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    <updateDate>2023-01-11T13:17:49Z</updateDate>
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    <originChamber>House</originChamber>
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    <introducedDate>2009-10-28</introducedDate>
    <congress>111</congress>
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        <chamber>House</chamber>
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            <date>2009-10-28T14:00:44Z</date>
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      <item>
        <title>Credit Card Rate Freeze Act of 2009</title>
        <congress>111</congress>
        <number>1927</number>
        <type>S</type>
        <latestAction>
          <actionDate>2009-10-27</actionDate>
          <text>Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 189.</text>
        </latestAction>
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        <actionDate>2009-10-28</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <text>Introduced in House</text>
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          <name>Library of Congress</name>
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        <actionDate>2009-10-28</actionDate>
        <text>Introduced in House</text>
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        <fullName>Rep. Markey, Betsy [D-CO-4]</fullName>
        <firstName>Betsy</firstName>
        <lastName>Markey</lastName>
        <party>D</party>
        <state>CO</state>
        <district>4</district>
        <isByRequest>N</isByRequest>
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        <bioguideId>M001148</bioguideId>
        <fullName>Rep. Meek, Kendrick B. [D-FL-17]</fullName>
        <firstName>Kendrick</firstName>
        <lastName>Meek</lastName>
        <party>D</party>
        <state>FL</state>
        <middleName>B.</middleName>
        <district>17</district>
        <sponsorshipDate>2009-10-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001174</bioguideId>
        <fullName>Rep. Sutton, Betty [D-OH-13]</fullName>
        <firstName>Betty</firstName>
        <lastName>Sutton</lastName>
        <party>D</party>
        <state>OH</state>
        <district>13</district>
        <sponsorshipDate>2009-10-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001259</bioguideId>
        <fullName>Rep. Braley, Bruce L. [D-IA-1]</fullName>
        <firstName>Bruce</firstName>
        <lastName>Braley</lastName>
        <party>D</party>
        <state>IA</state>
        <middleName>L.</middleName>
        <district>1</district>
        <sponsorshipDate>2009-11-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Administrative law and regulatory procedures</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Federal Reserve System</name>
        </item>
        <item>
          <name>Interest, dividends, interest rates</name>
        </item>
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      <policyArea>
        <name>Finance and Financial Sector</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2009-10-28</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2009-12-14T20:54:32Z</updateDate>
        <text><![CDATA[ <p>Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumer credit plan; or (2) changing the terms governing repayment of any outstanding balance, except as permitted by the Credit Card Accountability Responsibility and Disclosure Act of 2009.</p> <p>Authorizes the Board of Governors of the Federal Reserve System to prescribe implementing regulations.</p>]]></text>
      </summary>
    </summaries>
    <title>Credit Card Rate Freeze Act of 2009</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Credit Card Rate Freeze Act of 2009</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To establish a moratorium on credit card interest rate increases, and for other purposes.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
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      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Credit Card Rate Freeze Act of 2009</title>
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        <type>Introduced in House</type>
        <date>2009-10-28T04:00:00Z</date>
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    <latestAction>
      <actionDate>2009-10-28</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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