3.0.0 2911 2023-01-12T17:52:55Z 2023-01-12T17:52:55Z House H HR 2007-06-28 110 hsba00 Financial Services Committee House Standing Referred to 2007-06-28T14:08:25Z 2007-06-28 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2007-06-28 Introduced in House IntroReferral Intro-H 9 Library of Congress 2007-06-28 Introduced in House IntroReferral 1000 9 Library of Congress A000022 Rep. Ackerman, Gary L. [D-NY-5] GARY ACKERMAN D NY L. 5 N G000551 Rep. Grijalva, Raúl M. [D-AZ-7] Raúl Grijalva D AZ M. 7 2007-06-28 True K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2007-06-28 True J000032 Rep. Jackson-Lee, Sheila [D-TX-18] SHEILA JACKSON-LEE D TX 18 2007-06-28 True C001037 Rep. Capuano, Michael E. [D-MA-8] MICHAEL CAPUANO D MA E. 8 2007-06-28 True C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 2007-06-28 True L000397 Rep. Lofgren, Zoe [D-CA-16] ZOE LOFGREN D CA 16 2007-06-28 True P000523 Rep. Price, David E. [D-NC-4] DAVID PRICE D NC E. 4 2007-06-28 True R000053 Rep. Rangel, Charles B. [D-NY-15] CHARLES RANGEL D NY B. 15 2007-06-28 True S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2007-06-28 True M000404 Rep. McDermott, Jim [D-WA-7] JIM MCDERMOTT D WA 7 2007-06-28 True L000551 Rep. Lee, Barbara [D-CA-9] BARBARA LEE D CA 9 2007-06-28 True C001061 Rep. Cleaver, Emanuel [D-MO-5] Emanuel Cleaver D MO 5 2007-06-28 True G000535 Rep. Gutierrez, Luis V. [D-IL-4] LUIS GUTIERREZ D IL V. 4 2007-07-10 False V000128 Rep. Van Hollen, Chris [D-MD-8] Chris Van Hollen D MD 8 2007-09-05 False K000336 Rep. Kucinich, Dennis J. [D-OH-10] DENNIS KUCINICH D OH J. 10 2007-10-25 False W000215 Rep. Waxman, Henry A. [D-CA-30] HENRY WAXMAN D CA A. 30 2008-06-23 False Finance and Financial Sector Bank accounts Commerce Consumer protection Credit cards Debit cards Electronic funds transfers Evidence (Law) Law Liability (Law) Science, Technology, Communications Finance and Financial Sector 00 2007-06-28 Introduced in House 2007-09-13T19:36:34Z Electronic Funds Transfer Equal Consumer Protection Act - Amends the the Electronic Fund Transfer Act to treat as an error any electronic fund transfer affecting the customer's account regarding a transaction for goods or services not accepted by or not delivered to the customer, or not in accordance with the agreement made at the time of the transaction.

Redefines electronic fund transfer to cover any transaction initiated through an electronic terminal, telephonic instrument, or computer, including transactions initiated through the use of a check card or a debit card.

Revises requirements for a financial institution's discretionary provisional recredit of a consumer's account after receiving notice of an error. Makes such a provisional recredit mandatory, within one business day after receipt of such a notice.

Revises requirements for prompt resolution of errors to authorize a financial institution to require a consumer to submit written confirmation of an oral error notice before it recredits provisionally the consumer's account.

]]> Electronic Funds Transfer Equal Consumer Protection Act Display Title Electronic Funds Transfer Equal Consumer Protection Act Official Title as Introduced To amend the Electronic Fund Transfer Act to provide similar protections under that Act for consumers as apply under the Truth in Lending Act, and for other purposes. Introduced in House IH Short Titles as Introduced Electronic Funds Transfer Equal Consumer Protection Act Introduced in House 2007-06-28T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-110hr2911ih/xml/BILLS-110hr2911ih.xml 2007-06-28 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.