3.0.0 47 2019-11-15T20:54:19Z 2019-11-15T20:54:19Z House H HR 2009-01-06 111 hsba00 Financial Services Committee House Standing Referred to 2009-01-06T17:24:42Z 2009-01-06 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2009-01-06 Introduced in House IntroReferral Intro-H 9 Library of Congress 2009-01-06 Introduced in House IntroReferral 1000 9 Library of Congress B001232 Rep. Biggert, Judy [R-IL-13] JUDY BIGGERT R IL 13 N H000636 Rep. Hinojosa, Ruben [D-TX-15] RUBEN HINOJOSA D TX 15 2009-01-06 True C001047 Rep. Capito, Shelley Moore [R-WV-2] Shelley Capito R WV Moore 2 2009-01-06 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2009-04-23 False Housing and Community Development Advisory bodies Computers and information technology Consumer affairs Department of Health and Human Services Executive agency funding and structure Financial services and investments Government information and archives Housing and community development funding Housing finance and home ownership Licensing and registrations Low- and moderate-income housing Residential rehabilitation and home repair Housing and Community Development 00 2009-01-06 Introduced in House 2009-01-26T15:41:37Z Expand and Preserve Home Ownership Through Counseling Act - Amends the Department of Housing and Urban Development Act to establish, in the Office of the Secretary of Housing and Urban Development (HUD), the Office of Housing Counseling, which shall conduct activities relating to homeownership and rental housing counseling.

Amends the Housing and Urban Development Act of 1968 (HUDA) to direct the Secretary to establish, coordinate, and monitor HUD administration of homeownership and rental housing counseling procedures provided in connection with any HUD program, including all related requirements, standards, and performance measures.

Requires the Secretary to provide for the certification of various computer software programs for consumers to use in evaluating different residential mortgage loan proposals.

Directs the Director of Housing Counseling to develop, implement, and conduct national public service multimedia campaigns designed to make persons facing mortgage foreclosure, persons considering a subprime mortgage loan to purchase a home, elderly persons, persons who face language barriers, low-income persons, and other potentially vulnerable consumers aware that: (1) it is advisable, before seeking or maintaining a residential mortgage loan, to obtain homeownership counseling from unbiased and reliable sources; and (2) such homeownership counseling is available.

Requires the Secretary to provide: (1) advice and technical assistance to states, local governments, and nonprofit organizations regarding the establishment and operation of related educational programs; as well as (2) financial assistance.

Revises the requirement that organizations receiving HUD assistance for counseling activities to provide such counseling only through counselors certified by the Secretary.

Directs the Secretary to study and report to Congress on the root causes of the default and foreclosure of home loans.

Amends the Real Estate Settlement Procedures Act of 1974 to revise requirements for HUD booklets designed to help consumers applying for federally related mortgage loans to understand the nature and costs of real estate settlement services.

]]> Expand and Preserve Home Ownership Through Counseling Act Short Titles as Introduced Expand and Preserve Home Ownership Through Counseling Act Display Title Expand and Preserve Home Ownership Through Counseling Act Official Title as Introduced To establish an Office of Housing Counseling to carry out and coordinate the responsibilities of the Department of Housing and Urban Development regarding counseling on homeownership and rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, and for other purposes. Introduced in House 2009-01-06T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr47ih/xml/BILLS-111hr47ih.xml 2009-01-06 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.