3.0.0 3987 2023-03-22T18:07:29Z 2023-03-22T18:07:29Z Senate S S 2010-11-30 111 hsba00 Financial Services Committee House Standing Referred to 2010-12-01T16:10:34Z Red Flag Program Clarification Act of 2010 111 6420 HR 2010-11-17 Referred to the House Committee on Financial Services. Identical bill CRS 2010-12-18 Became Public Law No: 111-319. President E40000 2 House floor actions 2010-12-18 Became Public Law No: 111-319. BecameLaw 36000 9 Library of Congress 2010-12-18 Signed by President. President E30000 2 House floor actions 2010-12-18 Signed by President. BecameLaw 36000 9 Library of Congress 2010-12-09 Presented to President. Floor E20000 2 House floor actions 2010-12-09 Presented to President. President 28000 9 Library of Congress 2010-12-07 Cleared for White House. 2010-12-07 16:30:15 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2010-12-07 16:30:08 On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H8059) Floor H37300 2 House floor actions 2010-12-07 16:30:08 Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote.(text: CR H8059) Floor 8000 9 Library of Congress 2010-12-07 16:24:48 DEBATE - The House proceeded with forty minutes of debate on S. 3987. Floor H8D000 2 House floor actions 2010-12-07 16:24:46 Considered under suspension of the rules. (consideration: CR H8059-8060) Floor H30000 2 House floor actions 2010-12-07 16:24:29 Mr. Adler (NJ) moved to suspend the rules and pass the bill. Floor H30300 2 House floor actions 2010-12-01 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2010-12-01 Senate Message on Senate action sent to the House. Floor 2010-12-01 10:03:39 Received in the House. Floor H14000 2 House floor actions 2010-11-30 Senate Introduced in the Senate, read twice, considered, read the third time, and passed without amendment by Unanimous Consent. (consideration: CR S8288-8289; text as passed Senate: CR S8289) Floor 2010-11-30 Passed/agreed to in Senate: Introduced in the Senate, read twice, considered, read the third time, and passed without amendment by Unanimous Consent.(consideration: CR S8288-8289; text as passed Senate: CR S8289) Floor 17000 9 Library of Congress 2010-11-30 Introduced in Senate IntroReferral 10000 9 Library of Congress T000250 Sen. Thune, John [R-SD] John Thune R SD R. N B001265 Sen. Begich, Mark [D-AK] Mark Begich D AK 2010-11-30 True Public Law 111-319 Finance and Financial Sector Computer security and identity theft Consumer credit Fraud offenses and financial crimes Finance and Financial Sector 00 2010-11-30 Introduced in Senate 2010-12-06T22:22:32Z Red Flag Program Clarification Act of 2010 - Amends the Fair Credit Reporting Act, with respect to federal agency (red flag) guidelines regarding identity theft and the users of consumer reports, to define creditor to mean one that regularly and in the ordinary course of business: (1) obtains or uses consumer reports, directly or indirectly, in connection with a credit transaction; (2) furnishes information to certain consumer reporting agencies in connection with a credit transaction; or (3) advances funds to or on behalf of a person, based on the person's obligation to repay the funds or on repayment from specific property pledged by or on the person's behalf.

Includes in the definition any other type of creditor as the federal agency (banking agency, National Credit Union Administration, or the Federal Trade Commission [FTC]) having authority over that creditor may determine appropriate, if the creditor offers or maintains accounts subject to a reasonably foreseeable risk of identity theft.

Excludes from the definition of creditor, however, any creditor that advances funds on behalf of a person for expenses incidental to a service the creditor provides to that person.

]]> 82 2010-11-30 Passed Senate without amendment 2010-12-06T22:24:30Z (This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Red Flag Program Clarification Act of 2010 - Amends the Fair Credit Reporting Act, with respect to federal agency (red flag) guidelines regarding identity theft and the users of consumer reports, to define creditor to mean one that regularly and in the ordinary course of business: (1) obtains or uses consumer reports, directly or indirectly, in connection with a credit transaction; (2) furnishes information to certain consumer reporting agencies in connection with a credit transaction; or (3) advances funds to or on behalf of a person, based on the person's obligation to repay the funds or on repayment from specific property pledged by or on the person's behalf.

