3.0.0 3416 2023-01-11T13:19:58Z 2023-01-11T13:19:58Z Senate S S 2010-05-25 111 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2010-05-25T20:13:09Z To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. 111 3763 HR 2009-10-21 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Identical bill CRS 2010-05-25 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2010-05-25 Introduced in Senate IntroReferral 10000 9 Library of Congress T000250 Sen. Thune, John [R-SD] John Thune R SD R. N B001265 Sen. Begich, Mark [D-AK] Mark Begich D AK 2010-05-25 True Finance and Financial Sector Accounting and auditing Administrative law and regulatory procedures Banking and financial institutions regulation Computer security and identity theft Consumer affairs Consumer credit Federal Trade Commission (FTC) Health personnel Lawyers and legal services Small business Finance and Financial Sector 00 2010-05-25 Introduced in Senate 2010-06-16T14:59:22Z Amends the Fair Credit Reporting Act with respect to the duties of users of consumer reports who take adverse actions on the basis of information contained in such reports.

Excludes any health care practice, accounting practice, or legal practice with 20 or fewer employees from the meaning of creditor subject to Red Flag Guidelines regarding identity theft promulgated by the proper federal financial regulatory agency.

Excludes any other business which the Federal Trade Commission (FTC) determines: (1) knows all its customers or clients individually; (2) only performs services in or around the residences of its customers; or (3) has not experienced incidents of identity theft, and identity theft is rare for businesses of that type. States that such exclusion shall no longer apply to any business that can no longer meet such eligibility criteria.

]]> A bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Display Title A bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Official Title as Introduced A bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Introduced in Senate IS Introduced in Senate 2010-05-25T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111s3416is/xml/BILLS-111s3416is.xml 2010-05-25 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.