of a retailer of manufactured homes who receives compensation or gain for taking a residential mortgage loan application, assisting a consumer in obtaining or applying to obtain a residential mortgage loan, or offering or negotiating the terms of such a loan, if the compensation or gain exceeds that received in a comparable cash transaction.</p>]]></text>
      </summary>
    </summaries>
    <title>To amend the definition of mortgage originator under the Dodd-Frank Wall Street Reform and Consumer Protection Act to include certain employees of a retailer of manufactured homes.</title>
    <titles>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the definition of mortgage originator under the Dodd-Frank Wall Street Reform and Consumer Protection Act to include certain employees of a retailer of manufactured homes.</title>
      </item>
      <item>
        <titleType>Display Title</titleType>
        <title>To amend the definition of mortgage originator under the Dodd-Frank Wall Street Reform and Consumer Protection Act to include certain employees of a retailer of manufactured homes.</title>
      </item>
    </titles>
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      <item>
        <type>Introduced in House</type>
        <date>2012-12-20T05:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-112hr6694ih/xml/BILLS-112hr6694ih.xml</url>
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      </item>
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    <latestAction>
      <actionDate>2012-12-21</actionDate>
      <text>Sponsor introductory remarks on measure. (CR E1987-1988)</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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