3.0.0 3763 2023-01-11T13:17:54Z 2023-01-11T13:17:54Z House H HR 2009-10-08 111 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2009-10-21T17:02:40Z hsba00 Financial Services Committee House Standing Referred to 2009-10-08T14:02:42Z A bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. 111 3416 S 2010-05-25 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Identical bill CRS 2009-10-21 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2009-10-20 18:55:31 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2009-10-20 18:55:30 On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 400 - 0 (Roll no. 790). (text: CR H11467) Floor H37300 2 House floor actions 790 https://clerk.house.gov/evs/2009/roll790.xml House 111 2009-10-20T22:55:30Z 1 2009-10-20 18:55:30 Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 400 - 0 (Roll no. 790).(text: CR H11467) Floor 8000 9 Library of Congress 790 https://clerk.house.gov/evs/2009/roll790.xml House 111 2009-10-20T22:55:30Z 1 2009-10-20 18:32:03 Considered as unfinished business. (consideration: CR H11479-11480) Floor H30000 2 House floor actions 2009-10-20 14:29:40 At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. Floor H37220 2 House floor actions 2009-10-20 14:19:46 DEBATE - The House proceeded with forty minutes of debate on H.R. 3763. Floor H8D000 2 House floor actions 2009-10-20 14:19:45 Considered under suspension of the rules. (consideration: CR H11467-11469) Floor H30000 2 House floor actions 2009-10-20 14:19:44 Mr. Adler (NJ) moved to suspend the rules and pass the bill. Floor H30300 2 House floor actions 2009-10-08 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2009-10-08 Introduced in House IntroReferral Intro-H 9 Library of Congress 2009-10-08 Introduced in House IntroReferral 1000 9 Library of Congress A000364 Rep. Adler, John H. [D-NJ-3] John Adler D NJ H. 3 N B001262 Rep. Broun, Paul C. [R-GA-10] Paul Broun R GA C. 10 2009-10-08 True S001148 Rep. Simpson, Michael K. [R-ID-2] MICHAEL SIMPSON R ID K. 2 2009-10-08 True L000568 Rep. Lee, Christopher J. [R-NY-26] Christopher Lee R NY J. 26 2009-10-15 False P000583 Rep. Paul, Ron [R-TX-14] RON PAUL R TX 14 2009-10-15 False Finance and Financial Sector Accounting and auditing Administrative law and regulatory procedures Banking and financial institutions regulation Computer security and identity theft Consumer affairs Consumer credit Federal Trade Commission (FTC) Health personnel Lawyers and legal services Small business Finance and Financial Sector 00 2009-10-08 Introduced in House 2009-10-19T21:12:17Z Amends the Fair Credit Reporting Act with respect to the duties of users of consumer reports who take adverse actions on the basis of information contained in such reports.

Excludes any health care practice, accounting practice, or legal practice with 20 or fewer employees from the meaning of creditor subject to Red Flag Guidelines regarding identity theft promulgated by the proper federal financial regulatory agency.

Excludes any other business which the Federal Trade Commission (FTC) determines: (1) knows all its customers or clients individually; (2) only performs services in or around the residences of its customers; or (3) has not experienced incidents of identity theft, and identity theft is rare for businesses of that type. States that such exclusion shall no longer apply to any business that can no longer meet such eligibility criteria.

]]> 81 2009-10-20 Passed House without amendment 2009-11-12T16:10:51Z (This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Amends the Fair Credit Reporting Act with respect to the duties of users of consumer reports who take adverse actions on the basis of information contained in such reports.

Excludes any health care practice, accounting practice, or legal practice with 20 or fewer employees from the meaning of creditor subject to Red Flag Guidelines regarding identity theft promulgated by the proper federal financial regulatory agency.

Excludes any other business which the Federal Trade Commission (FTC) determines: (1) knows all its customers or clients individually; (2) only performs services in or around the residences of its customers; or (3) has not experienced incidents of identity theft, and identity theft is rare for businesses of that type. States that such exclusion shall no longer apply to any business that can no longer meet such eligibility criteria.

]]> To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Display Title To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Official Title as Introduced To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Introduced in House IH Referred in Senate 2009-10-21T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr3763rfs/xml/BILLS-111hr3763rfs.xml Engrossed in House 2009-10-20T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr3763eh/xml/BILLS-111hr3763eh.xml Introduced in House 2009-10-08T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr3763ih/xml/BILLS-111hr3763ih.xml 2009-10-21 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.