3.0.0 4538 2023-01-11T13:16:43Z 2023-01-11T13:16:43Z House H HR 2010-01-27 111 hsba00 Financial Services Committee House Standing Referred to 2010-01-27T19:39:29Z 2010-01-27 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2010-01-27 Introduced in House IntroReferral Intro-H 9 Library of Congress 2010-01-27 Introduced in House IntroReferral 1000 9 Library of Congress C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 N T000193 Rep. Thompson, Bennie G. [D-MS-2] BENNIE THOMPSON D MS 2 2010-01-27 True G000535 Rep. Gutierrez, Luis V. [D-IL-4] LUIS GUTIERREZ D IL V. 4 2010-01-27 True N000002 Rep. Nadler, Jerrold [D-NY-8] JERROLD NADLER D NY 8 2010-01-27 True B001251 Rep. Butterfield, G. K. [D-NC-1] G. K. Butterfield D NC 1 2010-01-27 True C001072 Rep. Carson, Andre [D-IN-7] Andre Carson D IN 7 2010-01-27 True C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2010-01-27 True D000210 Rep. Delahunt, Bill [D-MA-10] Bill Delahunt D MA 10 2010-01-27 True D000399 Rep. Doggett, Lloyd [D-TX-25] LLOYD DOGGETT D TX 25 2010-01-27 True K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2010-01-27 True M000404 Rep. McDermott, Jim [D-WA-7] JIM MCDERMOTT D WA 7 2010-01-27 True R000053 Rep. Rangel, Charles B. [D-NY-15] CHARLES RANGEL D NY B. 15 2010-01-27 True S000810 Rep. Stark, Fortney Pete [D-CA-13] PETE STARK D CA 13 2010-01-27 True T000326 Rep. Towns, Edolphus [D-NY-10] EDOLPHUS TOWNS D NY 10 2010-01-27 True V000081 Rep. Velazquez, Nydia M. [D-NY-12] NYDIA VELAZQUEZ D NY M. 12 2010-01-27 True W000207 Rep. Watt, Melvin L. [D-NC-12] MELVIN WATT D NC 12 2010-01-27 True M000312 Rep. McGovern, James P. [D-MA-3] JAMES MCGOVERN D MA P. 3 2010-02-02 False K000365 Rep. Kagen, Steve [D-WI-8] Steve Kagen D WI 8 2010-02-02 False G000551 Rep. Grijalva, Raúl M. [D-AZ-7] Raúl Grijalva D AZ M. 7 2010-02-02 False G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2010-02-02 False F000030 Rep. Farr, Sam [D-CA-17] SAM FARR D CA 17 2010-02-02 False C000984 Rep. Cummings, Elijah E. [D-MD-7] ELIJAH CUMMINGS D MD E. 7 2010-02-02 False M000933 Rep. Moran, James P. [D-VA-8] JAMES MORAN D VA P. 8 2010-02-23 False M000725 Rep. Miller, George [D-CA-7] GEORGE MILLER D CA 7 2010-02-23 False L000397 Rep. Lofgren, Zoe [D-CA-16] ZOE LOFGREN D CA 16 2010-02-25 False S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2010-03-03 False H000324 Rep. Hastings, Alcee L. [D-FL-23] ALCEE HASTINGS D FL L. 23 2010-03-09 False B001245 Del. Bordallo, Madeleine Z. [D-GU-At Large] Madeleine Bordallo D GU Z. 0 2010-03-22 False S001174 Rep. Sutton, Betty [D-OH-13] Betty Sutton D OH 13 2010-04-13 False H001034 Rep. Honda, Michael M. [D-CA-15] MICHAEL HONDA D CA M. 15 2010-05-26 False T000465 Rep. Tsongas, Niki [D-MA-5] Niki Tsongas D MA 5 2010-06-17 False Finance and Financial Sector Bankruptcy Business records Consumer affairs Consumer credit Government studies and investigations Finance and Financial Sector 00 2010-01-27 Introduced in House 2010-02-03T22:20:13Z Fair Access to Credit Scores Act of 2010 - Amends the Fair Credit Reporting Act to require consumer reporting agencies to disclose any information in the consumer's file concerning credit scores or other related risk scores or predictors when the consumer requests a free annual disclosure (credit report).

Requires all consumer reporting agencies to maintain information in the consumer's file concerning such scores or predictors for at least one year from the date on which such information is placed in the file.

Directs the Comptroller General to study and report to Congress on bankruptcy risk scores used by consumer reporting agencies, including an analysis of: (1) the factors used to determine such scores; (2) how bankruptcy risk scores impact the ability of consumers to receive loans; and (3) actions that consumers can take to improve such scores.


]]> Fair Access to Credit Scores Act of 2010 Display Title Fair Access to Credit Scores Act of 2010 Official Title as Introduced To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. Introduced in House IH Short Titles as Introduced Fair Access to Credit Scores Act of 2010 Introduced in House 2010-01-27T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr4538ih/xml/BILLS-111hr4538ih.xml 2010-01-27 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.