3.0.0 1418 2022-03-01T06:43:08Z 2022-05-20T16:27:20Z House H HR 2011-04-07 112 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. ROYCE:H.R. 1418.Congress has the power to enact this legislation pursuantto the following:This bill is enacted pursuant to the power granted toCongress under Article I, Section 8, Clause 3 and Article I,Section 8, Clause 18 of the United States Constitution.[Page H2535]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Hearings by 2011-10-12T18:50:06Z Referred to 2011-05-02T15:50:35Z Referred to 2011-04-07T14:02:00Z Small Business Lending Enhancement Act of 2011 112 509 S 2011-03-08 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS Small Business Lending Enhancement Act of 2012 112 2231 S 2012-03-26 Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 340. Related bill CRS 2011-10-12 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Subcommittee Hearings Held. Committee 2011-05-02 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2011-04-07 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2011-04-07 Introduced in House IntroReferral Intro-H 9 Library of Congress 2011-04-07 Introduced in House IntroReferral 1000 9 Library of Congress R000487 Rep. Royce, Edward R. [R-CA-40] ED ROYCE R CA 40 N M000309 Rep. McCarthy, Carolyn [D-NY-4] CAROLYN MCCARTHY D NY 4 2011-04-07 True J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2011-04-07 True P000595 Rep. Peters, Gary C. [D-MI-9] Gary Peters D MI 9 2011-04-07 True C001060 Rep. Carnahan, Russ [D-MO-3] Russ Carnahan D MO 3 2011-04-07 True J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2011-04-13 False S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2011-04-13 False K000369 Rep. Kissell, Larry [D-NC-8] Larry Kissell D NC 8 2011-04-14 False B000490 Rep. Bishop, Sanford D., Jr. [D-GA-2] SANFORD BISHOP D GA D. 2 2011-04-14 False P000599 Rep. Posey, Bill [R-FL-15] Bill Posey R FL 15 2011-04-14 False C001048 Rep. Culberson, John Abney [R-TX-7] JOHN CULBERSON R TX ABNEY 7 2011-04-15 False K000172 Rep. Kildee, Dale E. [D-MI-5] DALE KILDEE D MI E. 5 2011-04-15 False H001048 Rep. Hunter, Duncan D. [R-CA-52] Duncan Hunter R CA D. 52 2011-04-15 False N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2011-05-02 False S001180 Rep. Schrader, Kurt [D-OR-5] Kurt Schrader D OR 5 2011-05-02 False L000559 Rep. Langevin, James R. [D-RI-2] JAMES LANGEVIN D RI R. 2 2011-05-02 False C000059 Rep. Calvert, Ken [R-CA-44] KEN CALVERT R CA 44 2011-05-02 False L000287 Rep. Lewis, John [D-GA-5] JOHN LEWIS D GA 5 2011-05-02 False Y000033 Rep. Young, Don [R-AK-At Large] DON YOUNG R AK E. 0 2011-05-02 False A000210 Rep. Andrews, Robert E. [D-NJ-1] ROBERT ANDREWS D NJ E. 1 2011-05-02 False M001149 Rep. Michaud, Michael H. [D-ME-2] Michael Michaud D ME H. 2 2011-05-10 False M001137 Rep. Meeks, Gregory W. [D-NY-6] GREGORY MEEKS D NY W. 6 2011-05-11 False C001085 Rep. Clarke, Hansen [D-MI-13] Hansen Clarke D MI 13 2011-05-13 False B001242 Rep. Bishop, Timothy H. [D-NY-1] Timothy Bishop D NY H. 1 2011-05-13 False C001078 Rep. Connolly, Gerald E. [D-VA-11] Gerald Connolly D VA E. 11 2011-05-13 False W000810 Rep. Woodall, Rob [R-GA-7] Rob Woodall R GA 7 2011-05-13 False M001144 Rep. Miller, Jeff [R-FL-1] Jeff Miller R FL 1 2011-05-23 False S000344 Rep. Sherman, Brad [D-CA-27] BRAD SHERMAN D CA 27 2011-05-23 False B000461 Rep. Bilbray, Brian P. [R-CA-50] BRIAN BILBRAY R CA P. 50 2011-05-23 False P000597 Rep. Pingree, Chellie [D-ME-1] Chellie Pingree D ME 1 2011-05-23 False B001259 Rep. Braley, Bruce L. [D-IA-1] Bruce Braley D IA L. 1 2011-05-23 False P000373 Rep. Pitts, Joseph R. [R-PA-16] JOSEPH PITTS R PA R. 16 2011-05-23 False L000553 Rep. LaTourette, Steven C. [R-OH-14] STEVEN LATOURETTE R OH C. 14 2011-05-25 False B001149 Rep. Burton, Dan [R-IN-5] DAN BURTON R IN 5 2011-05-26 False B001257 Rep. Bilirakis, Gus M. [R-FL-9] Gus Bilirakis R FL M. 9 2011-06-02 False F000116 Rep. Filner, Bob [D-CA-51] BOB FILNER D CA 51 2011-06-13 False H001032 Rep. Holt, Rush [D-NJ-12] RUSH HOLT D NJ D. 12 2011-06-13 False H000528 Rep. Herger, Wally [R-CA-2] WALLY HERGER R CA 2 2011-06-13 False C001084 Rep. Cicilline, David N. [D-RI-1] David Cicilline D RI N. 1 2011-06-14 False C000714 Rep. Conyers, John, Jr. [D-MI-14] JOHN CONYERS D MI 14 2011-06-15 False E000291 Rep. Ellmers, Renee L. [R-NC-2] Renee Ellmers R NC L. 2 2011-06-15 False N000179 Rep. Napolitano, Grace F. [D-CA-38] GRACE NAPOLITANO D CA F. 38 2011-06-15 False G000551 Rep. Grijalva, Raúl M. [D-AZ-7] Raúl Grijalva D AZ M. 7 2011-06-15 False T000326 Rep. Towns, Edolphus [D-NY-10] EDOLPHUS TOWNS D NY 10 2011-06-15 False R000581 Rep. Richardson, Laura [D-CA-37] Laura Richardson D CA 37 2011-06-22 False W000738 Rep. Woolsey, Lynn C. [D-CA-6] LYNN WOOLSEY D CA 6 2011-06-22 False M001150 Rep. Miller, Candice S. [R-MI-10] Candice Miller R MI S. 10 2011-06-22 False H001034 Rep. Honda, Michael M. [D-CA-15] MICHAEL HONDA D CA M. 15 2011-06-22 False W000793 Rep. Wu, David [D-OR-1] DAVID WU D OR 1 2011-06-22 False Y000031 Rep. Young, C. W. Bill [R-FL-10] C. W. Young R FL Bill 10 2011-07-06 False M001147 Rep. McCotter, Thaddeus G. [R-MI-11] Thaddeus McCotter R MI G. 11 2011-07-06 False H001056 Rep. Herrera Beutler, Jaime [R-WA-3] Jaime Herrera Beutler R WA 3 2011-07-08 False R000593 Rep. Ross, Dennis A. [R-FL-12] Dennis Ross R FL A. 12 2011-07-08 False P000592 Rep. Poe, Ted [R-TX-2] Ted Poe R TX 2 2011-07-11 False M000508 Rep. McKeon, Howard P. "Buck" [R-CA-25] HOWARD MCKEON R CA P. 25 2011-07-20 False B001234 Rep. Baca, Joe [D-CA-43] JOE BACA D CA 43 2011-07-20 False P000034 Rep. Pallone, Frank, Jr. [D-NJ-6] FRANK PALLONE D NJ 6 2011-07-21 False C001064 Rep. Campbell, John [R-CA-48] John Campbell R CA 48 2011-07-21 False I000056 Rep. Issa, Darrell E. [R-CA-49] DARRELL ISSA R CA E. 49 2011-08-01 False