3.0.0 4552 2023-01-11T13:16:43Z 2023-01-11T13:16:43Z House H HR 2010-01-29 111 hsba00 Financial Services Committee House Standing Referred to 2010-01-29T17:00:09Z 2010-01-29 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2010-01-29 Introduced in House IntroReferral Intro-H 9 Library of Congress 2010-01-29 Introduced in House IntroReferral 1000 9 Library of Congress L000263 Rep. Levin, Sander M. [D-MI-12] SANDER LEVIN D MI M. 12 N M000404 Rep. McDermott, Jim [D-WA-7] JIM MCDERMOTT D WA 7 2010-01-29 True S000810 Rep. Stark, Fortney Pete [D-CA-13] PETE STARK D CA 13 2010-02-04 False S001174 Rep. Sutton, Betty [D-OH-13] Betty Sutton D OH 13 2010-02-04 False O000006 Rep. Oberstar, James L. [D-MN-8] JAMES OBERSTAR D MN L. 8 2010-03-04 False S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2010-03-04 False D000355 Rep. Dingell, John D. [D-MI-15] JOHN DINGELL D MI D. 15 2010-03-04 False D000096 Rep. Davis, Danny K. [D-IL-7] DANNY DAVIS D IL K. 7 2010-05-04 False R000581 Rep. Richardson, Laura [D-CA-37] Laura Richardson D CA 37 2010-05-04 False Finance and Financial Sector Bank accounts, deposits, capital Banking and financial institutions regulation Consumer affairs Financial services and investments Poverty and welfare assistance User charges and fees Finance and Financial Sector 00 2010-01-29 Introduced in House 2010-03-04T16:58:04Z Benefit Card Fairness Act of 2010 - Amends the Electronic Fund Transfer Act (EFTA) to extend its coverage to any account directly or indirectly established through a government agency to which electronic fund transfers (EFTs) are made by or on behalf of a government agency on a recurring basis (government payment account).

Repeals the exemption from EFTA disclosure, protection, responsibility, and remedy requirements of electronic benefit transfer systems established by a federal, state, or local government agency for distributing needs-tested benefits, such as through automated teller machines (ATMs) or point-of-sale terminals.

Requires a financial institution to offer a government payment account in compliance with this Act and with the requirements of the Federal Deposit Insurance Corporation (FDIC) for the provision of insurance to the consumer.

Prescribes requirements for consumer choice in making an EFT to a government payment account, as well as for access to account balance and transaction history.

Prohibits the assessment of specified fees on a government payment account, except certain transaction fees, a nominal fee of up to $1 for written periodic statements, and other permissible fees for specific services beyond ordinary use of the account.

Requires a financial institution to make certain disclosures including: (1) the means to obtain account balance; (2) written account history; (3) fee information; and (4) error resolution.


]]> Benefit Card Fairness Act of 2010 Display Title Benefit Card Fairness Act of 2010 Official Title as Introduced To amend the Electronic Fund Transfer Act to provide protection for consumers who have government benefit cards. Introduced in House IH Short Titles as Introduced Benefit Card Fairness Act of 2010 Introduced in House 2010-01-29T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr4552ih/xml/BILLS-111hr4552ih.xml 2010-01-29 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.