3.0.0 5458 2023-01-11T13:20:05Z 2023-01-11T13:20:05Z House H HR 2010-05-28 111 sshr00 Health, Education, Labor, and Pensions Committee Senate Standing Referred to 2010-09-30T01:10:03Z hsed00 Education and the Workforce Committee House Standing Referred to 2010-05-28T13:03:49Z hsba00 Financial Services Committee House Standing Referred to 2010-05-28T13:03:48Z 2010-09-29 sshr00 Health, Education, Labor, and Pensions Committee Senate Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions. IntroReferral 2010-09-28 17:56:46 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2010-09-28 17:56:41 On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H7078) Floor H37300 2 House floor actions 2010-09-28 17:56:41 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H7078) Floor 8000 9 Library of Congress 2010-09-28 17:47:40 DEBATE - The House proceeded with forty minutes of debate on H.R. 5458. Floor H8D000 2 House floor actions 2010-09-28 17:47:38 Considered under suspension of the rules. (consideration: CR H7077-7079) Floor H30000 2 House floor actions 2010-09-28 17:47:24 Mr. Adler (NJ) moved to suspend the rules and pass the bill, as amended. Floor H30300 2 House floor actions 2010-05-28 Referred to House Education and Labor IntroReferral H11100 2 House floor actions hsed00 Education and the Workforce Committee 2010-05-28 Referred to the Committee on Financial Services, and in addition to the Committee on Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100-A 9 Library of Congress 2010-05-28 Referred to House Financial Services IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2010-05-28 Introduced in House IntroReferral Intro-H 9 Library of Congress 2010-05-28 Introduced in House IntroReferral 1000 9 Library of Congress A000364 Rep. Adler, John H. [D-NJ-3] John Adler D NJ H. 3 N P000096 Rep. Pascrell, Bill, Jr. [D-NJ-8] WILLIAM PASCRELL D NJ J. 8 2010-05-28 True C000984 Rep. Cummings, Elijah E. [D-MD-7] ELIJAH CUMMINGS D MD E. 7 2010-05-28 True R000462 Rep. Rothman, Steven R. [D-NJ-9] STEVEN ROTHMAN D NJ R. 9 2010-05-28 True A000210 Rep. Andrews, Robert E. [D-NJ-1] ROBERT ANDREWS D NJ E. 1 2010-06-23 False S001169 Rep. Sestak, Joe [D-PA-7] Joe Sestak D PA 7 2010-07-13 False F000454 Rep. Foster, Bill [D-IL-14] Bill Foster D IL 14 2010-07-13 False S000030 Rep. Sanchez, Loretta [D-CA-47] LORETTA SANCHEZ D CA 47 2010-07-13 False B001231 Rep. Berkley, Shelley [D-NV-1] SHELLEY BERKLEY D NV 1 2010-07-13 False H001044 Rep. Halvorson, Deborah L. [D-IL-11] Deborah Halvorson D IL L. 11 2010-07-14 False T000468 Rep. Titus, Dina [D-NV-3] Dina Titus D NV 3 2010-07-14 False C001078 Rep. Connolly, Gerald E. [D-VA-11] Gerald Connolly D VA E. 11 2010-07-14 False T000466 Rep. Teague, Harry [D-NM-2] Harry Teague D NM 2 2010-07-14 False K000368 Rep. Kirkpatrick, Ann [D-AZ-1] Ann Kirkpatrick D AZ 1 2010-07-14 False M001174 Rep. McMahon, Michael E. [D-NY-13] Michael McMahon D NY E. 13 2010-07-15 False O000169 Rep. Owens, William L. [D-NY-23] William Owens D NY L. 23 2010-07-15 False P000597 Rep. Pingree, Chellie [D-ME-1] Chellie Pingree D ME 1 2010-07-15 False K000369 Rep. Kissell, Larry [D-NC-8] Larry Kissell D NC 8 2010-07-15 False K000370 Rep. Kosmas, Suzanne M. [D-FL-24] Suzanne Kosmas D FL M. 24 2010-07-15 False G000556 Rep. Grayson, Alan [D-FL-8] Alan Grayson D FL 8 2010-07-15 False M001154 Rep. Miller, Brad [D-NC-13] Brad Miller D NC 13 2010-07-20 False D000197 Rep. DeGette, Diana [D-CO-1] DIANA DEGETTE D CO 1 2010-07-20 False S000810 Rep. Stark, Fortney Pete [D-CA-13] PETE STARK D CA 13 2010-07-20 False L000567 Rep. Lance, Leonard [R-NJ-7] Leonard Lance R NJ 7 2010-07-20 False D000608 Rep. Dahlkemper, Kathleen A. [D-PA-3] Kathleen Dahlkemper D PA A. 3 2010-07-21 False T000469 Rep. Tonko, Paul [D-NY-21] Paul Tonko D NY 21 2010-07-21 False P000034 Rep. Pallone, Frank, Jr. [D-NJ-6] FRANK PALLONE D NJ 6 2010-07-29 False P000596 Resident Commissioner Pierluisi, Pedro R. [D-PR-At Large] Pedro Pierluisi D PR R. 0 2010-09-22 False Education Administrative law and regulatory procedures Banking and financial institutions regulation Consumer affairs Consumer credit Disability and paralysis Federal Reserve System Government information and archives Government lending and loan guarantees Health information and medical records Higher education Student aid and college costs Veterans' education, employment, rehabilitation Education 00 2010-05-28 Introduced in House 2010-06-29T18:20:11Z Christopher Bryski Student Loan Protection Act and Christopher's Law - Amends the Truth in Lending Act to require private educational lenders and institutions of higher education (IHEs) that provide student loan counseling to discuss the benefits of advanced directives with the signers and cosigners of student loans.

