3.0.0 2794 2023-01-11T13:18:51Z 2023-01-11T13:18:51Z House H HR 2009-06-10 111 hsba00 Financial Services Committee House Standing Referred to 2009-06-10T14:03:41Z Promoting Mortgage Responsibility Act 111 911 S 2009-04-28 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2009-06-10 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2009-06-10 Introduced in House IntroReferral Intro-H 9 Library of Congress 2009-06-10 Introduced in House IntroReferral 1000 9 Library of Congress F000455 Rep. Fudge, Marcia L. [D-OH-11] Marcia Fudge D OH L. 11 N D000096 Rep. Davis, Danny K. [D-IL-7] DANNY DAVIS D IL K. 7 2009-07-08 False R000053 Rep. Rangel, Charles B. [D-NY-15] CHARLES RANGEL D NY B. 15 2009-07-08 False L000551 Rep. Lee, Barbara [D-CA-9] BARBARA LEE D CA 9 2009-07-08 False Finance and Financial Sector Banking and financial institutions regulation Consumer credit Housing finance and home ownership Finance and Financial Sector 00 2009-06-10 Introduced in House 2009-09-15T19:45:35Z Promoting Mortgage Responsibility Act - Amends the Truth in Lending Act to prohibit prepayment fees or penalties under any consumer credit transaction secured by the consumer's owner-occupied principal dwelling.

Makes any prepayment penalty in violation of this prohibition unenforceable.

]]> Promoting Mortgage Responsibility Act Display Title Promoting Mortgage Responsibility Act Official Title as Introduced To amend the Truth in Lending Act to prohibit prepayment penalties, and for other purposes. Introduced in House IH Short Titles as Introduced Promoting Mortgage Responsibility Act Introduced in House 2009-06-10T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr2794ih/xml/BILLS-111hr2794ih.xml 2009-06-10 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.