3.0.0 3190 2023-01-11T13:22:06Z 2023-01-11T13:22:06Z House H HR 2011-10-13 112 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. CICILLINE:H.R. 3190.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8[Page H6921]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2011-10-21T21:40:27Z Referred to 2011-10-13T13:31:40Z 2011-10-21 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2011-10-13 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2011-10-13 Introduced in House IntroReferral Intro-H 9 Library of Congress 2011-10-13 Introduced in House IntroReferral 1000 9 Library of Congress C001084 Rep. Cicilline, David N. [D-RI-1] David Cicilline D RI N. 1 N Finance and Financial Sector Bank accounts, deposits, capital Civil actions and liability Consumer affairs Financial services and investments Legal fees and court costs User charges and fees Finance and Financial Sector 00 2011-10-13 Introduced in House 2012-01-19T20:01:28Z Amends the Federal Deposit Insurance Act to prohibit an insured depository institution from charging a fee to any consumer for receiving or using a debit card.

Subjects violators of such prohibition to civil liability for: (1) actual damages sustained by the consumer of between $100 and $1,000, (2) such punitive damages as the court may allow, and (3) the costs of a successful action together with reasonable attorney's fees to enforce liability.

]]> To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards. Display Title To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards. Official Title as Introduced To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards. Introduced in House IH Introduced in House 2011-10-13T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-112hr3190ih/xml/BILLS-112hr3190ih.xml 2011-10-21 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.