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<billStatus>
  <version>3.0.0</version>
  <bill>
    <number>3706</number>
    <updateDate>2023-01-11T13:17:55Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:17:55Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2009-10-01</introducedDate>
    <congress>111</congress>
    <committees>
      <item>
        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2009-10-01T14:03:44Z</date>
          </item>
        </activities>
      </item>
    </committees>
    <actions>
      <item>
        <actionDate>2009-10-01</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
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          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
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      </item>
      <item>
        <actionDate>2009-10-01</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>Intro-H</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2009-10-01</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>G000548</bioguideId>
        <fullName>Rep. Garrett, Scott [R-NJ-5]</fullName>
        <firstName>Scott</firstName>
        <lastName>Garrett</lastName>
        <party>R</party>
        <state>NJ</state>
        <district>5</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>H000676</bioguideId>
        <fullName>Rep. Hoekstra, Peter [R-MI-2]</fullName>
        <firstName>PETER</firstName>
        <lastName>HOEKSTRA</lastName>
        <party>R</party>
        <state>MI</state>
        <district>2</district>
        <sponsorshipDate>2009-10-08</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001256</bioguideId>
        <fullName>Rep. Bachmann, Michele [R-MN-6]</fullName>
        <firstName>Michele</firstName>
        <lastName>Bachmann</lastName>
        <party>R</party>
        <state>MN</state>
        <district>6</district>
        <sponsorshipDate>2009-10-08</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001134</bioguideId>
        <fullName>Rep. Myrick, Sue Wilkins [R-NC-9]</fullName>
        <firstName>SUE</firstName>
        <lastName>MYRICK</lastName>
        <party>R</party>
        <state>NC</state>
        <middleName>WILKINS</middleName>
        <district>9</district>
        <sponsorshipDate>2009-10-08</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>J000174</bioguideId>
        <fullName>Rep. Johnson, Sam [R-TX-3]</fullName>
        <firstName>SAM</firstName>
        <lastName>JOHNSON</lastName>
        <party>R</party>
        <state>TX</state>
        <district>3</district>
        <sponsorshipDate>2009-10-21</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001048</bioguideId>
        <fullName>Rep. Culberson, John Abney [R-TX-7]</fullName>
        <firstName>JOHN</firstName>
        <lastName>CULBERSON</lastName>
        <party>R</party>
        <state>TX</state>
        <middleName>ABNEY</middleName>
        <district>7</district>
        <sponsorshipDate>2009-10-21</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000373</bioguideId>
        <fullName>Rep. Pitts, Joseph R. [R-PA-16]</fullName>
        <firstName>JOSEPH</firstName>
        <lastName>PITTS</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>R.</middleName>
        <district>16</district>
        <sponsorshipDate>2009-10-21</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000450</bioguideId>
        <fullName>Rep. Foxx, Virginia [R-NC-5]</fullName>
        <firstName>Virginia</firstName>
        <lastName>Foxx</lastName>
        <party>R</party>
        <state>NC</state>
        <district>5</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000564</bioguideId>
        <fullName>Rep. Lamborn, Doug [R-CO-5]</fullName>
        <firstName>Doug</firstName>
        <lastName>Lamborn</lastName>
        <party>R</party>
        <state>CO</state>
        <district>5</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001244</bioguideId>
        <fullName>Rep. Bonner, Jo [R-AL-1]</fullName>
        <firstName>Jo</firstName>
        <lastName>Bonner</lastName>
        <party>R</party>
        <state>AL</state>
        <district>1</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>A000358</bioguideId>
        <fullName>Rep. Akin, W. Todd [R-MO-2]</fullName>
        <firstName>W.</firstName>
        <lastName>AKIN</lastName>
        <party>R</party>
        <state>MO</state>
        <middleName>TODD</middleName>
        <district>2</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001051</bioguideId>
        <fullName>Rep. Carter, John R. [R-TX-31]</fullName>
        <firstName>John</firstName>
        <lastName>Carter</lastName>
        <party>R</party>
        <state>TX</state>
        <middleName>R.</middleName>
        <district>31</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001158</bioguideId>
        <fullName>Rep. Marchant, Kenny [R-TX-24]</fullName>
        <firstName>Kenny</firstName>
        <lastName>Marchant</lastName>
        <party>R</party>
        <state>TX</state>
        <district>24</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001250</bioguideId>
        <fullName>Rep. Bishop, Rob [R-UT-1]</fullName>
        <firstName>Rob</firstName>
        <lastName>Bishop</lastName>
        <party>R</party>
        <state>UT</state>
        <district>1</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000362</bioguideId>
        <fullName>Rep. King, Steve [R-IA-5]</fullName>
        <firstName>Steve</firstName>
        <lastName>King</lastName>
        <party>R</party>
        <state>IA</state>
        <district>5</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S000275</bioguideId>
        <fullName>Rep. Shadegg, John B. [R-AZ-3]</fullName>
        <firstName>JOHN</firstName>
        <lastName>SHADEGG</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>3</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000448</bioguideId>
        <fullName>Rep. Franks, Trent [R-AZ-2]</fullName>
        <firstName>Trent</firstName>
        <lastName>Franks</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>2</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H000067</bioguideId>
