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    <number>6129</number>
    <updateDate>2019-11-15T21:01:00Z</updateDate>
    <updateDateIncludingText>2019-11-15T21:01:01Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2012-07-13</introducedDate>
    <congress>112</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. CLARKE of Michigan:H.R. 6129.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 of the Constitution of theUnited States of America.[Page H4868]</pre>]]></constitutionalAuthorityStatementText>
    <committees>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <systemCode>hsba15</systemCode>
            <name>Consumer Protection and Financial Institutions Subcommittee</name>
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                <name>Referred to</name>
                <date>2012-07-31T14:45:31Z</date>
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          <item>
            <systemCode>hsba04</systemCode>
            <name>Housing and Insurance Subcommittee</name>
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              <item>
                <name>Referred to</name>
                <date>2012-07-31T14:45:23Z</date>
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        <activities>
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            <name>Referred to</name>
            <date>2012-07-13T14:00:05Z</date>
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        <actionDate>2012-07-31</actionDate>
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            <systemCode>hsba15</systemCode>
            <name>Consumer Protection and Financial Institutions Subcommittee</name>
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        <text>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</text>
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        <actionDate>2012-07-31</actionDate>
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            <name>Housing and Insurance Subcommittee</name>
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        </committees>
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          <name>House committee actions</name>
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        <text>Referred to the Subcommittee on Insurance, Housing and Community Opportunity.</text>
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      <item>
        <actionDate>2012-07-13</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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    <sponsors>
      <item>
        <bioguideId>C001085</bioguideId>
        <fullName>Rep. Clarke, Hansen [D-MI-13]</fullName>
        <firstName>Hansen</firstName>
        <lastName>Clarke</lastName>
        <party>D</party>
        <state>MI</state>
        <district>13</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>C000714</bioguideId>
        <fullName>Rep. Conyers, John, Jr. [D-MI-14]</fullName>
        <firstName>JOHN</firstName>
        <lastName>CONYERS</lastName>
        <party>D</party>
        <state>MI</state>
        <district>14</district>
        <sponsorshipDate>2012-07-13</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000193</bioguideId>
        <fullName>Rep. Thompson, Bennie G. [D-MS-2]</fullName>
        <firstName>BENNIE</firstName>
        <lastName>THOMPSON</lastName>
        <party>D</party>
        <state>MS</state>
        <district>2</district>
        <sponsorshipDate>2012-07-13</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Consumer affairs</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Life, casualty, property insurance</name>
        </item>
        <item>
          <name>Motor vehicles</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
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    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2012-07-13</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2012-09-13T19:24:51Z</updateDate>
        <text><![CDATA[ <p>Ban the Use of Credit Scores in Auto Insurance Act - Amends the Fair Credit Reporting Act to prohibit: (1) a consumer reporting agency from furnishing a consumer report or consumer information to any person for use in making a decision to underwrite or rate auto insurance, and (2) any person from either using or obtaining a consumer report or consumer information in connection with the underwriting or rating of any consumer regarding an auto insurance transaction.</p> <p>Exempts from this ban property loss data regarding auto insurance as well as information on driver history, such as accidents or moving violations.</p>]]></text>
      </summary>
    </summaries>
    <title>Ban the Use of Credit Scores in Auto Insurance Act</title>
    <titles>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Ban the Use of Credit Scores in Auto Insurance Act</title>
      </item>
      <item>
        <titleType>Display Title</titleType>
        <title>Ban the Use of Credit Scores in Auto Insurance Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving auto insurance with respect to a consumer, and for other purposes.</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2012-07-13T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-112hr6129ih/xml/BILLS-112hr6129ih.xml</url>
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        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2012-07-31</actionDate>
      <text>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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