3.0.0 3316 2023-01-11T20:37:56Z 2023-01-11T20:37:56Z House H HR 2007-08-02 110 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2007-12-10T17:01:40Z Referred to 2007-08-02T04:02:05Z 2007-12-10 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2007-08-02 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2007-08-02 Introduced in House IntroReferral Intro-H 9 Library of Congress 2007-08-02 Introduced in House IntroReferral 1000 9 Library of Congress M000087 Rep. Maloney, Carolyn B. [D-NY-14] CAROLYN MALONEY D NY B. 14 N G000210 Rep. Gillmor, Paul E. [R-OH-5] PAUL GILLMOR R OH E. 5 2007-08-02 True Finance and Financial Sector Commerce Consumer credit Consumer education Consumer protection Crime and Law Enforcement Criminal justice information Fees Fraud Government Operations and Politics Identity theft Security measures Finance and Financial Sector 00 2007-08-02 Introduced in House 2008-01-15T21:08:02Z Identity Theft Protection Act of 2007 - Amends the Fair Credit Reporting Act to authorize a consumer to request a consumer reporting agency to place a security freeze upon his or her consumer report.

Prohibits a consumer reporting agency, if a security freeze is in place, from releasing a consumer report to a third party without prior express authorization from the consumer.

Prescribes procedures for removal and temporary suspension of a security freeze.

Requires a consumer reporting agency to notify the consumer in writing before removing the security freeze.

Identifies specified entities, including governmental agencies, to which these prohibitions and requirements do not apply.

Permits a consumer reporting agency to charge a fee for placing or temporarily suspending a security freeze on a consumer report.

Prohibits a consumer reporting agency from charging a fee for placing, removing, or temporarily suspending a security freeze if a consumer: (1) has either filed a police report, or made a complaint to a police department concerning identity theft; or (2) has received notice that a breach of data security has occurred with respect to information required by law to be maintained securely and in confidence.

Exempts specified entities from this Act, including certain aggregators and other agencies acting only as resellers of credit information which do not maintain a permanent data base of consumer information from which new consumer reports are produced.

]]> Identity Theft Protection Act of 2007 Official Title as Introduced To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. Introduced in House IH Display Title Identity Theft Protection Act of 2007 Short Titles as Introduced Identity Theft Protection Act of 2007 Introduced in House 2007-08-02T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-110hr3316ih/xml/BILLS-110hr3316ih.xml 2007-12-10 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.