3.0.0 1331 2019-11-15T20:54:25Z 2019-11-15T20:54:25Z House H HR 2009-03-05 111 hsba00 Financial Services Committee House Standing Referred to 2009-03-05T15:05:47Z 2009-03-05 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2009-03-05 Introduced in House IntroReferral Intro-H 9 Library of Congress 2009-03-05 Introduced in House IntroReferral 1000 9 Library of Congress C001047 Rep. Capito, Shelley Moore [R-WV-2] Shelley Capito R WV Moore 2 N B000013 Rep. Bachus, Spencer [R-AL-6] SPENCER BACHUS R AL 6 2009-03-05 True B001232 Rep. Biggert, Judy [R-IL-13] JUDY BIGGERT R IL 13 2009-03-05 True S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2009-03-05 True Housing and Community Development Government lending and loan guarantees Housing finance and home ownership User charges and fees Housing and Community Development 00 2009-03-05 Introduced in House 2009-05-13T18:57:21Z Responsible, Equitable, and Fair Insurance for Homeowners Act of 2009 or the REFI for Homeowners Act of 2009 - Amends the National Housing Act to direct the Secretary of Housing and Urban Development (HUD) to insure any mortgage covering a troubled homeowner's one- to four-family primary residence that is made to pay or prepay (refinance) outstanding obligations under an existing mortgage or mortgages meeting specified requirements.

Prohibits the refinancing of liar loans, zero-down loans, or loans with equity removed.

Authorizes the Board of Governors of the Federal Reserve System, the Secretary of the Treasury, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) to purchase mortgage-backed securities guaranteed by the Government National Mortgage Association (GNMA [Ginnie Mae]) that are either backed by loans originated under this Act, or whole loans originated and purchased under this Act. Authorizes GNMA to hold, sell, and securitize such whole loans.

Amends the Emergency Economic Stabilization Act of 2008 (EESA) to reduce Troubled Asset Relief Program (TARP) funds to offset costs of this Program.

]]> REFI for Homeowners Act of 2009 Short Titles as Introduced Responsible, Equitable, and Fair Insurance for Homeowners Act of 2009 Short Titles as Introduced REFI for Homeowners Act of 2009 Display Title REFI for Homeowners Act of 2009 Official Title as Introduced To replace the HOPE for Homeowners Program with a new program developed and implemented by the Secretary of Housing and Urban Development. Introduced in House 2009-03-05T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-111hr1331ih/xml/BILLS-111hr1331ih.xml 2009-03-05 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.