3.0.0 5072 2023-01-11T13:16:07Z 2023-01-11T13:16:07Z House H HR 2010-04-20 111 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2010-06-10T21:14:14Z hsba00 Financial Services Committee House Standing Reported by 2010-05-06T22:09:54Z Markup by 2010-04-27T14:06:20Z Referred to 2010-04-20T16:31:50Z H. Rept. 111-476 FHA Reform Act of 2010 111 3704 S 2010-08-04 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS Providing for consideration of the bill (H.R. 5072) to improve the financial safety and soundness of the FHA mortgage insurance program, and providing for consideration of motions to suspend the rules. 111 1424 HRES 2010-06-09 Motion to reconsider laid on the table Agreed to without objection. 15:02:32 Procedurally-related House 2010-06-10 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2010-06-10 14:48:47 The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 5072. Floor H38900 2 House floor actions 2010-06-10 14:39:10 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2010-06-10 14:39:09 On passage Passed by recorded vote: 406 - 4 (Roll no. 353). Floor H37100 2 House floor actions 353 https://clerk.house.gov/evs/2010/roll353.xml House 111 2010-06-10T18:39:09Z 2 2010-06-10 14:39:09 Passed/agreed to in House: On passage Passed by recorded vote: 406 - 4 (Roll no. 353). Floor 8000 9 Library of Congress 353 https://clerk.house.gov/evs/2010/roll353.xml House 111 2010-06-10T18:39:09Z 2 2010-06-10 14:21:59 On motion to recommit with instructions Agreed to by voice vote. Floor H36110 2 House floor actions hsba00 Financial Services Committee 2010-06-10 14:21:58 The previous question was ordered without objection. (consideration: CR H4364) Floor H35000 2 House floor actions 2010-06-10 14:13:10 DEBATE - The House proceeded with 10 minutes of debate on the Lee (NY) motion to recommit with instructions. The instructions contained in the motion seek to report the same back to the House with an amendment to add the following new sections: 1.) prohibit mortgage insurance for borrowers with strategic defaults; and 2.) prohibit bailout of FHA program with taxpayer dollars. Floor H8D000 2 House floor actions 2010-06-10 14:12:51 Mr. Lee (NY) moved to recommit with instructions to Financial Services. (consideration: CR H4363-4364; text: CR H4363-4364) Floor H36100 2 House floor actions hsba00 Financial Services Committee 2010-06-10 14:12:50 The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union. (text: CR H4343-4345) Floor H34400 2 House floor actions 2010-06-10 14:11:05 The House rose from the Committee of the Whole House on the state of the Union to report H.R. 5072. Floor H32600 2 House floor actions 2010-06-10 13:43:07 On agreeing to the Price (GA) amendment (A007) Roll Call 349 - Recorded vote pending. Floor H88000 2 House floor actions 2010-06-10 13:00:13 POSTPONED PROCEEDINGS - At the conclusion of debate on the Maffei amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Maffei demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. Floor H8D000 2 House floor actions 2010-06-10 12:55:50 POSTPONED PROCEEDINGS - At the conclusion of debate on the Edwards amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Edwards demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. Floor H8D000 2 House floor actions 2010-06-10 12:52:14 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Edwards amendment. Floor H8D000 2 House floor actions 2010-06-10 12:48:13 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Nye amendment. Floor H8D000 2 House floor actions 2010-06-10 12:43:03 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Clarke amendment. Floor H8D000 2 House floor actions 2010-06-10 12:41:56 POSTPONED PROCEEDINGS - At the conclusion of debate on the Turner amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Turner demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. Floor H8D000 2 House floor actions 2010-06-10 12:30:34 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Turner amendment. Floor H8D000 2 House floor actions 2010-06-10 12:24:27 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Weiner amendment. Floor H8D000 2 House floor actions 2010-06-10 12:23:34 POSTPONED PROCEEDINGS - At the conclusion of debate on the Price (GA) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Price (GA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. Floor H8D000 2 House floor actions 2010-06-10 12:12:08 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Price (GA) amendment. Floor H8D000 2 House floor actions 2010-06-10 12:04:18 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Tierney amendment. Floor H8D000 2 House floor actions 2010-06-10 12:03:57 POSTPONED PROCEEDINGS - At the conclusion of debate on the Garrett (NJ) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Garrett (NJ) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. Floor H8D000 2 House floor actions 2010-06-10 11:50:35 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Garrett (NJ) amendment. Floor H8D000 2 House floor actions 2010-06-10 11:42:29 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Bean amendment. Floor H8D000 2 House floor actions 2010-06-10 11:38:00 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Cao amendment. Floor H8D000 2 House floor actions 2010-06-10 11:31:40 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Cardoza amendment. Floor H8D000 2 House floor actions 2010-06-10 11:30:59 POSTPONED PROCEEDINGS - At the conclusion of debate on the Waters amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. Floor H8D000 2 House floor actions 2010-06-10 11:26:59 DEBATE - Pursuant to the provisions of H.Res. 1424, the Committee of the Whole proceeded with 10 minutes of debate on the Waters amendment. Floor H8D000 2 House floor actions 2010-06-10 11:25:05 The House resolved into Committee of the Whole House on the state of the Union for further consideration. Floor H32050 2 House floor actions 2010-06-10 11:25:04 Considered as unfinished business. (consideration: CR H4342-4365) Floor H30000 2 House floor actions 2010-06-09 17:55:41 Committee of the Whole House on the state of the Union rises leaving H.R. 5072 as unfinished business. Floor H32700 2 House floor actions 2010-06-09 17:55:40 On motion that the Committee rise Agreed to without objection. Floor H32341 2 House floor actions 2010-06-09 17:55:39 Ms. Waters moved that the Committee rise. Floor H32340 2 House floor actions 2010-06-09 17:39:23 GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 5072. Floor H8D000 2 House floor actions 2010-06-09 17:38:55 The Speaker designated the Honorable Deborah L. Halvorson to act as Chairwoman of the Committee. Floor H32400 2 House floor actions 2010-06-09 17:38:54 House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 1424 and Rule XVIII. Floor H32020 2 House floor actions 2010-06-09 17:31:29 Rule provides for consideration of H.R. 5072 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The resolution waives all points of order against consideration of the bill except those arising under clause 9 or 10 of rule XXI. The resolution also provides that the amendment in the nature of a substitute recommended by the Committee on Financial Services shall be considered as an original bill for the purpose of amendment. Floor H8D000 2 House floor actions 2010-06-09 17:31:28 Considered under the provisions of rule H. Res. 1424. (consideration: CR H4300-4302) Floor H30000 2 House floor actions 2010-06-09 15:02:31 Rule H. Res. 1424 passed House. Floor H1L220 2 House floor actions 2010-06-08 18:13:28 Rules Committee Resolution H. Res. 1424 Reported to House. Rule provides for consideration of H.R. 5072 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The resolution waives all points of order against consideration of the bill except those arising under clause 9 or 10 of rule XXI. The resolution also provides that the amendment in the nature of a substitute recommended by the Committee on Financial Services shall be considered as an original bill for the purpose of amendment. Floor H1L210 2 House floor actions 2010-05-06 Placed on the Union Calendar, Calendar No. 270. Calendars H12410 2 House floor actions U00270 2010-05-06 Reported (Amended) by the Committee on Financial Services. H. Rept. 111-476. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2010-05-06 Reported (Amended) by the Committee on Financial Services. H. Rept. 111-476. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2010-04-27 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by Voice Vote. Committee 2010-04-27 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2010-04-20 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2010-04-20 Introduced in House IntroReferral Intro-H 9 Library of Congress 2010-04-20 Introduced in House IntroReferral 1000 9 Library of Congress W000187 Rep. Waters, Maxine [D-CA-35] MAXINE WATERS D CA 35 N C001047 Rep. Capito, Shelley Moore [R-WV-2] Shelley Capito R WV Moore 2 2010-04-20 True F000339 Rep. Frank, Barney [D-MA-4] BARNEY FRANK D MA 4 2010-04-20 True G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2010-04-20 True L000562 Rep. Lynch, Stephen F. [D-MA-9] Stephen Lynch D MA F. 9 2010-05-06 False S000344 Rep. Sherman, Brad [D-CA-27] BRAD SHERMAN D CA 27 2010-05-06 False 2010-05-06T04:00:00Z H.R. 5072, FHA Reform Act of 2010 http://www.cbo.gov/publication/21455 <p>Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 27, 2010</p> 2010-05-06T04:00:00Z H.R. 5072, FHA Reform Act of 2010 https://www.cbo.gov/publication/21455 Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 27, 2010 Housing and Community Development Congressional oversight Department of Housing and Urban Development Executive agency funding and structure Federal officials Fraud offenses and financial crimes Government National Mortgage Association (Ginnie Mae) Government corporations and government-sponsored enterprises Government lending and loan guarantees Government studies and investigations Government trust funds Housing and community development funding Housing finance and home ownership Licensing and registrations Housing and Community Development 00 2010-04-20 Introduced in House 2010-06-03T18:54:58Z FHA Reform Act of 2010 - Amends the National Housing Act to authorize the Secretary of Housing and Urban Development (HUD) to increase the maximum annual premium payments for mortgage insurance, and make the charging of them discretionary instead of mandatory.

