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    <number>3526</number>
    <updateDate>2023-01-11T20:30:50Z</updateDate>
    <updateDateIncludingText>2023-01-11T20:30:50Z</updateDateIncludingText>
    <originChamber>House</originChamber>
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    <introducedDate>2007-09-14</introducedDate>
    <congress>110</congress>
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        <citation>H. Rept. 110-472,Part 1</citation>
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        <citation>H. Rept. 110-472,Part 2</citation>
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        <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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        <text>Motion to reconsider laid on the table Agreed to without objection.</text>
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        <text>On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H14172-14173)</text>
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        <text>DEBATE - The House proceeded with forty minutes of debate on H.R. 3526.</text>
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        <text>Considered under suspension of the rules. (consideration: CR H14172-14174)</text>
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        <text>Mr. Frank (MA) moved to suspend the rules and pass the bill, as amended.</text>
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        <text>Placed on the Union Calendar, Calendar No. 294.</text>
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        <text>Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 110-472, Part II.</text>
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        <text>Ordered to be Reported (Amended) by Voice Vote.</text>
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        <text>Committee Consideration and Mark-up Session Held.</text>
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        <actionDate>2007-10-23</actionDate>
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        <text>Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote .</text>
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        <text>Ordered to be Reported by Voice Vote.</text>
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        <text>Referred to the Subcommittee on Commerce, Trade and Consumer Protection.</text>
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        <actionDate>2007-09-14</actionDate>
        <text>Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <text>Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <text>Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <bioguideId>F000339</bioguideId>
        <fullName>Rep. Frank, Barney [D-MA-4]</fullName>
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        <party>D</party>
        <state>MA</state>
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        <bioguideId>D000355</bioguideId>
        <fullName>Rep. Dingell, John D. [D-MI-15]</fullName>
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        <party>D</party>
        <state>MI</state>
        <middleName>D.</middleName>
        <district>15</district>
        <sponsorshipDate>2007-10-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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    <cboCostEstimates>
      <item>
        <pubDate>2007-10-03T04:00:00Z</pubDate>
        <title>H.R. 3526, A bill to include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institueions, and for other purposes</title>
        <url>http://www.cbo.gov/publication/19194</url>
        <description>&lt;p&gt;Cost estimate for the bill as ordered reported by the House Committee on Financial Services on September 18, 2007&lt;/p&gt;</description>
      </item>
      <item>
        <pubDate>2007-10-03T04:00:00Z</pubDate>
        <title>H.R. 3526, A bill to include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institueions, and for other purposes</title>
        <url>https://www.cbo.gov/publication/19194</url>
        <description>Cost estimate for the bill as ordered reported by the House Committee on Financial Services on September 18, 2007</description>
      </item>
      <item>
        <pubDate>2007-11-07T06:00:00Z</pubDate>
        <title>H.R. 3526, A bill to include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes</title>
        <url>http://www.cbo.gov/publication/19307</url>
        <description>&lt;p&gt;Cost estimate for the bill as ordered reported by the House Committee on Energy and Commerce on October 30, 2007&lt;/p&gt;</description>
      </item>
      <item>
        <pubDate>2007-11-07T06:00:00Z</pubDate>
        <title>H.R. 3526, A bill to include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes</title>
        <url>https://www.cbo.gov/publication/19307</url>
        <description>Cost estimate for the bill as ordered reported by the House Committee on Energy and Commerce on October 30, 2007</description>
      </item>
    </cboCostEstimates>
    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Administrative procedure</name>
        </item>
        <item>
          <name>Bank loans</name>
        </item>
        <item>
          <name>Commerce</name>
        </item>
        <item>
          <name>Congress</name>
        </item>
        <item>
          <name>Congressional investigations</name>
        </item>
        <item>
          <name>Congressional reporting requirements</name>
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        <item>
          <name>Consumer protection</name>
        </item>
        <item>
          <name>Deceptive advertising</name>
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        <item>
          <name>Department of the Treasury</name>
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        <item>
          <name>Federal Deposit Insurance Corporation</name>
        </item>
        <item>
          <name>Federal Home Loan Bank Board</name>
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        <item>
          <name>Federal Reserve System</name>
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        <item>
          <name>Government Operations and Politics</name>
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        <item>
          <name>Independent regulatory commissions</name>
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        <item>
          <name>Law</name>
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        <item>
          <name>National Credit Union Administration</name>
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        <name>Finance and Financial Sector</name>
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      <summary>
        <versionCode>00</versionCode>
        <actionDate>2007-09-14</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2007-10-30T19:10:24Z</updateDate>
        <text><![CDATA[ <p>Amends the Federal Trade Commission Act to transfer to each federal banking agency, with respect to depository institutions, the authority to prescribe regulations governing unfair or deceptive practices by banks and savings and loan institutions currently vested in the Board of Governors of the Federal Reserve System (with respect to banks) and the Federal Home Loan Bank Board (with respect to savings and loan institutions).</p> <p>Requires the federal banking agencies to prescribe such regulations jointly to the extent practicable.</p>]]></text>
      </summary>
      <summary>
        <versionCode>36</versionCode>
        <actionDate>2007-12-05</actionDate>
        <actionDesc>Passed House amended</actionDesc>
        <updateDate>2008-03-12T18:36:27Z</updateDate>
        <text><![CDATA[ <p> Amends the Federal Trade Commission Act to transfer to each federal banking agency, with respect to depository institutions it supervises, the authority to prescribe regulations governing unfair or deceptive practices by banks and savings and loan institutions currently vested in the Board of Governors of the Federal Reserve System (with respect to banks) and the Federal Home Loan Bank Board (with respect to savings and loan institutions).</p> <p>Requires the federal banking agencies to prescribe such regulations: (1) jointly to the extent practicable; and (2) in consultation with the Federal Trade Commission (FTC).</p> <p> Authorizes the FTC, with respect to entities within its jurisdiction, to commence a rulemaking proceeding and prescribe regulations whenever such banking agencies commence a rulemaking proceeding. </p> <p>Requires the FTC, whenever it commences such a rulemaking proceeding, to consult and coordinate with the federal banking agencies and the National Credit Union Administration (NCUA) Board so that the regulations prescribed by each such agency are consistent with and comparable to the regulations prescribed by the agencies to the extent practicable.</p> <p>Instructs the Comptroller General to report to Congress on the status of regulations of the federal banking agencies and the NCUA regarding unfair and deceptive acts or practices by depository institutions.</p>]]></text>
      </summary>
    </summaries>
    <title>To include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes.</title>
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        <title>To include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes.</title>
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        <title>To include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes.</title>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
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    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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