3.0.0 2309 2023-01-11T13:19:16Z 2023-01-11T13:19:16Z House H HR 2009-05-07 111 hsif00 Energy and Commerce Committee House Standing hsif17 Innovation, Data, and Commerce Subcommittee Reported by 2009-06-03T13:20:42Z Markup by 2009-06-03T13:20:11Z Hearings by 2009-05-12T17:46:45Z Referred to 2009-05-07T17:54:08Z Referred to 2009-05-07T14:06:48Z 2009-06-03 hsif17 Innovation, Data, and Commerce Subcommittee 1 House committee actions Forwarded by Subcommittee to Full Committee (Amended) by the Yeas and Nays: 16 - 9 . Committee 2009-06-03 hsif17 Innovation, Data, and Commerce Subcommittee 1 House committee actions Subcommittee Consideration and Mark-up Session Held. Committee 2009-05-12 hsif17 Innovation, Data, and Commerce Subcommittee 1 House committee actions Subcommittee Hearings Held. Committee 2009-05-07 hsif17 Innovation, Data, and Commerce Subcommittee 1 House committee actions Referred to the Subcommittee on Commerce, Trade and Consumer Protection. Committee 2009-05-07 Referred to the House Committee on Energy and Commerce. IntroReferral H11100 2 House floor actions hsif00 Energy and Commerce Committee 2009-05-07 Introduced in House IntroReferral Intro-H 9 Library of Congress 2009-05-07 Introduced in House IntroReferral 1000 9 Library of Congress R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 N S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2009-05-07 True M001163 Rep. Matsui, Doris O. [D-CA-5] Doris Matsui D CA O. 5 2009-05-07 True W000215 Rep. Waxman, Henry A. [D-CA-30] HENRY WAXMAN D CA A. 30 2009-06-03 False S001174 Rep. Sutton, Betty [D-OH-13] Betty Sutton D OH 13 2009-06-03 False Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Business ethics Civil actions and liability Consumer affairs Consumer credit Contracts and agency Federal Trade Commission (FTC) Motor vehicles Retail and wholesale trades User charges and fees Finance and Financial Sector 00 2009-05-07 Introduced in House 2009-07-08T20:13:22Z Consumer Credit and Debt Protection Act - Amends the Federal Trade Commission Act to give the Federal Trade Commission (FTC) authority to expedite rulemakings concerning consumer credit or debt.

Directs the FTC to examine the practices of providers of debt settlement services and prescribe rules necessary to prevent unfair and deceptive acts or practices by such providers.

Directs the FTC to examine the practices of automobile dealers with respect to credit and lending and prescribe rules necessary to prevent unfair and deceptive dealer acts or practices.

Gives the FTC authority to commence a civil action to recover a civil penalty in a U.S. district court against any person, partnership, or corporation which engages in any unfair or deceptive acts or practices in connection with consumer credit or debt with actual knowledge or knowledge fairly implied on the basis of objective circumstances that such act is unfair or deceptive.

Authorizes enforcement of this Act by state attorneys general.

]]> Consumer Credit and Debt Protection Act Display Title Consumer Credit and Debt Protection Act Official Title as Introduced To provide authority to the Federal Trade Commission to expedite rulemakings concerning consumer credit or debt and to direct the Commission to examine and promulgate rules with regard to debt settlement and automobile sales, and for other purposes. Introduced in House IH Short Titles as Introduced Consumer Credit and Debt Protection Act Introduced in House 2009-05-07T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr2309ih/xml/BILLS-111hr2309ih.xml 2009-06-03 Forwarded by Subcommittee to Full Committee (Amended) by the Yeas and Nays: 16 - 9 . text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.