Authorizes the Secretary to require specified mortgagees to indemnify HUD for payment of a mortgage insurance claim if the mortgage was not originated or underwritten in accordance with HUD requirements.

Authorizes the Secretary to require a mortgagee to indemnify HUD for loss regardless of when an insurance claim is paid if fraud or misrepresentation was involved in connection with the mortgage origination or underwriting.

Authorizes the Secretary to terminate approval of a mortgagee to originate or underwrite single family mortgages if the mortgagee's rate of early defaults and claims is excessive.

Establishes within the Federal Housing Administration (FHA) a Deputy Assistant Secretary for Risk Management and Regulatory Affairs responsible for all matters relating to managing and mitigating risk to HUD mortgage insurance funds and for ensuring the performance of HUD-insured mortgages.

Authorizes the Secretary to use outside sources to conduct credit risk analysis.

Requires the Secretary to identify mortgagees with a significant or rapid increase in early defaults and claims with respect to all mortgages they have originated on housing located in any particular geographic area or areas.

Authorizes the Secretary to require a mortgagee to: (1) use the Nationwide Mortgage Licensing System and Registry; and (2) obtain unique identifiers for all the mortgagee's officers or owners.

Directs the Secretary to: (1) pursue joint protocols for information sharing with state regulatory agencies; and (2) require mortgagees to notify HUD if they terminate or discontinue mortgage purchases from another mortgagee based on any determination, evidence, or report of fraud or material misrepresentation in connection with the origination of such mortgages.

Prescribes conditions compelling the Secretary to review and reduce certain cash investment (down payment) requirements binding upon mortgages or mortgagors.

Revises requirements for early mortgage default and foreclosure information collected by the Secretary for mortgage lender analysis.

Directs the Comptroller General to report to Congress on: (1) single family mortgage insurance programs of HUD and the Mutual Mortgage Insurance Fund; and (2) specified aspects of the Government National Mortgage Association (GINNIE MAE).

]]> 17 2010-05-06 Reported to House with amendment(s) 2010-07-14T20:24:56Z FHA Reform Act of 2010 - (Sec. 2) Amends the National Housing Act to authorize the Secretary of Housing and Urban Development (HUD) to increase the maximum annual premium payments for mortgage insurance, and make the charging of them discretionary instead of mandatory.

(Sec. 3) Authorizes the Secretary to require specified mortgagees to indemnify HUD for payment of a mortgage insurance claim if the mortgage was not originated or underwritten in accordance with HUD requirements.

Authorizes the Secretary to require a mortgagee to indemnify HUD for loss regardless of when an insurance claim is paid if fraud or misrepresentation was involved in connection with the mortgage origination or underwriting.

