3.0.0 1755 2022-02-03T05:56:55Z 2022-02-03T05:56:55Z House H HR 2011-05-05 112 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GARY G. MILLER of California:H.R. 1755.Congress has the power to enact this legislation pursuantto the following:Article I, section 8, clause 1 (relating to the generalwelfare of the United States); and Article I, section 8,clause 3 (relating to the power to regulate interstatecommerce).[Page H3110]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2012-07-19T20:21:48Z Referred to 2011-05-05T13:01:15Z Home Building Lending Improvement Act of 2012 112 2078 S 2012-02-07 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2012-07-19 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2011-05-05 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2011-05-05 Introduced in House IntroReferral Intro-H 9 Library of Congress 2011-05-05 Introduced in House IntroReferral 1000 9 Library of Congress M001139 Rep. Miller, Gary G. [R-CA-42] GARY MILLER R CA 42 N M001154 Rep. Miller, Brad [D-NC-13] Brad Miller D NC 13 2011-05-05 True T000462 Rep. Tiberi, Patrick J. [R-OH-12] PATRICK TIBERI R OH J. 12 2011-05-05 True R000593 Rep. Ross, Dennis A. [R-FL-12] Dennis Ross R FL A. 12 2011-05-05 True H001051 Rep. Hanna, Richard L. [R-NY-24] Richard Hanna R NY L. 24 2011-05-05 True W000795 Rep. Wilson, Joe [R-SC-2] Joe Wilson R SC 2 2011-05-05 True B001273 Rep. Black, Diane [R-TN-6] Diane Black R TN 6 2011-05-05 True R000592 Rep. Rokita, Todd [R-IN-4] Todd Rokita R IN 4 2011-05-05 True J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2011-05-05 True M001158 Rep. Marchant, Kenny [R-TX-24] Kenny Marchant R TX 24 2011-05-05 True S000822 Rep. Stearns, Cliff [R-FL-6] CLIFF STEARNS R FL 6 2011-05-05 True J000174 Rep. Johnson, Sam [R-TX-3] SAM JOHNSON R TX 3 2011-05-05 True R000587 Rep. Ribble, Reid J. [R-WI-8] Reid Ribble R WI J. 8 2011-05-05 True L000569 Rep. Luetkemeyer, Blaine [R-MO-9] Blaine Luetkemeyer R MO 9 2011-05-05 True D000533 Rep. Duncan, John J., Jr. [R-TN-2] JOHN DUNCAN R TN J. 2 2011-05-05 True M001138 Rep. Manzullo, Donald A. [R-IL-16] DONALD MANZULLO R IL 16 2011-05-05 True M001182 Rep. Mulvaney, Mick [R-SC-5] Mick Mulvaney R SC 5 2011-05-05 True B001234 Rep. Baca, Joe [D-CA-43] JOE BACA D CA 43 2011-05-05 True M001159 Rep. McMorris Rodgers, Cathy [R-WA-5] Cathy McMorris Rodgers R WA 5 2011-05-05 True C000059 Rep. Calvert, Ken [R-CA-44] KEN CALVERT R CA 44 2011-05-05 True P000523 Rep. Price, David E. [D-NC-4] DAVID PRICE D NC E. 4 2011-05-05 True K000369 Rep. Kissell, Larry [D-NC-8] Larry Kissell D NC 8 2011-05-05 True S001165 Rep. Sires, Albio [D-NJ-13] Albio Sires D NJ 13 2011-05-05 True P000596 Resident Commissioner Pierluisi, Pedro R. [D-PR-At Large] Pedro Pierluisi D PR R. 0 2011-05-05 True S001180 Rep. Schrader, Kurt [D-OR-5] Kurt Schrader D OR 5 2011-05-05 True R000589 Rep. Rigell, E. Scott [R-VA-2] E. Rigell R VA Scott 2 2011-05-05 True M001144 Rep. Miller, Jeff [R-FL-1] Jeff Miller R FL 1 2011-05-05 True G000566 Rep. Gowdy, Trey [R-SC-4] Trey Gowdy R SC 4 2011-05-05 True G000410 Rep. Green, Gene [D-TX-29] GENE GREEN D TX 29 2011-05-05 True G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2011-05-05 True D000399 Rep. Doggett, Lloyd [D-TX-25] LLOYD DOGGETT D TX 25 2011-05-05 True P000592 Rep. Poe, Ted [R-TX-2] Ted Poe R TX 2 2011-05-10 False S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2011-05-10 False N000184 Rep. Noem, Kristi L. [R-SD-At Large] Kristi Noem R SD L. 0 2011-05-23 False G000546 Rep. Graves, Sam [R-MO-6] SAM GRAVES R MO 6 2011-05-25 False W000798 Rep. Walberg, Tim [R-MI-7] Tim Walberg R MI 7 2011-05-25 False N000182 Rep. Neugebauer, Randy [R-TX-19] Randy