Consumers Payment System Protection Act

3.0.0 1081 2023-01-11T13:20:21Z 2023-01-11T13:20:21Z House H HR 2011-03-15 112 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mrs. CAPITO:H.R. 1081.Congress has the power to enact this legislation pursuantto the following:The Commerce Clause, Article I, Section 8, Clause 3 of theConstitution states that Congress shall have power toregulate Commerce with foreign Nations, and among the severalStates, and with the Indian Tribes.[Page H1842]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2011-04-04T20:52:20Z Referred to 2011-03-15T14:04:30Z 2011-04-04 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2011-03-15 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2011-03-15 Introduced in House IntroReferral Intro-H 9 Library of Congress 2011-03-15 Introduced in House IntroReferral 1000 9 Library of Congress C001047 Rep. Capito, Shelley Moore [R-WV-2] Shelley Capito R WV Moore 2 N W000797 Rep. Wasserman Schultz, Debbie [D-FL-20] Debbie Wasserman Schultz D FL 20 2011-03-15 True L000569 Rep. Luetkemeyer, Blaine [R-MO-9] Blaine Luetkemeyer R MO 9 2011-03-15 True R000586 Rep. Renacci, James B. [R-OH-16] James Renacci R OH B. 16 2011-03-15 True P000593 Rep. Perlmutter, Ed [D-CO-7] Ed Perlmutter D CO 7 2011-03-15 True H001036 Rep. Hensarling, Jeb [R-TX-5] Jeb Hensarling R TX 5 2011-03-15 True R000487 Rep. Royce, Edward R. [R-CA-40] ED ROYCE R CA 40 2011-03-15 True C001082 Rep. Canseco, Francisco "Quico" [R-TX-23] Francisco Canseco R TX Quico 23 2011-03-15 True N000182 Rep. Neugebauer, Randy [R-TX-19] Randy Neugebauer R TX 19 2011-03-15 True B001256 Rep. Bachmann, Michele [R-MN-6] Michele Bachmann R MN 6 2011-03-15 True M001137 Rep. Meeks, Gregory W. [D-NY-6] GREGORY MEEKS D NY W. 6 2011-03-15 True M001177 Rep. McClintock, Tom [R-CA-4] Tom McClintock R CA 4 2011-03-15 True C001083 Rep. Carney, John C., Jr. [D-DE-At Large] John Carney D DE C. 0 2011-03-15 True G000563 Rep. Gibbs, Bob [R-OH-18] Bob Gibbs R OH 18 2011-03-15 True P000595 Rep. Peters, Gary C. [D-MI-9] Gary Peters D MI 9 2011-03-15 True H000528 Rep. Herger, Wally [R-CA-2] WALLY HERGER R CA 2 2011-03-15 True M001158 Rep. Marchant, Kenny [R-TX-24] Kenny Marchant R TX 24 2011-03-15 True K000376 Rep. Kelly, Mike [R-PA-3] Mike Kelly R PA 3 2011-03-15 True B000208 Rep. Bartlett, Roscoe G. [R-MD-6] ROSCOE BARTLETT R MD G. 6 2011-03-15 True C001076 Rep. Chaffetz, Jason [R-UT-3] Jason Chaffetz R UT 3 2011-03-15 True K000369 Rep. Kissell, Larry [D-NC-8] Larry Kissell D NC 8 2011-03-15 True M001139 Rep. Miller, Gary G. [R-CA-42] GARY MILLER R CA 42 2011-03-15 True K000172 Rep. Kildee, Dale E. [D-MI-5] DALE KILDEE D MI E. 5 2011-03-15 True M000309 Rep. McCarthy, Carolyn [D-NY-4] CAROLYN MCCARTHY D NY 4 2011-03-15 True P000598 Rep. Polis, Jared [D-CO-2] Jared Polis D CO 2 2011-03-15 True C001078 Rep. Connolly, Gerald E. [D-VA-11] Gerald Connolly D VA E. 11 2011-03-15 True O000169 Rep. Owens, William L. [D-NY-23] William Owens D NY L. 23 2011-03-15 True W000738 Rep. Woolsey, Lynn C. [D-CA-6] LYNN WOOLSEY D CA 6 2011-03-15 True S001165 Rep. Sires, Albio [D-NJ-13] Albio Sires D NJ 13 2011-03-16 False T000470 Rep. Tipton, Scott R. [R-CO-3] Scott Tipton R CO R. 3 2011-03-16 False S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2011-03-16 False B001149 Rep. Burton, Dan [R-IN-5] DAN BURTON R IN 5 2011-03-16 False J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2011-03-17 False B001244 Rep. Bonner, Jo [R-AL-1] Jo Bonner R AL 1 2011-03-17 False L000574 Rep. Landry, Jeffrey M. [R-LA-3] Jeffrey Landry R LA M. 3 2011-03-17 False N000179 Rep. Napolitano, Grace F. [D-CA-38] GRACE NAPOLITANO D CA F. 38 2011-03-17 False R000011 Rep. Rahall, Nick J., II [D-WV-3] NICK RAHALL D WV J. 3 2011-03-17 False L000564 Rep. Lamborn, Doug [R-CO-5] Doug Lamborn R CO 5 2011-03-17 False H001046 Rep. Heinrich, Martin [D-NM-1] Martin Heinrich D NM T. 1 2011-03-17 False C001063 Rep. Cuellar, Henry [D-TX-28] Henry Cuellar D TX 28 2011-03-17 False C001038 Rep. Crowley, Joseph [D-NY-7] JOSEPH CROWLEY D NY 7 2011-03-17 False F000450 Rep. Foxx, Virginia [R-NC-5] Virginia Foxx R NC 5 2011-03-17 False L000570 Rep. Lujan, Ben Ray [D-NM-3] Ben Lujan D NM R. 3 2011-03-17 False B001251 Rep. Butterfield, G. K. [D-NC-1] G. K. Butterfield D NC 1 2011-03-29 False H000324 Rep. Hastings, Alcee L. [D-FL-23] ALCEE HASTINGS D FL L. 23 2011-03-29 False S001157 Rep. Scott, David [D-GA-13] David Scott D GA 13 2011-03-29 False F000116 Rep. Filner, Bob [D-CA-51] BOB FILNER D CA 51 2011-03-29 False M000485 Rep. McIntyre, Mike [D-NC-7] MIKE MCINTYRE D NC 7 2011-03-29 False P000583 Rep. Paul, Ron [R-TX-14] RON PAUL R TX 14 2011-03-29 False R000576 Rep. Ruppersberger, C. A. Dutch [D-MD-2] C. A. Ruppersberger D MD Dutch 2 2011-03-29 False F000461 Rep. Flores, Bill [R-TX-17] Bill Flores R TX 17 2011-03-29 False H000712 Rep. Holden, Tim [D-PA-17] TIM HOLDEN D PA 17 2011-03-29 False C001077 Rep. Coffman, Mike [R-CO-6] Mike Coffman R CO 6 2011-03-29 False C001081 Rep. Critz, Mark S. [D-PA-12] Mark Critz D PA S. 12 2011-03-30 False B001275 Rep. Bucshon, Larry [R-IN-8] Larry Bucshon R IN 8 2011-03-30 False G000566 Rep. Gowdy, Trey [R-SC-4] Trey Gowdy R SC 4 2011-03-30 False E000291 Rep. Ellmers, Renee L. [R-NC-2] Renee Ellmers R NC L. 2 2011-03-30 False 2011-03-31 R000590 Rep. Rivera, David [R-FL-25] David Rivera R FL 25 2011-03-30 False W000672 Rep. Wolf, Frank R. [R-VA-10] FRANK WOLF R VA R. 10 2011-03-30 False T000459 Rep. Terry, Lee [R-NE-2] LEE TERRY R NE 2 2011-03-30 False S000244 Rep. Sensenbrenner, F. James, Jr. [R-WI-5] F. SENSENBRENNER R WI JAMES 5 2011-03-31 False D000598 Rep. Davis, Susan A. [D-CA-53] SUSAN DAVIS D CA A. 53 2011-03-31 False L000560 Rep. Larsen, Rick [D-WA-2] RICK LARSEN D WA 2 2011-03-31 False G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2011-03-31 False T000238 Rep. Thornberry, Mac [R-TX-13] WILLIAM THORNBERRY R TX M. 13 2011-03-31 False C001069 Rep. Courtney, Joe [D-CT-2] Joe Courtney D CT 2 2011-03-31 False M001144 Rep. Miller, Jeff [R-FL-1] Jeff Miller R FL 1 2011-04-01 False B000461 Rep. Bilbray, Brian P. [R-CA-50] BRIAN BILBRAY R CA P. 50 2011-04-01 False W000795 Rep. Wilson, Joe [R-SC-2] Joe Wilson R SC 2 2011-04-01 False 2011-05-03 W000807 Rep. West, Allen B. [R-FL-22] Allen West R FL B. 22 2011-04-04 False H001057 Rep. Huelskamp, Tim [R-KS-1] Tim Huelskamp R KS 1 2011-04-04 False C001085 Rep. Clarke, Hansen [D-MI-13] Hansen Clarke D MI 13 2011-04-04 False S001168 Rep. Sarbanes, John P. [D-MD-3] John Sarbanes D MD P. 3 2011-04-04 False S001172 Rep. Smith, Adrian [R-NE-3] Adrian Smith R NE 3 2011-04-08 False H001048 Rep. Hunter, Duncan D. [R-CA-52] Duncan Hunter R CA D. 52 2011-04-08 False S000344 Rep. Sherman, Brad [D-CA-27] BRAD SHERMAN D CA 27 2011-04-08 False S001188 Rep. Stutzman, Marlin A. [R-IN-3] Marlin Stutzman R IN A. 3 2011-04-08 False D000191 Rep. DeFazio, Peter A. [D-OR-4] PETER DEFAZIO D OR A. 4 2011-04-08 False M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2011-04-08 False W000207 Rep. Watt, Melvin L. [D-NC-12] MELVIN WATT D NC 12 2011-04-12 False Y000033 Rep. Young, Don [R-AK-At Large] DON YOUNG R AK E. 0 2011-04-12 False J000289 Rep. Jordan, Jim [R-OH-4] Jim Jordan R OH 4 2011-04-14 False F000444 Rep. Flake, Jeff [R-AZ-6] JEFF FLAKE R AZ 6 2011-04-14 False T000469 Rep. Tonko, Paul [D-NY-21] Paul Tonko D NY 21 2011-04-14 False M001149 Rep. Michaud, Michael H. [D-ME-2] Michael Michaud D ME H. 2 2011-04-14 False D000604 Rep. Dent, Charles W. [R-PA-15] Charles Dent R PA W. 15 2011-04-14 False D000615 Rep. Duncan, Jeff [R-SC-3] Jeff Duncan R SC 3 2011-04-14 False 2011-04-15 C001051 Rep. Carter, John R. [R-TX-31] John Carter R TX R. 31 2011-05-02 False T000467 Rep. Thompson, Glenn [R-PA-5] Glenn Thompson R PA 5 2011-05-02 False A000361 Rep. Alexander, Rodney [R-LA-5] Rodney Alexander R LA 5 2011-05-02 False M001182 Rep. Mulvaney, Mick [R-SC-5] Mick Mulvaney R SC 5 2011-05-02 False A000367 Rep. Amash, Justin [R-MI-3] Justin Amash R MI 3 2011-05-02 False O000168 Rep. Olson, Pete [R-TX-22] Pete Olson R TX 22 2011-05-04 False D000197 Rep. DeGette, Diana [D-CO-1] DIANA DEGETTE D CO 1 2011-05-04 False M001150 Rep. Miller, Candice S. [R-MI-10] Candice Miller R MI S. 10 2011-05-04 False S000822 Rep. Stearns, Cliff [R-FL-6] CLIFF STEARNS R FL 6 2011-05-04 False 2011-05-05 H001042 Rep. Hirono, Mazie K. [D-HI-2] Mazie Hirono D HI K. 2 2011-05-13 False B001271 Rep. Benishek, Dan [R-MI-1] Dan Benishek R MI 1 2011-05-13 False W000810 Rep. Woodall, Rob [R-GA-7] Rob Woodall R GA 7 2011-05-13 False F000448 Rep. Franks, Trent [R-AZ-2] Trent Franks R AZ 2 2011-06-03 False L000566 Rep. Latta, Robert E. [R-OH-5] Robert Latta R OH E. 5 2011-06-03 False S001150 Rep. Schiff, Adam B. [D-CA-29] ADAM SCHIFF D CA B. 29 2011-11-16 False L000567 Rep. Lance, Leonard [R-NJ-7] Leonard Lance R NJ 7 2011-11-16 False Finance and Financial Sector Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Congressional oversight Consumer affairs Federal Reserve System Financial services and investments Government studies and investigations User charges and fees Finance and Financial Sector