(Sec. 4) Authorizes the Secretary to terminate approval of a mortgagee to originate or underwrite single family mortgages if the mortgagee's rate of early defaults and claims is excessive.

(Sec. 6) Establishes within the Federal Housing Administration (FHA) a Deputy Assistant Secretary for Risk Management and Regulatory Affairs responsible for all matters relating to managing and mitigating the risk to HUD mortgage insurance funds and for ensuring the performance of HUD-insured mortgages.

Abolishes the position of the FHA chief risk officer.

(Sec. 7) Authorizes the Secretary to use outside sources to: (1) analyze credit risk models and practices employed by HUD in connection with mortgages; (2) evaluate underwriting standards; and (3) analyze lender compliance with, and HUD enforcement of, underwriting standards.

(Sec. 8) Directs the Secretary to: (1) review and identify mortgagees with a significant or rapid increase in early defaults and claims with respect to all mortgages they have originated on housing located in any particular geographic area or areas; and (2) report on such reviews to certain congressional committees.

Authorizes appropriations for FY2010-FY2014 to provide additional full-time equivalent positions for HUD, or for entering into necessary contracts, to conduct such reviews, as well as to carry out other responsibilities relating to ensuring the safety and soundness of the Mutual Mortgage Insurance Fund.

(Sec. 9) Authorizes the Secretary to require a mortgagee to: (1) use the Nationwide Mortgage Licensing System and Registry; (2) obtain unique company identifiers for all the mortgagee's officers or owners.

Authorizes the Secretary to require each insured mortgage to include any such unique company identifier.

Directs the Secretary to: (1) pursue joint protocols for information sharing with state regulatory agencies; and (2) require mortgagees of HUD-insured single-family or multifamily housing to notify HUD if they terminate or discontinue mortgage purchases from another mortgagee based upon any determination, evidence, or report of fraud or material misrepresentation in connection with the origination of such mortgages.

(Sec. 11) Requires the annual independent actuarial study of the Mutual Mortgage Insurance Fund to review and evaluate any: (1) changes to the current or projected safety and soundness of the Fund since the most recent report; and (2) risks to the Fund.

Requires the Secretary in quarterly reports to Congress to specify for mortgages that are obligations of the Fund any factors likely to have an impact on the Fund's financial status or cause any material changes to its safety and soundness.

(Sec. 12) Prescribes conditions compelling the Secretary to review and reduce certain cash investment requirements (down payment requirements) binding upon mortgages or mortgagors.

(Sec. 13) Revises requirements for early mortgage default and foreclosure information collected by the Secretary for mortgage lender analysis. Requires such information to include, for each servicer of insured mortgages, data on the performance of mortgages originated during each calendar quarter of the collection period, disaggregated by the direct endorsement mortgagee from whom the servicer acquired such servicing rights.

(Sec. 14) Authorizes the Secretary to reimburse servicers of certain HUD-insured residential mortgages for the costs of obtaining the services of specified independent third parties, including a HUD-approved housing counseling agency, to make in-person contact, at no charge, with mortgagors whose payments are 60 or more days past due, solely to provide information regarding: (1) HUD-approved housing counseling agencies; and (2) mortgage loan modification, refinance, and assistance programs. Applies confidentiality requirements to such independent third parties.

(Sec. 15) Directs the Comptroller General to report to Congress on: (1) single family mortgage insurance programs of HUD and the Mutual Mortgage Insurance Fund; and (2) specified aspects of the Government National Mortgage Association (Ginnie Mae).

]]> 36 2010-06-10 Passed House amended 2010-07-14T20:27:23Z FHA Reform Act of 2010 - (Sec. 2) Amends the National Housing Act to authorize the Secretary of Housing and Urban Development (HUD) to increase the maximum annual premium payments for mortgage insurance, and make the charging of them discretionary instead of mandatory.

(Sec. 3) Authorizes the Secretary to require specified mortgagees to indemnify HUD for payment of a mortgage insurance claim if the mortgage was not originated or underwritten in accordance with HUD requirements.

Authorizes the Secretary to require a mortgagee to indemnify HUD for loss regardless of when an insurance claim is paid if fraud or misrepresentation was involved in connection with the mortgage origination or underwriting.

(Sec. 4) Authorizes the Secretary to terminate approval of a mortgagee to originate or underwrite single family mortgages if the mortgagee's rate of early defaults and claims is excessive.

(Sec. 6) Establishes within the Federal Housing Administration (FHA) a Deputy Assistant Secretary for Risk Management and Regulatory Affairs responsible for all matters relating to managing and mitigating the risk to HUD mortgage insurance funds and for ensuring the performance of HUD-insured mortgages.

Abolishes the position of the FHA chief risk officer.

(Sec. 7) Authorizes the Secretary to use outside sources to: (1) analyze credit risk models and practices employed by HUD in connection with mortgages; (2) evaluate underwriting standards; and (3) analyze lender compliance with, and HUD enforcement of, underwriting standards.

(Sec. 8) Directs the Secretary to: (1) review and identify mortgagees with a significant or rapid increase in early defaults and claims with respect to all mortgages they have originated on housing located in any particular geographic area or areas; and (2) report on such reviews to certain congressional committees.

Authorizes appropriations for FY2010-FY2014 to provide additional full-time equivalent positions for HUD, or for entering into necessary contracts, to conduct such reviews, as well as to carry out other responsibilities relating to ensuring the safety and soundness of the Mutual Mortgage Insurance Fund.

(Sec. 9) Authorizes the Secretary to require a mortgagee to: (1) use the Nationwide Mortgage Licensing System and Registry; (2) obtain unique company identifiers for all the mortgagee's officers or owners.

Authorizes the Secretary to require each insured mortgage to include any such unique company identifier.

Directs the Secretary to: (1) pursue joint protocols for information sharing with state regulatory agencies; and (2) require mortgagees of HUD-insured single-family or multifamily housing to notify HUD if they terminate or discontinue mortgage purchases from another mortgagee based upon any determination, evidence, or report of fraud or material misrepresentation in connection with the origination of such mortgages.

