3.0.0 2885 2023-01-12T17:52:56Z 2023-01-12T17:52:56Z House H HR 2007-06-27 110 hsba00 Financial Services Committee House Standing Hearings by 2008-05-20T13:56:31Z Referred to 2007-06-27T14:04:10Z sscm00 Commerce, Science, and Transportation Committee Senate Standing Hearings by 2007-07-31T21:34:09Z 2008-05-20 hsba00 Financial Services Committee 1 House committee actions Committee Hearings Held. Committee 2007-07-31 sscm00 Commerce, Science, and Transportation Committee Senate Committee on Commerce, Science, and Transportation. Hearings held. Hearings printed: S.Hrg. 110-1170. Committee 2007-06-27 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2007-06-27 Introduced in House IntroReferral Intro-H 9 Library of Congress 2007-06-27 Introduced in House IntroReferral 1000 9 Library of Congress K000008 Rep. Kanjorski, Paul E. [D-PA-11] PAUL KANJORSKI D PA E. 11 N R000487 Rep. Royce, Edward R. [R-CA-40] ED ROYCE R CA 40 2007-06-27 True P000591 Rep. Price, Tom [R-GA-6] Tom Price R GA 6 2007-06-27 True B000013 Rep. Bachus, Spencer [R-AL-6] SPENCER BACHUS R AL 6 2007-06-27 True B001253 Rep. Bean, Melissa L. [D-IL-8] Melissa Bean D IL L. 8 2007-06-27 True B001247 Rep. Brown-Waite, Ginny [R-FL-5] Ginny Brown-Waite R FL 5 2007-06-27 True S001157 Rep. Scott, David [D-GA-13] David Scott D GA 13 2007-06-27 True S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2007-06-27 True C001064 Rep. Campbell, John [R-CA-48] John Campbell R CA 48 2007-06-27 True H001036 Rep. Hensarling, Jeb [R-TX-5] Jeb Hensarling R TX 5 2007-07-19 False G000021 Rep. Gallegly, Elton [R-CA-24] ELTON GALLEGLY R CA 24 2007-07-19 False C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2007-07-23 False M001140 Rep. Moore, Dennis [D-KS-3] DENNIS MOORE D KS 3 2007-07-25 False M001158 Rep. Marchant, Kenny [R-TX-24] Kenny Marchant R TX 24 2007-07-25 False H000762 Rep. Hooley, Darlene [D-OR-5] DARLENE HOOLEY D OR 5 2007-07-27 False F000447 Rep. Feeney, Tom [R-FL-24] Tom Feeney R FL 24 2007-07-30 False J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2007-09-07 False M001164 Rep. Mahoney, Tim [D-FL-16] Tim Mahoney D FL 16 2007-10-10 False B001232 Rep. Biggert, Judy [R-IL-13] JUDY BIGGERT R IL 13 2007-11-14 False C000243 Rep. Castle, Michael N. [R-DE-At Large] MICHAEL CASTLE R DE N. 0 2007-12-11 False R000580 Rep. Roskam, Peter J. [R-IL-6] Peter Roskam R IL J. 6 2008-02-06 False B001239 Rep. Barrett, J. Gresham [R-SC-3] J. Barrett R SC Gresham 3 2008-02-06 False B000461 Rep. Bilbray, Brian P. [R-CA-50] BRIAN BILBRAY R CA P. 50 2008-02-27 False S001167 Rep. Sali, Bill [R-ID-1] Bill Sali R ID 1 2008-02-27 False F000448 Rep. Franks, Trent [R-AZ-2] Trent Franks R AZ 2 2008-02-27 False W000798 Rep. Walberg, Timothy [R-MI-7] Timothy Walberg R MI 7 2008-02-27 False B001256 Rep. Bachmann, Michele [R-MN-6] Michele Bachmann R MN 6 2008-04-02 False M001156 Rep. McHenry, Patrick T. [R-NC-10] Patrick McHenry R NC 10 2008-05-20 False H000636 Rep. Hinojosa, Ruben [D-TX-15] RUBEN HINOJOSA D TX 15 2008-05-21 False Finance and Financial Sector Commerce Consumer complaints Consumer credit Consumer education Consumer protection Contracts Crime and Law Enforcement Fees Fraud Government Operations and Politics Government paperwork Identity theft Finance and Financial Sector 00 2007-06-27 Introduced in House 2007-08-27T19:39:16Z Credit Monitoring Clarification Act - Amends the Credit Repair Organizations Act to cite conditions under which provision to a consumer of credit reports, credit score analysis, and assistance in a case of identity theft shall not be considered as an activity to improve a consumer's credit status, which is subject to regulation under such Act.

Exempts from regulation under such Act any person (credit repair organization, or CRO) representing that it can modify or remove, or assist the consumer in modifying or removing, any information in the consumer's credit report if the CRO gives clear and conspicuous notice, before the consumer pays or agrees to pay it, that: (1) neither the consumer nor anyone else has the right to have accurate and current information removed from a credit report; and (2) the consumer has the right to dispute any inaccurate information by contacting the credit bureau directly. Requires a CRO, to qualify for this exemption from regulation, also to give the consumer, before payment or agreement to pay, a specified disclosure entitled "Your Rights Concerning Your Consumer Credit File."

]]> Credit Monitoring Clarification Act Display Title Credit Monitoring Clarification Act Official Title as Introduced To amend the Credit Repair Organizations Act to clarify the applicability of certain provisions to credit monitoring services, and for other purposes. Introduced in House IH Short Titles as Introduced Credit Monitoring Clarification Act Introduced in House 2007-06-27T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-110hr2885ih/xml/BILLS-110hr2885ih.xml 2008-05-20 Committee Hearings Held. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.