3.0.0 2979 2023-01-11T13:22:22Z 2023-01-11T13:22:22Z House H HR 2011-09-20 112 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. SMITH of New Jersey:H.R. 2979.Congress has the power to enact this legislation pursuantto the following:The constitutional authority on which this bill is based isCongress's power under Article I, Section 8, Clauses 3 and 18of the Constitution.[Page H6272]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2011-10-04T16:52:55Z Referred to 2011-09-20T16:00:36Z 2011-10-04 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2011-09-20 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2011-09-20 Introduced in House IntroReferral Intro-H 9 Library of Congress 2011-09-20 Introduced in House IntroReferral 1000 9 Library of Congress S000522 Rep. Smith, Christopher H. [R-NJ-4] CHRISTOPHER SMITH R NJ H. 4 N R000462 Rep. Rothman, Steven R. [D-NJ-9] STEVEN ROTHMAN D NJ R. 9 2011-09-20 True Housing and Community Development Consumer affairs Disaster relief and insurance Housing finance and home ownership Natural disasters Housing and Community Development 00 2011-09-20 Introduced in House 2011-11-04T15:47:31Z Natural Disaster Emergency Mortgage Relief Act of 2011 - Amends the Truth in Lending Act to allow temporary deferral of mortgage loan payments, without penalty and without adverse treatment of the consumer, during a 30-, 60-, or 90-day period in which a consumer's principal residence has been severely impacted by a natural disaster in an area for which the President has declared a major disaster.

]]> Natural Disaster Emergency Mortgage Relief Act of 2011 Display Title Natural Disaster Emergency Mortgage Relief Act of 2011 Official Title as Introduced To defer mortgage payment due dates and to prohibit creditors from imposing late fees, increasing interest rates, or submitting adverse credit information with regard to the account of a mortgage holder whose principal residence has been severely impacted by a natural disaster for up to a 90-day period following issuance of a disaster declared by the Presidential for the area in which the mortgage holder's principal residence is located, and for other purposes. Introduced in House IH Short Titles as Introduced Natural Disaster Emergency Mortgage Relief Act of 2011 Introduced in House 2011-09-20T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-112hr2979ih/xml/BILLS-112hr2979ih.xml 2011-10-04 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.