(Sec. 11) Requires the annual independent actuarial study of the Mutual Mortgage Insurance Fund to review and evaluate any: (1) changes to the current or projected safety and soundness of the Fund since the most recent report; and (2) risks to the Fund.

Requires the Secretary in quarterly reports to Congress to specify for mortgages that are obligations of the Fund any factors likely to have an impact on the Fund's financial status or cause any material changes to its safety and soundness.

(Sec. 12) Prescribes conditions compelling the Secretary to review and reduce certain cash investment requirements (down payment requirements) binding upon mortgages or mortgagors.

(Sec. 13) Revises eligibility requirements for mortgage insurance. Requires a mortgage to have been made to a mortgagee approved by the Secretary (as under current law) or to a person or entity authorized by the Secretary to participate in the origination of the mortgage. Applies the same new eligibility requirement to insurance of a home equity conversion mortgage (reverse mortgage) for elderly homeowners.

(Sec. 14) Revises requirements for early mortgage default and foreclosure information collected by the Secretary for mortgage lender analysis. Requires such information to include, for each servicer of insured mortgages, data on the performance of mortgages originated during each calendar quarter of the collection period, disaggregated by the direct endorsement mortgagee from whom the servicer acquired such servicing rights.

(Sec. 15) Authorizes the Secretary to reimburse servicers of certain HUD-insured residential mortgages for the costs of obtaining the services of specified independent third parties, including a HUD-approved housing counseling agency, to make in-person contact, at no charge, with mortgagors whose payments are 60 or more days past due, solely to provide information regarding: (1) HUD-approved housing counseling agencies; and (2) mortgage loan modification, refinance, and assistance programs. Applies confidentiality requirements to such independent third parties.

Directs the Secretary, in providing reimbursements, to give priority to independent third parties serving mortgagors under covered mortgages in areas experiencing a mortgage foreclosure rate and unemployment rate higher than the national average for the most recent 12-month period for which satisfactory data are available.

(Sec. 16) Directs the Comptroller General to report to Congress on single family mortgage insurance programs of HUD and the Mutual Mortgage Insurance Fund.

(Sec. 17) Revises the cash investment requirement for mortgage insurance eligibility to authorize the Secretary to establish a higher minimum cash investment requirement for all mortgagors, or a certain class or classes of mortgagors, which may be based on criteria related to borrowers' credit scores or other industry standards related to borrowers' financial soundness.

Requires the Secretary to report annually to certain congressional committees on the implementation of minimum cash investment requirements, including discussion and analysis of options for proposed changes to such requirements.

(Sec. 18) Directs the Secretary to provide refunds of unearned premium charges paid at the time of insurance for mortgage insurance to or on behalf of mortgagors under certain mortgages on one- to four-family dwellings.

Authorizes appropriations for such refunds.

(Sec. 19) Revises maximum mortgage amount limits for multifamily housing that includes elevator-type structures with sound standards of construction and design. Replaces specific dollar amounts for any increase in such limits the Secretary may make with an allowed increase of 50% of the amounts specified for each unit size. Applies to projects consisting of more than four dwelling units located in an extremely high-cost area certain mortgage insurance requirements currently applying to property in Alaska, Guam, Hawaii, and the Virgin Islands.

(Sec. 20) Applies through FY2011 HUD Mortgagee Letter 2002-17 (regarding "Special Forbearance: Program Changes and Updates"), relating to Type I Special Forbearance, with respect to mortgagees of certain insured mortgages secured by one- to four-family dwellings that have problem or damaging drywall products.

(Sec. 21) Authorizes the Secretary to increase the maximum dollar amount limitations on the principal obligation of certain insurable mortgages for certain micropolitan counties experiencing significant population growth and meeting other specified requirements.

(Sec. 22) Requires mortgagors on a one- to four-family dwelling to provide a valid Social Security Number and be: (1) a U.S. citizen; (2) a lawful permanent resident alien; or (3) a non-permanent resident alien who legally resides in and is authorized to work in the United States.

(Sec. 23) Prohibits the Secretary from insuring any mortgage secured by a one- to four-family dwelling unless the mortgagor certifies, under penalty of perjury, that he or she has not been convicted of a sex offense against a minor.

(Sec. 24) Prohibits the use of funds to pay the salary of any federal employee engaged in certain mortgage insurance activities who has been officially disciplined for violations of Standards of Ethical Conduct for Employees of the Executive Branch for viewing, downloading, or exchanging pornography, including child pornography, on a federal government computer or while performing official federal government duties.

(Sec. 25) Prohibits the Secretary from newly insuring a mortgage secured by a one- to four-family dwelling unless the mortgagee has determined that the mortgagor has not previously engaged in any strategic default with respect to a residential mortgage loan.

(Sec. 26) Directs the Secretary to use all available actions and authorized methods to protect U.S. taxpayers from financial responsibility for any obligations of the Mutual Mortgage Insurance Fund, including authority to: (1) increase insurance premiums for mortgages that are obligations of the Fund; (2) establish more stringent underwriting standards for such mortgages; and (3) increase the amount of cash or its equivalent required to be paid on account of the property subject to such a mortgage.