Neugebauer R TX 19 2011-05-25 False R000572 Rep. Rogers, Mike J. [R-MI-8] Mike Rogers R MI 8 2011-05-25 False M000485 Rep. McIntyre, Mike [D-NC-7] MIKE MCINTYRE D NC 7 2011-05-31 False B000461 Rep. Bilbray, Brian P. [R-CA-50] BRIAN BILBRAY R CA P. 50 2011-05-31 False W000796 Rep. Westmoreland, Lynn A. [R-GA-3] Lynn Westmoreland R GA A. 3 2011-05-31 False U000031 Rep. Upton, Fred [R-MI-6] FRED UPTON R MI 6 2011-06-02 False Y000063 Rep. Yoder, Kevin [R-KS-3] Kevin Yoder R KS 3 2011-06-02 False H001055 Rep. Heck, Joseph J. [R-NV-3] Joseph Heck R NV J. 3 2011-06-02 False L000565 Rep. Loebsack, David [D-IA-2] David Loebsack D IA 2 2011-06-14 False P000373 Rep. Pitts, Joseph R. [R-PA-16] JOSEPH PITTS R PA R. 16 2011-06-14 False M001179 Rep. Marino, Tom [R-PA-10] Tom Marino R PA 10 2011-06-15 False C000794 Rep. Costello, Jerry F. [D-IL-12] JERRY COSTELLO D IL F. 12 2011-06-15 False H001058 Rep. Huizenga, Bill [R-MI-2] Bill Huizenga R MI 2 2011-06-21 False O000168 Rep. Olson, Pete [R-TX-22] Pete Olson R TX 22 2011-06-22 False G000569 Rep. Grimm, Michael G. [R-NY-13] Michael Grimm R NY G. 13 2011-06-23 False B001252 Rep. Barrow, John [D-GA-12] John Barrow D GA 12 2011-07-06 False C001048 Rep. Culberson, John Abney [R-TX-7] JOHN CULBERSON R TX ABNEY 7 2011-07-06 False B001269 Rep. Barletta, Lou [R-PA-11] Lou Barletta R PA 11 2011-07-12 False C001060 Rep. Carnahan, Russ [D-MO-3] Russ Carnahan D MO 3 2011-07-12 False G000021 Rep. Gallegly, Elton [R-CA-24] ELTON GALLEGLY R CA 24 2011-07-13 False G000567 Rep. Griffin, Tim [R-AR-2] Tim Griffin R AR 2 2011-07-13 False R000571 Rep. Rehberg, Denny [R-MT-At Large] DENNY REHBERG R MT 0 2011-07-15 False L000554 Rep. LoBiondo, Frank A. [R-NJ-2] FRANK LOBIONDO R NJ A. 2 2011-07-19 False B001271 Rep. Benishek, Dan [R-MI-1] Dan Benishek R MI 1 2011-07-19 False L000566 Rep. Latta, Robert E. [R-OH-5] Robert Latta R OH E. 5 2011-07-26 False B001254 Rep. Boren, Dan [D-OK-2] Dan Boren D OK 2 2011-07-28 False S001179 Rep. Schock, Aaron [R-IL-18] Aaron Schock R IL 18 2011-08-01 False R000170 Rep. Reyes, Silvestre [D-TX-16] SILVESTRE REYES D TX 16 2011-08-12 False D000615 Rep. Duncan, Jeff [R-SC-3] Jeff Duncan R SC 3 2011-09-08 False S001176 Rep. Scalise, Steve [R-LA-1] Steve Scalise R LA 1 2011-09-08 False L000576 Rep. Long, Billy [R-MO-7] Billy Long R MO 7 2011-09-08 False F000372 Rep. Frelinghuysen, Rodney P. [R-NJ-11] RODNEY FRELINGHUYSEN R NJ 11 2011-09-13 False B001231 Rep. Berkley, Shelley [D-NV-1] SHELLEY BERKLEY D NV 1 2011-09-13 False C000071 Rep. Camp, Dave [R-MI-4] DAVE CAMP R MI 4 2011-09-13 False S001186 Rep. Southerland, Steve II [R-FL-2] Steve Southerland R FL 2 2011-09-15 False S001155 Rep. Sullivan, John [R-OK-1] John Sullivan R OK 1 2011-09-21 False C001059 Rep. Costa, Jim [D-CA-20] Jim Costa D CA 20 2011-09-23 False P000585 Rep. Platts, Todd Russell [R-PA-19] TODD PLATTS R PA RUSSELL 19 2011-09-29 False S001184 Rep. Scott, Tim [R-SC-1] Tim Scott R SC 1 2011-10-12 False A000210 Rep. Andrews, Robert E. [D-NJ-1] ROBERT ANDREWS D NJ E. 1 2011-10-14 False B001272 Rep. Berg, Rick [R-ND-At Large] Rick Berg R ND 0 2011-10-14 False Y000062 Rep. Yarmuth, John A. [D-KY-3] John Yarmuth D KY A. 3 2011-11-01 False G000558 Rep. Guthrie, Brett [R-KY-2] Brett Guthrie R KY 2 2011-11-01 False B001262 Rep. Broun, Paul C. [R-GA-10] Paul Broun R GA C. 10 2011-11-02 False M001150 Rep. Miller, Candice S. [R-MI-10] Candice Miller R MI S. 10 2011-11-16 False C001058 Rep. Chandler, Ben [D-KY-6] Ben Chandler D KY 6 2011-11-17 False Y000033 Rep. Young, Don [R-AK-At Large] DON YOUNG R AK E. 0 2011-12-05 False A000369 Rep. Amodei, Mark E. [R-NV-2] Mark Amodei R NV E. 2 2011-12-05 False C001069 