00 2011-03-15 Introduced in House 2011-05-10T19:08:08Z Consumers Payment System Protection Act - Delays until one year after enactment of this Act any proposed or final rule issued under the authority of specified requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act governing interchange transaction (swipe) fees for electronic debit transactions (EDTs).

Requires the Board of Governors of the Federal Reserve System and specified federal banking agencies jointly to study and report to Congress on the effect of such requirements upon consumers, card issuers, merchants, and financial institutions.

Sets a deadline for the Board to make revisions to any proposed or final rule regarding such EDTs if at least two of the agencies contributing to such report determine that any one of the following is true: (1) either such requirements or the Board's proposed rule entitled "Debit Card Interchange Fees and Routing" does not encompass all costs and investments associated with debit card transactions; (2) consumers will be adversely affected by either the requirements or the proposed rule; or (3) the current exemption of small financial institutions (with less than $10 billion in assets) from such requirements, or as carried out by the proposed rule, is not effective in practice.

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Consumers Payment System Protection Act Display Title Consumers Payment System Protection Act Official Title as Introduced To delay the implementation of proposed or final rules issued under the authority of the Dodd-Frank Wall Street Reform and Consumer Protection Act relating to the reasonable and proportional fees and rules for electronic debit transactions, and for other purposes. Introduced in House IH Short Titles as Introduced Consumers Payment System Protection Act Introduced in House 2011-03-15T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-112hr1081ih/xml/BILLS-112hr1081ih.xml 2011-04-04 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.