]]> FHA Reform Act of 2010 Display Title FHA Reform Act of 2010 Official Title as Introduced To improve the financial safety and soundness of the FHA mortgage insurance program. Introduced in House IH Short Titles as Introduced FHA Reform Act of 2010 Short Titles as Reported to House FHA Reform Act of 2010 H House Short Titles as Passed House FHA Reform Act of 2010 H House 693 111 HAMDT See Lee of New York motion to recommit with instructions for explanation. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Frank (MA) amendment (A014) Agreed to by voice vote. 14:22:04 F000339 Rep. Frank, Barney [D-MA-4] BARNEY FRANK D MA 4 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z 7 2010-06-10 14:22:04 On agreeing to the Frank (MA) amendment (A014) Agreed to by voice vote. Floor H34111 2 House floor actions 2010-06-10 14:22:03 Amendment (A014) offered by Mr. Frank (MA). (consideration: CR H4364-4365; text: CR H4364) Floor H3A100 2 House floor actions 2010-06-10 14:22:03 House amendment offered/reported by : Amendment (A014) offered by Mr. Frank (MA).(consideration: CR H4364-4365; text: CR H4364) NotUsed 71500 9 Library of Congress 2010-06-10 14:22:04 Amendment agreed to by House: On agreeing to the Frank (MA) amendment (A014) Agreed to by voice vote. NotUsed 79000 9 Library of Congress 2010-06-10 14:22:04 House amendment agreed to: On agreeing to the Frank (MA) amendment (A014) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 692 111 HAMDT An amendment numbered 13 printed in House Report 111-503 to state that no funds authorized under the act may be used to pay the salary of an employee who has been officially disciplined for viewing, downloading, or exchanging pornography (including child pornography) on a Federal Government computer or while performing official Federal Government duties. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Maffei amendment (A013) Agreed to by recorded vote: 416 - 0, 1 Present (Roll no. 352). 14:10:59 Roll no. 352 https://clerk.house.gov/evs/2010/roll352.xml M001171 Rep. Maffei, Daniel B. [D-NY-25] Daniel Maffei D NY B. 25 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 8 2010-06-10 14:10:59 On agreeing to the Maffei amendment (A013) Agreed to by recorded vote: 416 - 0, 1 Present (Roll no. 352). Floor H32111 2 House floor actions 352 House 111 2010-06-10T18:10:59Z 2 https://clerk.house.gov/evs/2010/roll352.xml 2010-06-10 12:59:11 Amendment (A013) offered by Mr. Maffei. (consideration: CR H4358-4359, H4362-4363; text: CR H4358) Floor H3A100 2 House floor actions 2010-06-10 14:10:59 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 352 House 111 2010-06-10T18:10:59Z 2 https://clerk.house.gov/evs/2010/roll352.xml 2010-06-10 14:10:59 Roll call votes on amendments in House Floor 75000 9 Library of Congress 352 House 111 2010-06-10T18:10:59Z 2 https://clerk.house.gov/evs/2010/roll352.xml 2010-06-10 14:10:59 House amendment agreed to: On agreeing to the Maffei amendment (A013) Agreed to by recorded vote: 416 - 0, 1 Present (Roll no. 352). Floor 72000 9 Library of Congress 352 House 111 2010-06-10T18:10:59Z 2 https://clerk.house.gov/evs/2010/roll352.xml 2010-06-10 12:59:11 House amendment offered/reported by : Amendment (A013) offered by Mr. Maffei.(consideration: CR H4358-4359, H4362-4363; text: CR H4358) NotUsed 71500 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 691 111 HAMDT Amendment requires individuals to certify that they have not been convicted of a sex offense against a minor in order to get an FHA mortgage. An amendment numbered 12 printed in House Report 111-503 to require individuals to certify that they have not been convicted of a sex offense against a minor in order to get an FHA mortgage. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Edwards (TX) amendment (A012) Agreed to by recorded vote: 420 - 4 (Roll no. 351). 14:04:42 Roll no. 351 https://clerk.house.gov/evs/2010/roll351.xml E000063 Rep. Edwards, Chet [D-TX-17] CHET EDWARDS D TX 17 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 8 2010-06-10 14:04:42 On agreeing to the Edwards (TX) amendment (A012) Agreed to by recorded vote: 420 - 4 (Roll no. 351). Floor H32111 2 House floor actions 351 House 111 2010-06-10T18:04:42Z 2 https://clerk.house.gov/evs/2010/roll351.xml 2010-06-10 12:51:54 Amendment (A012) offered by Mr. Edwards (TX). (consideration: CR H4357-4358, H4362; text: CR H4357) Floor H3A100 2 House floor actions 2010-06-10 12:51:54 House amendment offered/reported by : Amendment (A012) offered by Mr. Edwards (TX).(consideration: CR H4357-4358, H4362; text: CR H4357) NotUsed 71500 9 Library of Congress 2010-06-10 14:04:42 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 351 House 111 2010-06-10T18:04:42Z 2 https://clerk.house.gov/evs/2010/roll351.xml 2010-06-10 14:04:42 House amendment agreed to: On agreeing to the Edwards (TX) amendment (A012) Agreed to by recorded vote: 420 - 4 (Roll no. 351). Floor 72000 9 Library of Congress 351 House 111 2010-06-10T18:04:42Z 2 https://clerk.house.gov/evs/2010/roll351.xml 2010-06-10 14:04:42 Roll call votes on amendments in House Floor 75000 9 Library of Congress 351 House 111 2010-06-10T18:04:42Z 2 https://clerk.house.gov/evs/2010/roll351.xml 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 690 111 HAMDT Amendment instructs the Federal Housing Administration to continue the special forbearance program, as it relates to Chinese Drywall, until the end of FY 2011. An amendment numbered 11 printed in House Report 111-503 to instruct the Federal Housing Administration to continue the Special Forbearance program, as it relates to Chinese Drywall, until the end of FY 2011. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Nye amendment (A011) Agreed to by voice vote. 12:51:53 N000183 Rep. Nye, Glenn C. [D-VA-2] Glenn Nye D VA C. 2 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 7 2010-06-10 12:51:53 On agreeing to the Nye amendment (A011) Agreed to by voice vote. Floor H32111 2 House floor actions 2010-06-10 12:47:50 Amendment (A011) offered by Mr. Nye. (consideration: CR H4357; text: CR H4357) Floor H3A100 2 House floor actions 2010-06-10 12:51:53 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 2010-06-10 12:47:50 House amendment offered/reported by : Amendment (A011) offered by Mr. Nye.