Rep. Courtney, Joe [D-CT-2] Joe Courtney D CT 2 2011-12-06 False P000034 Rep. Pallone, Frank, Jr. [D-NJ-6] FRANK PALLONE D NJ 6 2011-12-06 False P000096 Rep. Pascrell, Bill, Jr. [D-NJ-8] WILLIAM PASCRELL D NJ J. 8 2012-01-23 False E000291 Rep. Ellmers, Renee L. [R-NC-2] Renee Ellmers R NC L. 2 2012-01-31 False S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2012-02-13 False D000614 Rep. Duffy, Sean P. [R-WI-7] Sean Duffy R WI P. 7 2012-02-24 False N000185 Rep. Nugent, Richard B. [R-FL-5] Richard Nugent R FL B. 5 2012-02-28 False M001142 Rep. Matheson, Jim [D-UT-2] JIM MATHESON D UT 2 2012-03-01 False W000800 Rep. Welch, Peter [D-VT-At Large] Peter Welch D VT 0 2012-03-05 False R000578 Rep. Reichert, David G. [R-WA-8] David Reichert R WA G. 8 2012-03-26 False C001075 Rep. Cassidy, Bill [R-LA-6] Bill Cassidy R LA 6 2012-04-19 False R000585 Rep. Reed, Tom [R-NY-29] Tom Reed R NY 29 2012-04-19 False J000292 Rep. Johnson, Bill [R-OH-6] Bill Johnson R OH 6 2012-05-08 False C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2012-06-07 False I000057 Rep. Israel, Steve [D-NY-2] STEVE ISRAEL D NY 2 2012-06-07 False B001244 Rep. Bonner, Jo [R-AL-1] Jo Bonner R AL 1 2012-06-18 False G000560 Rep. Graves, Tom [R-GA-9] Tom Graves R GA 9 2012-06-18 False A000358 Rep. Akin, W. Todd [R-MO-2] W. AKIN R MO TODD 2 2012-06-18 False K000220 Rep. Kingston, Jack [R-GA-1] JACK KINGSTON R GA 1 2012-06-18 False C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 2012-06-18 False M001134 Rep. Myrick, Sue Wilkins [R-NC-9] SUE MYRICK R NC WILKINS 9 2012-06-19 False S001189 Rep. Scott, Austin [R-GA-8] Austin Scott R GA 8 2012-06-21 False R000588 Rep. Richmond, Cedric L. [D-LA-2] Cedric Richmond D LA L. 2 2012-06-27 False L000517 Rep. Lungren, Daniel E. [R-CA-3] DANIEL LUNGREN R CA EDWARD 3 2012-07-19 False M000689 Rep. Mica, John L. [R-FL-7] JOHN MICA R FL L. 7 2012-07-31 False S000583 Rep. Smith, Lamar [R-TX-21] LAMAR SMITH R TX 21 2012-09-10 False S000344 Rep. Sherman, Brad [D-CA-27] BRAD SHERMAN D CA 27 2012-09-10 False S001150 Rep. Schiff, Adam B. [D-CA-29] ADAM SCHIFF D CA B. 29 2012-09-12 False B001242 Rep. Bishop, Timothy H. [D-NY-1] Timothy Bishop D NY H. 1 2012-09-14 False Housing and Community Development Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Department of the Treasury Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Housing finance and home ownership Real estate business Housing and Community Development 00 2011-05-05 Introduced in House 2012-04-03T21:40:50Z Home Construction Lending Regulatory Improvement Act of 2011 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders.

Requires such rulemaking to provide for: (1) elimination of the 100% of bank capital measurement, (2) realistic market-based appraisals, and (3) a prohibition against compelling lenders to call or curtail loans in good standing.

Prohibits a federal banking agency also from preventing a qualified financial institution from making a real estate loan to a home builder that has a viable project.

]]> Home Construction Lending Regulatory Improvement Act of 2011 Short Titles as Introduced Home Construction Lending Regulatory Improvement Act of 2011 Display Title Home Construction Lending Regulatory Improvement Act of 2011 Official Title as Introduced To enable Federal and State chartered banks and thrifts to meet the credit needs of the Nation's home builders, and to provide liquidity and ensure stable credit for meeting the Nation's need for new homes. Introduced in House 2011-05-05T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-112hr1755ih/xml/BILLS-112hr1755ih.xml 2012-07-19 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.