Includes in the definition any other type of creditor as the federal agency (banking agency, National Credit Union Administration, or the Federal Trade Commission [FTC]) having authority over that creditor may determine appropriate, if the creditor offers or maintains accounts subject to a reasonably foreseeable risk of identity theft.

Excludes from the definition of creditor, however, any creditor that advances funds on behalf of a person for expenses incidental to a service the creditor provides to that person.

]]> 81 2010-12-07 Passed House without amendment 2010-12-20T20:34:31Z (This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Red Flag Program Clarification Act of 2010 - Amends the Fair Credit Reporting Act, with respect to federal agency (red flag) guidelines regarding identity theft and the users of consumer reports, to define creditor to mean one that regularly and in the ordinary course of business: (1) obtains or uses consumer reports, directly or indirectly, in connection with a credit transaction; (2) furnishes information to certain consumer reporting agencies in connection with a credit transaction; or (3) advances funds to or on behalf of a person, based on the person's obligation to repay the funds or on repayment from specific property pledged by or on the person's behalf.

Includes in the definition any other type of creditor as the federal agency (banking agency, National Credit Union Administration, or the Federal Trade Commission [FTC]) having authority over that creditor may determine appropriate, if the creditor offers or maintains accounts subject to a reasonably foreseeable risk of identity theft.

Excludes from the definition of creditor, however, any creditor that advances funds on behalf of a person for expenses incidental to a service the creditor provides to that person.


]]> 49 2010-12-18 Public Law 2011-01-04T22:36:28Z

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Red Flag Program Clarification Act of 2010 - Amends the Fair Credit Reporting Act, with respect to federal agency (red flag) guidelines regarding identity theft and the users of consumer reports, to define creditor to mean one that regularly and in the ordinary course of business: (1) obtains or uses consumer reports, directly or indirectly, in connection with a credit transaction; (2) furnishes information to certain consumer reporting agencies in connection with a credit transaction; or (3) advances funds to or on behalf of a person, based on the person's obligation to repay the funds or on repayment from specific property pledged by or on the person's behalf.

Includes in the definition any other type of creditor as the federal agency (banking agency, National Credit Union Administration, or the Federal Trade Commission [FTC]) having authority over that creditor may determine appropriate, if the creditor offers or maintains accounts subject to a reasonably foreseeable risk of identity theft.

Excludes from the definition of creditor, however, any creditor that advances funds on behalf of a person for expenses incidental to a service the creditor provides to that person.


]]> Red Flag Program Clarification Act of 2010 Display Title Red Flag Program Clarification Act of 2010 Short Titles as Enacted Red Flag Program Clarification Act of 2010 Short Titles as Introduced Red Flag Program Clarification Act of 2010 Short Titles as Passed House Red Flag Program Clarification Act of 2010 H House Short Titles as Passed Senate Red Flag Program Clarification Act of 2010 S Senate Official Title as Introduced A bill to amend the Fair Credit Reporting Act with respect to the applicability of identity theft guidelines to creditors. Enrolled Bill https://www.govinfo.gov/content/pkg/BILLS-111s3987enr/xml/BILLS-111s3987enr.xml Referred in House 2010-12-01T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111s3987rfh/xml/BILLS-111s3987rfh.xml Considered and Passed Senate 2010-11-30T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111s3987cps/xml/BILLS-111s3987cps.xml Engrossed in Senate 2010-11-30T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111s3987es/xml/BILLS-111s3987es.xml 2010-12-19T04:59:59Z https://www.govinfo.gov/content/pkg/PLAW-111publ319/xml/PLAW-111publ319.xml Public Law 2010-12-18 Became Public Law No: 111-319. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.