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    <introducedDate>2009-09-30</introducedDate>
    <congress>111</congress>
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            <date>2009-09-30T18:40:33Z</date>
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        <title>Fairness in Health Insurance Act of 2009</title>
        <congress>111</congress>
        <number>3681</number>
        <type>HR</type>
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          <actionDate>2009-10-01</actionDate>
          <text>Referred to the Subcommittee on Health.</text>
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        <actionDate>2009-09-30</actionDate>
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        <text>Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S9984)</text>
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        <actionDate>2009-09-30</actionDate>
        <text>Sponsor introductory remarks on measure. (CR S9983-9984)</text>
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        <actionDate>2009-09-30</actionDate>
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        <bioguideId>F000457</bioguideId>
        <fullName>Sen. Franken, Al [D-MN]</fullName>
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        <lastName>Franken</lastName>
        <party>D</party>
        <state>MN</state>
        <isByRequest>N</isByRequest>
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        <bioguideId>R000361</bioguideId>
        <fullName>Sen. Rockefeller, John D., IV [D-WV]</fullName>
        <firstName>JAY</firstName>
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        <state>WV</state>
        <sponsorshipDate>2009-09-30</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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        <bioguideId>W000802</bioguideId>
        <fullName>Sen. Whitehouse, Sheldon [D-RI]</fullName>
        <firstName>Sheldon</firstName>
        <lastName>Whitehouse</lastName>
        <party>D</party>
        <state>RI</state>
        <sponsorshipDate>2009-09-30</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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        <bioguideId>S000033</bioguideId>
        <fullName>Sen. Sanders, Bernard [I-VT]</fullName>
        <firstName>Bernard</firstName>
        <lastName>Sanders</lastName>
        <party>I</party>
        <state>VT</state>
        <sponsorshipDate>2009-09-30</sponsorshipDate>
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        <fullName>Sen. Begich, Mark [D-AK]</fullName>
        <firstName>Mark</firstName>
        <lastName>Begich</lastName>
        <party>D</party>
        <state>AK</state>
        <sponsorshipDate>2009-10-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>S000770</bioguideId>
        <fullName>Sen. Stabenow, Debbie [D-MI]</fullName>
        <firstName>Debbie</firstName>
        <lastName>Stabenow</lastName>
        <party>D</party>
        <state>MI</state>
        <sponsorshipDate>2009-11-09</sponsorshipDate>
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        <bioguideId>L000174</bioguideId>
        <fullName>Sen. Leahy, Patrick J. [D-VT]</fullName>
        <firstName>Patrick</firstName>
        <lastName>Leahy</lastName>
        <party>D</party>
        <state>VT</state>
        <sponsorshipDate>2009-11-09</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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    <policyArea>
      <name>Health</name>
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      <legislativeSubjects>
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          <name>Administrative law and regulatory procedures</name>
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        <item>
          <name>Business records</name>
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        <item>
          <name>Department of Health and Human Services</name>
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        <item>
          <name>Health care costs and insurance</name>
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        <item>
          <name>Health care quality</name>
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          <name>Health information and medical records</name>
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          <name>Insurance industry and regulation</name>
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        <name>Health</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2009-09-30</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2009-12-23T21:32:06Z</updateDate>
        <text><![CDATA[ <p>Fairness in Health Insurance Act - Prohibits a health insurance issuer from offering health insurance coverage unless the issuer demonstrates that such coverage has a medical loss ratio of at least 90%. </p> <p>Directs the Secretary: (1) to establish a uniform definition of &quot;medical loss ratio&quot; and methodology for calculating it, which shall take into account the circumstances of different plans and activities related to health services, such as chronic disease management and quality assurance; and (2) by December 31, 2010, to develop, publish, and implement the standardized data elements and definitions to be used by health insurance issuers in the reporting of data necessary to calculate such ratio. </p> <p>Requires each issuer: (1) beginning in plan year 2011, to provide the Secretary with data to enable the Secretary to determine whether the issuer is in compliance with this Act; and (2) to provide payment rebates to enrollees for any plan year in which the coverage has a medical loss ratio below 90%.</p> <p></p>]]></text>
      </summary>
    </summaries>
    <title>Fairness in Health Insurance Act</title>
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        <titleType>Display Title</titleType>
        <title>Fairness in Health Insurance Act</title>
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        <titleType>Official Title as Introduced</titleType>
        <title>A bill to provide for minimum loss ratios for health insurance coverage.</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
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        <titleType>Short Titles as Introduced</titleType>
        <title>Fairness in Health Insurance Act</title>
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        <type>Introduced in Senate</type>
        <date>2009-09-30T04:00:00Z</date>
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    <latestAction>
      <actionDate>2009-09-30</actionDate>
      <text>Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S9984)</text>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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