(consideration: CR H4357; text: CR H4357) NotUsed 71500 9 Library of Congress 2010-06-10 12:51:53 House amendment agreed to: On agreeing to the Nye amendment (A011) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 689 111 HAMDT Amendment directs the GAO to include in its FHA report an analysis on the effectiveness of HUD's loss mitigation home retention options in assisting individuals, particularly low income borrowers, in avoiding home foreclosure for mortgages. An amendment numbered 10 printed in House Report 111-503 to direct the GAO to include in its FHA report an analysis on the effectiveness of HUD's loss mitigation home retention options in assisting individuals, particularly low income borrowers, in avoiding home foreclosure for mortgages. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Clarke amendment (A010) Agreed to by voice vote. 12:47:49 C001067 Rep. Clarke, Yvette D. [D-NY-11] Yvette Clarke D NY D. 11 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 7 2010-06-10 12:47:49 On agreeing to the Clarke amendment (A010) Agreed to by voice vote. Floor H32111 2 House floor actions 2010-06-10 12:42:44 Amendment (A010) offered by Ms. Clarke. (consideration: CR H4356-4357; text: CR H4356) Floor H3A100 2 House floor actions 2010-06-10 12:47:49 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 2010-06-10 12:47:49 House amendment agreed to: On agreeing to the Clarke amendment (A010) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 12:42:44 House amendment offered/reported by : Amendment (A010) offered by Ms. Clarke.(consideration: CR H4356-4357; text: CR H4356) NotUsed 71500 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 688 111 HAMDT Amendment sought to repeal the emergency authority that allows the FHA to insure loans up to $720,000 in certain high cost areas. The amendment also sought to create a maximum loan limit of $500,000 for a single family unit and a percentage of the same ratio for 2-, 3- or 4-family residences. An amendment numbered 9 printed in House Report 111-503 to repeal the emergency authority that allows the FHA to insure loans up to $720,000 in certain high cost areas. The amendment would create a maximum loan limit of $500,000 for a single family unit and a percentage of the same ratio for 2-, 3- or 4-family residences. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Turner amendment (A009) Failed by recorded vote: 121 - 301 (Roll no. 350). 13:57:45 Roll no. 350 https://clerk.house.gov/evs/2010/roll350.xml T000463 Rep. Turner, Michael R. [R-OH-3] Michael Turner R OH R. 3 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 8 2010-06-10 13:57:45 On agreeing to the Turner amendment (A009) Failed by recorded vote: 121 - 301 (Roll no. 350). Floor H32111 2 House floor actions 350 House 111 2010-06-10T17:57:45Z 2 https://clerk.house.gov/evs/2010/roll350.xml 2010-06-10 12:30:33 Amendment (A009) offered by Mr. Turner. (consideration: CR H4355-4356, H4361-4362; text: CR H4355) Floor H3A100 2 House floor actions 2010-06-10 12:30:33 House amendment offered/reported by : Amendment (A009) offered by Mr. Turner.(consideration: CR H4355-4356, H4361-4362; text: CR H4355) NotUsed 71500 9 Library of Congress 2010-06-10 13:57:45 House amendment not agreed to: On agreeing to the Turner amendment (A009) Failed by recorded vote: 121 - 301 (Roll no. 350). Floor 73000 9 Library of Congress 350 House 111 2010-06-10T17:57:45Z 2 https://clerk.house.gov/evs/2010/roll350.xml 2010-06-10 13:57:45 Roll call votes on amendments in House Floor 75000 9 Library of Congress 350 House 111 2010-06-10T17:57:45Z 2 https://clerk.house.gov/evs/2010/roll350.xml 2010-06-10 13:57:45 Amendment failed in Committee of the Whole NotUsed 77000 9 Library of Congress 350 House 111 2010-06-10T17:57:45Z 2 https://clerk.house.gov/evs/2010/roll350.xml 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 687 111 HAMDT Amendment increases loan limits for the construction or rehabilitation of multifamily housing with elevators including rentals, cooperatives and condominiums to ensure that they represent current construction costs; and creates an "extremely high cost area" category for FHA Multifamily Insurance similar to those in Alaska, Guam, Hawaii, and the Virgin Islands. An amendment numbered 8 printed in House Report 111-503 to increase loan limits for the construction or rehabilitation of multifamily housing with elevators including rentals, cooperatives, condominiums to ensure that they represent today's construction costs. Would create an `extremely high cost area' category for FHA Multifamily Insurance for those areas, similar to those in Alaska, Guam, Hawaii, and the Virgin Islands. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Weiner amendment (A008) Agreed to by voice vote. 12:30:32 W000792 Rep. Weiner, Anthony D. [D-NY-9] ANTHONY WEINER D NY D. 9 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 7 2010-06-10 12:30:32 On agreeing to the Weiner amendment (A008) Agreed to by voice vote. Floor H32111 2 House floor actions 2010-06-10 12:24:26 Amendment (A008) offered by Mr. Weiner. (consideration: CR H4353-4355; text: CR H4354) Floor H3A100 2 House floor actions 2010-06-10 12:30:32 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 2010-06-10 12:24:26 House amendment offered/reported by : Amendment (A008) offered by Mr. Weiner.(consideration: CR H4353-4355; text: CR H4354) NotUsed 71500 9 Library of Congress 2010-06-10 12:30:32 House amendment agreed to: On agreeing to the Weiner amendment (A008) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 686 111 HAMDT Amendment sought to cap the number of mortgages the FHA can issue to 10% of total loans originated in the U.S. each year. Within 90 days of enactment the FHA must submit a plan to Congress to roll back FHA market share to 10% of loans originated each year by 2012. An amendment numbered 7 printed in House Report 111-503 to cap the number of mortgages the FHA can issue to 10% of total loans originated in the U.S. each year. Within 90 days of enactment, FHA must submit a plan to Congress to roll back FHA market share to 10% of loans originated each year by 2012. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Price (GA) amendment (A007) Failed by recorded vote: 106 - 316 (Roll no. 349). 13:50:22 Roll no. 349 https://clerk.house.gov/evs/2010/roll349.xml P000591 Rep. Price, Tom [R-GA-6] Tom Price R GA 6 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 8 2010-06-10 13:50:22 On agreeing to the Price (GA) amendment (A007) Failed by recorded vote: 106 - 316 (Roll no. 349). Floor H32111 2 House floor actions 349 House 111 2010-06-10T17:50:22Z 2 https://clerk.house.gov/evs/2010/roll349.xml 2010-06-10 12:11:50 Amendment (A007) offered by Mr. Price (GA). (consideration: CR H4352-4353, H4360-4361; text: CR H4352) Floor H3A100 2 House floor actions 2010-06-10 12:11:50 House amendment offered/reported by : Amendment (A007) offered by Mr. Price (GA).(consideration: CR H4352-4353, H4360-4361; text: CR H4352) NotUsed 71500 9 Library of Congress 2010-06-10 13:50:22 House amendment not agreed to: On agreeing to the Price (GA) amendment (A007) Failed by recorded vote: 106 - 316 (Roll no. 349). Floor 73000 9 Library of Congress 349 House 111 2010-06-10T17:50:22Z 2 https://clerk.house.gov/evs/2010/roll349.xml 2010-06-10 13:50:22 Roll call votes on amendments in House Floor 75000 9 Library of Congress 349 House 111 2010-06-10T17:50:22Z 2 https://clerk.house.gov/evs/2010/roll349.xml 2010-06-10 13:50:22 Amendment failed in Committee of the Whole NotUsed 77000 9 Library of Congress 349 House 111 2010-06-10T17:50:22Z 2 https://clerk.house.gov/evs/2010/roll349.xml 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 685 111 HAMDT Amendment directs the Secretary of the Department of Housing and Urban Development to provide mortgage insurance premium refunds to eligible borrowers of FHA insured loans, which were closed prior to December 8, 2004, but which were not endorsed until December 8, 2004 or after that date and authorizes such sums as may be necessary for such refunds. An amendment numbered 6 printed in House Report 111-503 to direct the Secretary of the Department of Housing and Urban Development to provide mortgage insurance premium refunds to eligible borrowers of FHA insured loans, which were closed prior to December 8, 2004, but which were not endorsed until December 8, 2004 or after that date, and; (2) authorize such sums as may be necessary for such refunds. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Tierney amendment (A006) Agreed to by voice vote. 12:11:49 T000266 Rep. Tierney, John F. [D-MA-6] JOHN TIERNEY D MA F. 6 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 7 2010-06-10 12:11:49 On agreeing to the Tierney amendment (A006) Agreed to by voice vote. Floor H32111 2 House floor actions 2010-06-10 12:03:58 Amendment (A006) offered by Mr. Tierney. (consideration: CR H4351-4352; text: CR H4351) Floor H3A100 2 House floor actions 2010-06-10 12:11:49 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 2010-06-10 12:11:49 House amendment agreed to: On agreeing to the Tierney amendment (A006) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 12:03:58 House amendment offered/reported by : Amendment (A006) offered by Mr. Tierney.(consideration: CR H4351-4352; text: CR H4351) NotUsed 71500 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 684 111 HAMDT Amendment sought to raise the FHA down payment requirement from 3.5% to 5% and to prohibit closing costs from being rolled in as well. An amendment numbered 5 printed in House Report 111-503 to raise the FHA down payment requirement from 3.5% to 5% and prohibit closing costs from being rolled in as well. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Garrett (NJ) amendment (A005) Failed by recorded vote: 131 - 289 (Roll no. 348). 13:40:18 Roll no. 348 https://clerk.house.gov/evs/2010/roll348.xml G000548 Rep. Garrett, Scott [R-NJ-5] Scott Garrett R NJ 5 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 8 2010-06-10 13:40:18 On agreeing to the Garrett (NJ) amendment (A005) Failed by recorded vote: 131 - 289 (Roll no. 348). Floor H32111 2 House floor actions 348 House 111 2010-06-10T17:40:18Z 2 https://clerk.house.gov/evs/2010/roll348.xml 2010-06-10 11:50:34 Amendment (A005) offered by Mr. Garrett (NJ). (consideration: CR H4349-4351, H4360; text: CR H4349) Floor H3A100 2 House floor actions 2010-06-10 11:50:34 House amendment offered/reported by : Amendment (A005) offered by Mr. Garrett (NJ).(consideration: CR H4349-4351, H4360; text: CR H4349) NotUsed 71500 9 Library of Congress 2010-06-10 13:40:18 House amendment not agreed to: On agreeing to the Garrett (NJ) amendment (A005) Failed by recorded vote: 131 - 289 (Roll no. 348). Floor 73000 9 Library of Congress 348 House 111 2010-06-10T17:40:18Z 2 https://clerk.house.gov/evs/2010/roll348.xml 2010-06-10 13:40:18 Roll call votes on amendments in House Floor 75000 9 Library of Congress 348 House 111 2010-06-10T17:40:18Z 2 https://clerk.house.gov/evs/2010/roll348.xml 2010-06-10 13:40:18 Amendment failed in Committee of the Whole NotUsed 77000 9 Library of Congress 348 House 111 2010-06-10T17:40:18Z 2 https://clerk.house.gov/evs/2010/roll348.xml 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 683 111 HAMDT Amendment requires HUD to submit an annual report to Congress discussing proposed or actual increases in the minimum cash investment requirements (downpayment requirements) in the FHA program and further gives HUD the authority to establish higher minimum cash investment requirements for all or class(es) of borrowers and requires HUD to take into consideration the findings of the annual report. An amendment numbered 4 printed in House Report 111-503 to require HUD to submit an annual report to Congress discussing proposed or actual increases in the minimum cash investment requirements (downpayment requirements) in the FHA program. It further gives HUD the authority to establish higher minimum cash investment requirements for all or class(es) of borrowers and requires HUD to take into consideration the findings of the annual report. