3.0.0 5743 2023-01-11T13:21:56Z 2023-01-11T13:21:56Z House H HR 2010-07-15 111 hsba00 Financial Services Committee House Standing Referred to 2010-07-15T14:01:43Z 2010-07-15 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2010-07-15 Introduced in House IntroReferral Intro-H 9 Library of Congress 2010-07-15 Introduced in House IntroReferral 1000 9 Library of Congress S001175 Rep. Speier, Jackie [D-CA-12] Jackie Speier D CA 12 N M001154 Rep. Miller, Brad [D-NC-13] Brad Miller D NC 13 2010-07-15 True M000725 Rep. Miller, George [D-CA-7] GEORGE MILLER D CA 7 2010-07-15 True F000339 Rep. Frank, Barney [D-MA-4] BARNEY FRANK D MA 4 2010-07-15 True C001080 Rep. Chu, Judy [D-CA-32] Judy Chu D CA 32 2010-07-20 False T000468 Rep. Titus, Dina [D-NV-3] Dina Titus D NV 3 2010-07-20 False K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2010-07-30 False R000462 Rep. Rothman, Steven R. [D-NJ-9] STEVEN ROTHMAN D NJ R. 9 2010-11-18 False Finance and Financial Sector Consumer credit Housing finance and home ownership Finance and Financial Sector 00 2010-07-15 Introduced in House 2010-09-03T21:29:00Z Protecting Homeowners' Credit History Act of 2010 - Amends the Fair Credit Reporting Act to prohibit a person from furnishing to a consumer reporting agency any negative information resulting from the modification of the terms of a consumer loan secured by one to four units of residential real property, including any agreement to reduce the amount of the payments for the loan or to reduce the principal amount of such loan.

Prohibits a person, in calculating any consumer's credit score, from producing a less favorable credit score on the basis of any information resulting from the modification of the terms of a consumer loan secured by one to four units of residential real property, including any such agreement as well.

]]> Protecting Homeowners' Credit History Act of 2010 Display Title Protecting Homeowners' Credit History Act of 2010 Official Title as Introduced To amend the Fair Credit Reporting Act to prohibit the furnishing of certain negative loan modification information to a consumer reporting agency and to prohibit such information from being used in computing a consumer's credit score. Introduced in House IH Short Titles as Introduced Protecting Homeowners' Credit History Act of 2010 Introduced in House 2010-07-15T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5743ih/xml/BILLS-111hr5743ih.xml 2010-07-15 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.