3.0.0 4002 2023-01-11T13:17:20Z 2023-01-11T13:17:20Z House H HR 2009-11-03 111 hsba00 Financial Services Committee House Standing Referred to 2009-11-03T13:00:48Z 2009-11-03 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2009-11-03 Introduced in House IntroReferral Intro-H 9 Library of Congress 2009-11-03 Introduced in House IntroReferral 1000 9 Library of Congress H001036 Rep. Hensarling, Jeb [R-TX-5] Jeb Hensarling R TX 5 N Finance and Financial Sector Consumer affairs Consumer credit Interest, dividends, interest rates User charges and fees Finance and Financial Sector

00 2009-11-03 Introduced in House 2010-01-05T21:59:38Z
Truth in Lending Clarification Act of 2009 - Amends the Truth in Lending Act concerning the mandatory 45-day advance notice of significant changes (including rate increases) under an open end consumer credit plan. Declares that such requirement does not prevent a creditor from putting into effect immediately any reduction in an annual percentage rate (APR), any decrease or elimination of any fee imposed upon a consumer, or any significant change in terms solely or primarily for the benefit of the consumer.

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Display Title Official Title as Introduced Introduced in House IH Short Titles as Introduced Introduced in House 2009-11-03T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr4002ih/xml/BILLS-111hr4002ih.xml 2009-11-03 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.