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    <number>4229</number>
    <updateDate>2023-01-11T13:16:59Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:16:59Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2009-12-08</introducedDate>
    <congress>111</congress>
    <committees>
      <item>
        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2009-12-08T14:01:44Z</date>
          </item>
        </activities>
      </item>
    </committees>
    <actions>
      <item>
        <actionDate>2009-12-08</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
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        <committees>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
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      </item>
      <item>
        <actionDate>2009-12-08</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>Intro-H</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2009-12-08</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>B001253</bioguideId>
        <fullName>Rep. Bean, Melissa L. [D-IL-8]</fullName>
        <firstName>Melissa</firstName>
        <lastName>Bean</lastName>
        <party>D</party>
        <state>IL</state>
        <middleName>L.</middleName>
        <district>8</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>C001047</bioguideId>
        <fullName>Rep. Capito, Shelley Moore [R-WV-2]</fullName>
        <firstName>Shelley</firstName>
        <lastName>Capito</lastName>
        <party>R</party>
        <state>WV</state>
        <middleName>Moore</middleName>
        <district>2</district>
        <sponsorshipDate>2009-12-08</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000801</bioguideId>
        <fullName>Rep. Wilson, Charles A. [D-OH-6]</fullName>
        <firstName>Charles</firstName>
        <lastName>Wilson</lastName>
        <party>D</party>
        <state>OH</state>
        <middleName>A.</middleName>
        <district>6</district>
        <sponsorshipDate>2010-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001137</bioguideId>
        <fullName>Rep. Meeks, Gregory W. [D-NY-6]</fullName>
        <firstName>GREGORY</firstName>
        <lastName>MEEKS</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>W.</middleName>
        <district>6</district>
        <sponsorshipDate>2010-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001140</bioguideId>
        <fullName>Rep. Moore, Dennis [D-KS-3]</fullName>
        <firstName>DENNIS</firstName>
        <lastName>MOORE</lastName>
        <party>D</party>
        <state>KS</state>
        <district>3</district>
        <sponsorshipDate>2010-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000586</bioguideId>
        <fullName>Rep. Putnam, Adam H. [R-FL-12]</fullName>
        <firstName>ADAM</firstName>
        <lastName>PUTNAM</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>H.</middleName>
        <district>12</district>
        <sponsorshipDate>2010-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000147</bioguideId>
        <fullName>Del. Norton, Eleanor Holmes [D-DC-At Large]</fullName>
        <firstName>ELEANOR</firstName>
        <lastName>NORTON</lastName>
        <party>D</party>
        <state>DC</state>
        <middleName>HOLMES</middleName>
        <district>0</district>
        <sponsorshipDate>2010-03-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001165</bioguideId>
        <fullName>Rep. Sires, Albio [D-NJ-13]</fullName>
        <firstName>Albio</firstName>
        <lastName>Sires</lastName>
        <party>D</party>
        <state>NJ</state>
        <district>13</district>
        <sponsorshipDate>2010-03-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001077</bioguideId>
        <fullName>Rep. Coffman, Mike [R-CO-6]</fullName>
        <firstName>Mike</firstName>
        <lastName>Coffman</lastName>
        <party>R</party>
        <state>CO</state>
        <district>6</district>
        <sponsorshipDate>2010-03-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001234</bioguideId>
        <fullName>Rep. Baca, Joe [D-CA-43]</fullName>
        <firstName>JOE</firstName>
        <lastName>BACA</lastName>
        <party>D</party>
        <state>CA</state>
        <district>43</district>
        <sponsorshipDate>2010-04-15</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000553</bioguideId>
        <fullName>Rep. Green, Al [D-TX-9]</fullName>
        <firstName>Al</firstName>
        <lastName>Green</lastName>
        <party>D</party>
        <state>TX</state>
        <district>9</district>
        <sponsorshipDate>2010-04-15</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001154</bioguideId>
        <fullName>Rep. Miller, Brad [D-NC-13]</fullName>
        <firstName>Brad</firstName>
        <lastName>Miller</lastName>
        <party>D</party>
        <state>NC</state>
        <district>13</district>
        <sponsorshipDate>2010-07-01</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000568</bioguideId>
        <fullName>Rep. Lee, Christopher J. [R-NY-26]</fullName>
        <firstName>Christopher</firstName>
        <lastName>Lee</lastName>
        <party>R</party>
        <state>NY</state>
        <middleName>J.</middleName>
        <district>26</district>
        <sponsorshipDate>2010-07-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000593</bioguideId>
        <fullName>Rep. Perlmutter, Ed [D-CO-7]</fullName>
        <firstName>Ed</firstName>
        <lastName>Perlmutter</lastName>
        <party>D</party>
        <state>CO</state>
        <district>7</district>
        <sponsorshipDate>2010-09-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>Real estate business</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2009-12-08</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2010-01-12T16:29:07Z</updateDate>
        <text><![CDATA[ <p>Borrowers' Right to Inspect Closing Documents Act of 2009 - Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to revise procedures governing the furnishing of closing documents to borrowers.</p> <p>Requires the lender to furnish to the settlement agent, at least four business days before the scheduled date of a real estate settlement, the completed promissory note, the mortgage instrument, and all other items needed to complete the uniform settlement statement, the final Truth-in-Lending Act disclosure, and the final closing instructions.</p> <p>Requires the settlement agent to furnish the borrower, at least three business days before the scheduled settlement date, with the completed documents and the completed uniform settlement statement, as long as the lender has timely provided the agent with those items.</p> <p>Shields the settlement agent from liability for the lender's noncompliance with this Act. Cites circumstances under which the settlement agent may correct the uniform settlement statement and related documents prior to the scheduled settlement date.</p> <p>Authorizes the Secretary of Housing and Urban Development to exempt settlements from the requirements of this Act in certain circumstances.</p>]]></text>
      </summary>
    </summaries>
    <title>Borrowers' Right to Inspect Closing Documents Act of 2009</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Borrowers' Right to Inspect Closing Documents Act of 2009</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Borrowers' Right to Inspect Closing Documents Act of 2009</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2009-12-08T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-111hr4229ih/xml/BILLS-111hr4229ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2009-12-08</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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