        <fullName>Rep. Hall, Ralph M. [R-TX-4]</fullName>
        <firstName>RALPH</firstName>
        <lastName>HALL</lastName>
        <party>R</party>
        <state>TX</state>
        <middleName>M.</middleName>
        <district>4</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000363</bioguideId>
        <fullName>Rep. Kline, John [R-MN-2]</fullName>
        <firstName>John</firstName>
        <lastName>Kline</lastName>
        <party>R</party>
        <state>MN</state>
        <district>2</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001053</bioguideId>
        <fullName>Rep. Cole, Tom [R-OK-4]</fullName>
        <firstName>Tom</firstName>
        <lastName>Cole</lastName>
        <party>R</party>
        <state>OK</state>
        <district>4</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000552</bioguideId>
        <fullName>Rep. Gohmert, Louie [R-TX-1]</fullName>
        <firstName>Louie</firstName>
        <lastName>Gohmert</lastName>
        <party>R</party>
        <state>TX</state>
        <district>1</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001262</bioguideId>
        <fullName>Rep. Broun, Paul C. [R-GA-10]</fullName>
        <firstName>Paul</firstName>
        <lastName>Broun</lastName>
        <party>R</party>
        <state>GA</state>
        <middleName>C.</middleName>
        <district>10</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001064</bioguideId>
        <fullName>Rep. Campbell, John [R-CA-48]</fullName>
        <firstName>John</firstName>
        <lastName>Campbell</lastName>
        <party>R</party>
        <state>CA</state>
        <district>48</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B000208</bioguideId>
        <fullName>Rep. Bartlett, Roscoe G. [R-MD-6]</fullName>
        <firstName>ROSCOE</firstName>
        <lastName>BARTLETT</lastName>
        <party>R</party>
        <state>MD</state>
        <middleName>G.</middleName>
        <district>6</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001243</bioguideId>
        <fullName>Rep. Blackburn, Marsha [R-TN-7]</fullName>
        <firstName>Marsha</firstName>
        <lastName>Blackburn</lastName>
        <party>R</party>
        <state>TN</state>
        <district>7</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000453</bioguideId>
        <fullName>Rep. Fallin, Mary [R-OK-5]</fullName>
        <firstName>Mary</firstName>
        <lastName>Fallin</lastName>
        <party>R</party>
        <state>OK</state>
        <district>5</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000582</bioguideId>
        <fullName>Rep. Roe, David P. [R-TN-1]</fullName>
        <firstName>David</firstName>
        <lastName>Roe</lastName>
        <party>R</party>
        <state>TN</state>
        <middleName>P.</middleName>
        <district>1</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001062</bioguideId>
        <fullName>Rep. Conaway, K. Michael [R-TX-11]</fullName>
        <firstName>K.</firstName>
        <lastName>Conaway</lastName>
        <party>R</party>
        <state>TX</state>
        <middleName>Michael</middleName>
        <district>11</district>
        <sponsorshipDate>2009-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000377</bioguideId>
        <fullName>Rep. Granger, Kay [R-TX-12]</fullName>
        <firstName>KAY</firstName>
        <lastName>GRANGER</lastName>
        <party>R</party>
        <state>TX</state>
        <district>12</district>
        <sponsorshipDate>2009-12-15</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001143</bioguideId>
        <fullName>Rep. Souder, Mark E. [R-IN-3]</fullName>
        <firstName>MARK</firstName>
        <lastName>SOUDER</lastName>
        <party>R</party>
        <state>IN</state>
        <middleName>EDWARD</middleName>
        <district>3</district>
        <sponsorshipDate>2010-01-13</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001036</bioguideId>
        <fullName>Rep. Hensarling, Jeb [R-TX-5]</fullName>
        <firstName>Jeb</firstName>
        <lastName>Hensarling</lastName>
        <party>R</party>
        <state>TX</state>
        <district>5</district>
        <sponsorshipDate>2010-04-27</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Government lending and loan guarantees</name>
        </item>
        <item>
          <name>Government studies and investigations</name>
        </item>
        <item>
          <name>Government trust funds</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>User charges and fees</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2009-10-01</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2010-01-07T22:56:11Z</updateDate>
        <text><![CDATA[ <p>FHA Taxpayer Protection Act of 2009 - Amends the National Housing Act to increase the downpayment requirement for a Federal Housing Administration (FHA) mortgage loan from 3.5% to 5%.</p> <p>Repeals the current inclusion in the principal amount of an FHA mortgage loan of any initial service charges, appraisal, inspection, and other fees that the Secretary of Housing and Urban Development (HUD) approves. Prohibits the inclusion of such charges and fees in the principal amount of an FHA mortgage loan.</p> <p>Directs the Comptroller General to study and report to Congress on the Mutual Mortgage Insurance Fund and the mortgage insurance programs under which the insurance obligations are obligations of such Fund.</p>]]></text>
      </summary>
    </summaries>
    <title>FHA Taxpayer Protection Act of 2009</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>FHA Taxpayer Protection Act of 2009</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To require borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>FHA Taxpayer Protection Act of 2009</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2009-10-01T04:00:00Z</date>
        <formats>
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      </item>
    </textVersions>
    <latestAction>
      <actionDate>2009-10-01</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
    </latestAction>
  </bill>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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