S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2011-08-05 False S001175 Rep. Speier, Jackie [D-CA-12] Jackie Speier D CA 12 2011-08-12 False R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 2011-08-12 False C000380 Del. Christensen, Donna M. [D-VI-At Large] DONNA CHRISTENSEN D VI M. 0 2011-08-16 False M001139 Rep. Miller, Gary G. [R-CA-42] GARY MILLER R CA 42 2011-08-26 False F000030 Rep. Farr, Sam [D-CA-17] SAM FARR D CA 17 2011-09-14 False B001231 Rep. Berkley, Shelley [D-NV-1] SHELLEY BERKLEY D NV 1 2011-09-15 False R000577 Rep. Ryan, Tim [D-OH-17] TIM RYAN D OH 17 2011-09-15 False R000585 Rep. Reed, Tom [R-NY-29] Tom Reed R NY 29 2011-09-19 False L000551 Rep. Lee, Barbara [D-CA-9] BARBARA LEE D CA 9 2011-09-19 False W000795 Rep. Wilson, Joe [R-SC-2] Joe Wilson R SC 2 2011-09-19 False M001177 Rep. McClintock, Tom [R-CA-4] Tom McClintock R CA 4 2011-09-21 False B000574 Rep. Blumenauer, Earl [D-OR-3] EARL BLUMENAUER D OR 3 2011-09-21 False H000627 Rep. Hinchey, Maurice D. [D-NY-22] MAURICE HINCHEY D NY D. 22 2011-09-21 False R000409 Rep. Rohrabacher, Dana [R-CA-46] DANA ROHRABACHER R CA 46 2011-09-21 False C001066 Rep. Castor, Kathy [D-FL-11] Kathy Castor D FL 11 2011-09-21 False C001080 Rep. Chu, Judy [D-CA-32] Judy Chu D CA 32 2011-09-21 False S001174 Rep. Sutton, Betty [D-OH-13] Betty Sutton D OH 13 2011-09-21 False L000563 Rep. Lipinski, Daniel [D-IL-3] Daniel Lipinski D IL William 3 2011-09-22 False U000031 Rep. Upton, Fred [R-MI-6] FRED UPTON R MI 6 2011-09-22 False W000807 Rep. West, Allen B. [R-FL-22] Allen West R FL B. 22 2011-09-22 False S001150 Rep. Schiff, Adam B. [D-CA-29] ADAM SCHIFF D CA B. 29 2011-09-22 False C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2011-10-03 False R000462 Rep. Rothman, Steven R. [D-NJ-9] STEVEN ROTHMAN D NJ R. 9 2011-10-03 False C000556 Rep. Coble, Howard [R-NC-6] HOWARD COBLE R NC 6 2011-10-04 False L000557 Rep. Larson, John B. [D-CT-1] JOHN LARSON D CT B. 1 2011-10-04 False L000397 Rep. Lofgren, Zoe [D-CA-16] ZOE LOFGREN D CA 16 2011-10-05 False A000358 Rep. Akin, W. Todd [R-MO-2] W. AKIN R MO TODD 2 2011-10-05 False K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2011-10-11 False H000712 Rep. Holden, Tim [D-PA-17] TIM HOLDEN D PA 17 2011-10-11 False J000283 Rep. Jackson, Jesse L., Jr. [D-IL-2] JESSE JACKSON D IL L. 2 2011-10-13 False C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 2011-10-14 False P000585 Rep. Platts, Todd Russell [R-PA-19] TODD PLATTS R PA RUSSELL 19 2011-10-14 False H001063 Rep. Hahn, Janice [D-CA-36] Janice Hahn D CA 36 2011-10-24 False P000593 Rep. Perlmutter, Ed [D-CO-7] Ed Perlmutter D CO 7 2011-10-25 False B001230 Rep. Baldwin, Tammy [D-WI-2] Tammy Baldwin D WI 2 2011-10-25 False H000324 Rep. Hastings, Alcee L. [D-FL-23] ALCEE HASTINGS D FL L. 23 2011-10-25 False F000455 Rep. Fudge, Marcia L. [D-OH-11] Marcia Fudge D OH L. 11 2011-10-25 False T000469 Rep. Tonko, Paul [D-NY-21] Paul Tonko D NY 21 2011-10-25 False D000598 Rep. Davis, Susan A. [D-CA-53] SUSAN DAVIS D CA A. 53 2011-10-25 False B000410 Rep. Berman, Howard L. [D-CA-28] HOWARD BERMAN D CA L. 28 2011-10-25 False L000263 Rep. Levin, Sander M. [D-MI-12] SANDER LEVIN D MI M. 12 2011-10-26 False P000149 Rep. Payne, Donald M. [D-NJ-10] DONALD PAYNE D NJ M. 10 2011-10-26 False P000265 Rep. Petri, Thomas E. [R-WI-6] TOM PETRI R WI 6 2011-11-14 False H001038 Rep. Higgins, Brian [D-NY-27] Brian Higgins D NY 27 2011-11-14 False W000187 Rep. Waters, Maxine [D-CA-35] MAXINE WATERS D CA 35 2011-11-18 False S000030 Rep. Sanchez, Loretta [D-CA-47] LORETTA SANCHEZ D CA 47 2011-12-01 False W000808 Rep. Wilson, Frederica S. [D-FL-17] Frederica Wilson D FL S. 17 2011-12-08 False B000911 Rep. Brown, Corrine [D-FL-3] CORRINE BROWN D FL 3 2011-12-13 False P000096 Rep. Pascrell, Bill, Jr. [D-NJ-8] WILLIAM PASCRELL D NJ J. 8 2011-12-13 False L000554 Rep. LoBiondo, Frank A. [R-NJ-2] FRANK LOBIONDO R NJ A. 2 2011-12-15 False H001046 Rep. Heinrich, Martin [D-NM-1] Martin Heinrich D NM T. 1 2011-12-16 False B001244 Rep. Bonner, Jo [R-AL-1] Jo Bonner R AL 1 2011-12-20 False C000266 Rep. Chabot, Steve [R-OH-1] STEVE CHABOT R OH 1 2012-01-17 False H001050 Rep. Hanabusa, Colleen W. [D-HI-1] Colleen Hanabusa D HI W. 1 2012-01-18 False A000369 Rep. Amodei, Mark E. [R-NV-2] Mark Amodei R NV E. 2 2012-01-23 False B001278 Rep. Bonamici, Suzanne [D-OR-1] Suzanne Bonamici D OR 1 2012-02-07 False P000583 Rep. Paul, Ron [R-TX-14] RON PAUL R TX 14 2012-02-07 False A000022 Rep. Ackerman, Gary L. [D-NY-5] GARY ACKERMAN D NY L. 5 2012-02-09 False M001154 Rep. Miller, Brad [D-NC-13] Brad Miller D NC 13 2012-02-14 False C001072 Rep. Carson, Andre [D-IN-7] Andre Carson D IN 7 2012-02-17 False G000410 Rep. Green, Gene [D-TX-29] GENE GREEN D TX 29 2012-02-27 False M001158 Rep. Marchant, Kenny [R-TX-24] Kenny Marchant R TX 24 2012-02-29 False J000032 Rep. Jackson Lee, Sheila [D-TX-18] SHEILA JACKSON LEE D TX 18 2012-03-01 False S001188 Rep. Stutzman, Marlin A. [R-IN-3] Marlin Stutzman R IN A. 3 2012-03-09 False B001270 Rep. Bass, Karen [D-CA-33] Karen Bass D CA 33 2012-03-21 False H001055 Rep. Heck, Joseph J. [R-NV-3] Joseph Heck R NV J. 3 2012-03-21 False H001058 Rep. Huizenga, Bill [R-MI-2] Bill Huizenga R MI 2 2012-03-21 False E000215 Rep. Eshoo, Anna G. [D-CA-14] ANNA ESHOO D CA G. 14 2012-03-22 False Y000062 Rep. Yarmuth, John A. [D-KY-3] John Yarmuth D KY A. 3 2012-03-27 False H001042 Rep. Hirono, Mazie K. [D-HI-2] Mazie Hirono D HI K. 2 2012-04-17 False R000486 Rep. Roybal-Allard, Lucille [D-CA-34] LUCILLE ROYBAL-ALLARD D CA 34 2012-04-18 False P000598 Rep. Polis, Jared [D-CO-2] Jared Polis D CO 2 2012-04-19 False J000126 Rep. Johnson, Eddie Bernice [D-TX-30] EDDIE JOHNSON D TX BERNICE 30 2012-05-16 False D000096 Rep. Davis, Danny K. [D-IL-7] DANNY DAVIS D IL K. 7 2012-05-17 False T000193 