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    <updateDate>2023-01-11T13:22:42Z</updateDate>
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    <originChamber>House</originChamber>
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    <introducedDate>2011-07-26</introducedDate>
    <congress>112</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. STARK:H.R. 2645.Congress has the power to enact this legislation pursuantto the following:Clause 3, Section 8 of Article I of the Constitution.[Page H5580]</pre>]]></constitutionalAuthorityStatementText>
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        <title>Medigap Medical Loss Ratio Improvement Act of 2011</title>
        <congress>112</congress>
        <number>1416</number>
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          <actionDate>2011-07-26</actionDate>
          <text>Read twice and referred to the Committee on Finance.</text>
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        <text>Referred to the Subcommittee on Health.</text>
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        <text>Referred to the Subcommittee on Health.</text>
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        <actionDate>2011-07-26</actionDate>
        <text>Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <text>Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <text>Sponsor introductory remarks on measure. (CR E1411-1412)</text>
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        <fullName>Rep. Stark, Fortney Pete [D-CA-13]</fullName>
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        <fullName>Rep. Waxman, Henry A. [D-CA-30]</fullName>
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        <state>CA</state>
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      <item>
        <bioguideId>P000034</bioguideId>
        <fullName>Rep. Pallone, Frank, Jr. [D-NJ-6]</fullName>
        <firstName>FRANK</firstName>
        <lastName>PALLONE</lastName>
        <party>D</party>
        <state>NJ</state>
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        <bioguideId>R000053</bioguideId>
        <fullName>Rep. Rangel, Charles B. [D-NY-15]</fullName>
        <firstName>CHARLES</firstName>
        <lastName>RANGEL</lastName>
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        <state>NY</state>
        <middleName>B.</middleName>
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        <sponsorshipDate>2011-09-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>H000627</bioguideId>
        <fullName>Rep. Hinchey, Maurice D. [D-NY-22]</fullName>
        <firstName>MAURICE</firstName>
        <lastName>HINCHEY</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>D.</middleName>
        <district>22</district>
        <sponsorshipDate>2011-10-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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    <policyArea>
      <name>Health</name>
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    <subjects>
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          <name>Health care costs and insurance</name>
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    <summaries>
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        <actionDate>2011-07-26</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2011-10-03T16:30:40Z</updateDate>
        <text><![CDATA[ <p>Medigap Medical Loss Ratio Improvement Act - Amends title XVIII (Medicare) of the Social Security Act with respect to Medicare supplemental (Medigap) policies to increase the minimum loss ratio required of such policies. (A loss ratio is the ratio of total losses paid out in insurance claims, plus adjustment expenses, divided by the total earned insurance premiums.)</p> <p>Prohibits the issuance or renewal of a Medigap policy in any state unless the policy can be expected to return to policyholders in the form of aggregate benefits: (1) at least 85% (currently 75%) of the aggregate amount of premiums collected in the case of group policies, and (2) at least 80% (currently 65%) in the case of individual policies.</p>]]></text>
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    <title>Medigap Medical Loss Ratio Improvement Act</title>
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        <titleType>Display Title</titleType>
        <title>Medigap Medical Loss Ratio Improvement Act</title>
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        <titleType>Official Title as Introduced</titleType>
        <title>To amend title XVIII of the Social Security Act to increase the minimum loss ratio required of Medigap policies.</title>
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        <title>Medigap Medical Loss Ratio Improvement Act</title>
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        <type>Introduced in House</type>
        <date>2011-07-26T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-112hr2645ih/xml/BILLS-112hr2645ih.xml</url>
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    <latestAction>
      <actionDate>2011-08-01</actionDate>
      <text>Referred to the Subcommittee on Health.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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