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Bean amendment (A004) Agreed to by voice vote. 11:49:52 B001253 Rep. Bean, Melissa L. [D-IL-8] Melissa Bean D IL L. 8 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 7 2010-06-10 11:49:52 On agreeing to the Bean amendment (A004) Agreed to by voice vote. Floor H32111 2 House floor actions 2010-06-10 11:42:28 Amendment (A004) offered by Ms. Bean. (consideration: CR H4347-4349; text: CR H4347-4348) Floor H3A100 2 House floor actions 2010-06-10 11:42:28 House amendment offered/reported by : Amendment (A004) offered by Ms. Bean.(consideration: CR H4347-4349; text: CR H4347-4348) NotUsed 71500 9 Library of Congress 2010-06-10 11:49:52 House amendment agreed to: On agreeing to the Bean amendment (A004) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 11:49:52 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 682 111 HAMDT Amendment includes information about credit risk and financial counseling services to mortgagors in addition to the housing and loan modification information currently provided for in the bill. An amendment numbered 3 printed in House Report 111-503 to include information about credit risk and financial counseling services to mortgagors in addition to the housing and loan modification information currently included in the bill. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Cao amendment (A003) Agreed to by voice vote. 11:41:53 C001079 Rep. Cao, Anh "Joseph" [R-LA-2] Anh Cao R LA "Joseph" 2 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 7 2010-06-10 11:41:53 On agreeing to the Cao amendment (A003) Agreed to by voice vote. Floor H32111 2 House floor actions 2010-06-10 11:37:58 Amendment (A003) offered by Mr. Cao. (consideration: CR H4347; text: CR H4347) Floor H3A100 2 House floor actions 2010-06-10 11:37:58 House amendment offered/reported by : Amendment (A003) offered by Mr. Cao.(consideration: CR H4347; text: CR H4347) NotUsed 71500 9 Library of Congress 2010-06-10 11:41:53 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 2010-06-10 11:41:53 House amendment agreed to: On agreeing to the Cao amendment (A003) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 681 111 HAMDT Amendment prioritizes foreclosure counseling services to areas of the country that have been the hardest-hit by the housing crisis. An amendment numbered 2 printed in House Report 111-503 to prioritize foreclosure counseling services to areas of the country that have been the hardest-hit by the housing crisis. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Cardoza amendment (A002) Agreed to by voice vote. 11:37:57 C001050 Rep. Cardoza, Dennis A. [D-CA-18] Dennis Cardoza D CA A. 18 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 7 2010-06-10 11:37:57 On agreeing to the Cardoza amendment (A002) Agreed to by voice vote. Floor H32111 2 House floor actions 2010-06-10 11:31:39 Amendment (A002) offered by Mr. Cardoza. (consideration: CR H4346-4347; text: CR H4346) Floor H3A100 2 House floor actions 2010-06-10 11:37:57 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 2010-06-10 11:37:57 House amendment agreed to: On agreeing to the Cardoza amendment (A002) Agreed to by voice vote. Floor 72000 9 Library of Congress 2010-06-10 11:31:39 House amendment offered/reported by : Amendment (A002) offered by Mr. Cardoza.(consideration: CR H4346-4347; text: CR H4346) NotUsed 71500 9 Library of Congress 2010-06-10 House amendment offered Floor 71000 9 Library of Congress 680 111 HAMDT Manager's amendment makes various technical corrections; makes modifications to the GAO report in section 15 of the bill; provides that the Secretary may increase loan limits for micropolitan counties surrounded by higher cost areas and which experience significant growth; and addresses documentation standards for FHA loans. An amendment numbered 1 printed in House Report 111-503 to provide for various technical corrections, make modifications to the GAO report in section 15 of the bill, provide that the Secretary may increase loan limits for micropolitan counties surrounded by higher cost areas and experiencing significant growth, and address documentation standards for FHA loans. 2022-02-03T06:09:03Z 2010-06-10 On agreeing to the Waters amendment (A001) Agreed to by recorded vote: 417 - 3 (Roll no. 347). 13:28:48 Roll no. 347 https://clerk.house.gov/evs/2010/roll347.xml W000187 Rep. Waters, Maxine [D-CA-35] MAXINE WATERS D CA 35 2010-06-10T04:00:00Z House of Representatives 111 HR House H 5072 FHA Reform Act of 2010 2023-01-11T13:16:07Z House Report 111-503 https://www.congress.gov/congressional-report/111th-congress/house-report/503 8 2010-06-10 13:28:48 On agreeing to the Waters amendment (A001) Agreed to by recorded vote: 417 - 3 (Roll no. 347). Floor H32111 2 House floor actions 347 House 111 2010-06-10T17:28:48Z 2 https://clerk.house.gov/evs/2010/roll347.xml 2010-06-10 11:26:58 Amendment (A001) offered by Ms. Waters. (consideration: CR H4345-4346, H4359; text: CR H4345-4346) Floor H3A100 2 House floor actions 2010-06-10 11:26:58 House amendment offered/reported by : Amendment (A001) offered by Ms. Waters.(consideration: CR H4345-4346, H4359; text: CR H4345-4346) NotUsed 71500 9 Library of Congress 2010-06-10 13:28:48 Amendment agreed to Committee of the Whole NotUsed 76000 9 Library of Congress 347 House 111 2010-06-10T17:28:48Z 2 https://clerk.house.gov/evs/2010/roll347.xml 2010-06-10 13:28:48 House amendment agreed to: On agreeing to the Waters amendment (A001) Agreed to by recorded vote: 417 - 3 (Roll no. 347). Floor 72000 9 Library of Congress 347 House 111 2010-06-10T17:28:48Z 2 https://clerk.house.gov/evs/2010/roll347.xml 2010-06-10 13:28:48 Roll call votes on amendments in House Floor 75000 9 Library of Congress 347 House 111 2010-06-10T17:28:48Z 2 https://clerk.house.gov/evs/2010/roll347.xml 2010-06-10 House amendment offered Floor 71000 9 Library of Congress Referred in Senate 2010-06-10T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5072rfs/xml/BILLS-111hr5072rfs.xml Engrossed in House 2010-06-10T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5072eh/xml/BILLS-111hr5072eh.xml Reported in House 2010-05-06T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5072rh/xml/BILLS-111hr5072rh.xml Introduced in House 2010-04-20T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr5072ih/xml/BILLS-111hr5072ih.xml 2010-06-10 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.