Rep. Thompson, Bennie G. [D-MS-2] BENNIE THOMPSON D MS 2 2012-05-18 False D000355 Rep. Dingell, John D. [D-MI-15] JOHN DINGELL D MI D. 15 2012-05-18 False W000215 Rep. Waxman, Henry A. [D-CA-30] HENRY WAXMAN D CA A. 30 2012-05-25 False R000053 Rep. Rangel, Charles B. [D-NY-15] CHARLES RANGEL D NY B. 15 2012-05-30 False H001051 Rep. Hanna, Richard L. [R-NY-24] Richard Hanna R NY L. 24 2012-05-30 False R000170 Rep. Reyes, Silvestre [D-TX-16] SILVESTRE REYES D TX 16 2012-06-06 False T000471 Rep. Turner, Robert L. [R-NY-9] Robert Turner R NY L. 9 2012-07-17 False T000460 Rep. Thompson, Mike [D-CA-1] MIKE THOMPSON D CA 1 2012-09-20 False S001156 Rep. Sánchez, Linda T. [D-CA-39] Linda Sánchez D CA T. 39 2012-09-21 False P000604 Rep. Payne, Donald M., Jr. [D-NJ-10] Donald Payne D NJ M. 10 2012-11-30 False C001089 Rep. Curson, David Alan [D-MI-11] David Curson D MI Alan 11 2012-12-07 False Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Congressional oversight Credit and credit markets National Credit Union Administration Finance and Financial Sector 00 2011-04-07 Introduced in House 2011-05-05T21:34:59Z Small Business Lending Enhancement Act of 2011 - Amends the Federal Credit Union Act to prohibit an insured credit union from making any member business loan that would result in the total amount of such loans outstanding at that credit union at any one time exceeding either: (1) 1.75 times the actual net worth of the credit union, or (2) 12.25% of the total assets of the credit union.

Authorizes the National Credit Union Administration Board to approve an application by an insured credit union to make one or more member business loans that would result in a total amount of such loans outstanding at any one time of up to 27.5 % of the total assets of the credit union, if the credit union meets specified safety and soundness criteria. Prohibits an insured credit union that has made such a member business loan but that is not well capitalized from making any new member business loans until it becomes well capitalized and obtains Board approval.

Directs the Board to develop a tiered approval process, including lending standards, under which an insured credit union gradually increases the amount of member business lending in a manner that is consistent with safe and sound operations.

Directs the Comptroller General to study the status of member business lending by insured credit unions.

]]> Small Business Lending Enhancement Act of 2011 Short Titles as Introduced Small Business Lending Enhancement Act of 2011 Display Title Small Business Lending Enhancement Act of 2011 Official Title as Introduced To amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes. Introduced in House 2011-04-07T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-112hr1418ih/xml/BILLS-112hr1418ih.xml 2011-10-12 Subcommittee Hearings Held. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.