Requires lenders of private educational loans for which cosigners are held jointly liable to clearly and concisely define the terms of cosigners' obligations regarding such loans.

Directs lenders of private educational loans which are cosigned to inform the signers and cosigners regarding the benefits of purchasing credit insurance; but prohibits such lenders from conditioning or varying the terms of such loans on the basis of whether or not credit insurance is purchased.

Directs the Board of Governors of the Federal Reserve System by regulation to set standards for determining when a private educational loan signer or cosigner has died or become incapacitated or disabled. Requires such regulations to treat a determination by the Secretary of Veterans Affairs (VA) that a borrower is unemployable due to a service-connected condition as proof that such borrower is incapacitated or disabled.

Amends the Higher Education Act of 1965 to require: (1) prospective borrowers of federal PLUS and consolidated loans to be informed about creation of advanced directives; and (2) borrowers of federal educational loans to be provided entrance counseling regarding the creation of advanced directives and the effect their death, incapacitation, or disability would have on their federal and private educational loans.

]]> 36 2010-09-28 Passed House amended 2010-10-05T15:37:49Z Christopher Bryski Student Loan Protection Act and Christopher's Law - (Sec. 2) Amends the Truth in Lending Act to require institutions of higher education (IHEs) that provide student loan counseling to new borrowers and cosigners at the time of any student loan application, origination, or consolidation, or at the time the cosigner assumes responsibility for repayment, to include information on creating a durable power of attorney for financial decisionmaking.

Requires private educational lenders to provide borrowers and cosigners of student loans with that information at the time of loan application.

Requires lenders of private educational loans for which cosigners are held jointly liable to describe clearly and conspicuously, in writing, the cosigners' obligations regarding such loans, including the effect a borrower's or cosigner's death, disability, or inability to engage in any substantial gainful activity would have on such obligations.

Directs the Board of Governors of the Federal Reserve System to publish model forms for the information this Act requires to be provided regarding: (1) the creation of a durable power of attorney; and (2) a cosigner's obligation.

(Sec. 3) Amends the Higher Education Act of 1965 to require IHEs to provide borrowers of federal educational loans information at their entrance counseling regarding: (1) the effect their death, disability, or inability to engage in any substantial gainful activity would have on their federal and private educational loans; and (2) their state's model form, published by the Board of Governors of the Federal Reserve System, for creating a durable power of attorney.

]]> Christopher Bryski Student Loan Protection Act Display Title Christopher Bryski Student Loan Protection Act Official Title as Introduced To amend the Truth in Lending Act and the Higher Education Act of 1965 to require additional disclosures and protections for students and cosigners with respect to student loans, and for other purposes. Introduced in House IH Short Titles as Introduced Christopher's Law Short Titles as Introduced Christopher Bryski Student Loan Protection Act Short Titles as Passed House Christopher Bryski Student Loan Protection Act H House Short Titles as Passed House Christopher's Law H House Referred in Senate 2010-09-29T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5458rfs/xml/BILLS-111hr5458rfs.xml Engrossed in House 2010-09-28T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5458eh/xml/BILLS-111hr5458eh.xml Introduced in House 2010-05-28T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5458ih/xml/BILLS-111hr5458ih.xml 2010-09-29 Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.