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  <version>3.0.0</version>
  <bill>
    <number>2840</number>
    <updateDate>2023-01-12T17:52:57Z</updateDate>
    <updateDateIncludingText>2023-01-12T17:52:57Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2007-06-22</introducedDate>
    <congress>110</congress>
    <committees>
      <item>
        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <subcommittees>
          <item>
            <systemCode>hsba15</systemCode>
            <name>Consumer Protection and Financial Institutions Subcommittee</name>
            <activities>
              <item>
                <name>Referred to</name>
                <date>2007-07-17T20:00:22Z</date>
              </item>
            </activities>
          </item>
        </subcommittees>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2007-06-22T13:03:00Z</date>
          </item>
        </activities>
      </item>
    </committees>
    <actions>
      <item>
        <actionDate>2007-07-17</actionDate>
        <committees>
          <item>
            <systemCode>hsba15</systemCode>
            <name>Consumer Protection and Financial Institutions Subcommittee</name>
          </item>
        </committees>
        <sourceSystem>
          <code>1</code>
          <name>House committee actions</name>
        </sourceSystem>
        <text>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2007-06-22</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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      <item>
        <actionDate>2007-06-22</actionDate>
        <text>Introduced in House</text>
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          <code>9</code>
          <name>Library of Congress</name>
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      <item>
        <actionDate>2007-06-22</actionDate>
        <text>Introduced in House</text>
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        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>J000126</bioguideId>
        <fullName>Rep. Johnson, Eddie Bernice [D-TX-30]</fullName>
        <firstName>EDDIE</firstName>
        <lastName>JOHNSON</lastName>
        <party>D</party>
        <state>TX</state>
        <middleName>BERNICE</middleName>
        <district>30</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>E000288</bioguideId>
        <fullName>Rep. Ellison, Keith [D-MN-5]</fullName>
        <firstName>Keith</firstName>
        <lastName>Ellison</lastName>
        <party>D</party>
        <state>MN</state>
        <district>5</district>
        <sponsorshipDate>2007-06-22</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C000191</bioguideId>
        <fullName>Rep. Carson, Julia [D-IN-7]</fullName>
        <firstName>JULIA</firstName>
        <lastName>CARSON</lastName>
        <party>D</party>
        <state>IN</state>
        <district>7</district>
        <sponsorshipDate>2007-06-22</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000149</bioguideId>
        <fullName>Rep. Payne, Donald M. [D-NJ-10]</fullName>
        <firstName>DONALD</firstName>
        <lastName>PAYNE</lastName>
        <party>D</party>
        <state>NJ</state>
        <middleName>M.</middleName>
        <district>10</district>
        <sponsorshipDate>2007-06-28</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000535</bioguideId>
        <fullName>Rep. Gutierrez, Luis V. [D-IL-4]</fullName>
        <firstName>LUIS</firstName>
        <lastName>GUTIERREZ</lastName>
        <party>D</party>
        <state>IL</state>
        <middleName>V.</middleName>
        <district>4</district>
        <sponsorshipDate>2007-07-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B000490</bioguideId>
        <fullName>Rep. Bishop, Sanford D., Jr. [D-GA-2]</fullName>
        <firstName>SANFORD</firstName>
        <lastName>BISHOP</lastName>
        <party>D</party>
        <state>GA</state>
        <middleName>D.</middleName>
        <district>2</district>
        <sponsorshipDate>2007-07-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001242</bioguideId>
        <fullName>Rep. Bishop, Timothy H. [D-NY-1]</fullName>
        <firstName>Timothy</firstName>
        <lastName>Bishop</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>H.</middleName>
        <district>1</district>
        <sponsorshipDate>2007-07-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>J000070</bioguideId>
        <fullName>Rep. Jefferson, William J. [D-LA-2]</fullName>
        <firstName>WILLIAM</firstName>
        <lastName>JEFFERSON</lastName>
        <party>D</party>
        <state>LA</state>
        <middleName>J.</middleName>
        <district>2</district>
        <sponsorshipDate>2007-07-27</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000784</bioguideId>
        <fullName>Rep. Wynn, Albert Russell [D-MD-4]</fullName>
        <firstName>ALBERT</firstName>
        <lastName>WYNN</lastName>
        <party>D</party>
        <state>MD</state>
        <middleName>R.</middleName>
        <district>4</district>
        <sponsorshipDate>2007-09-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000326</bioguideId>
        <fullName>Rep. Towns, Edolphus [D-NY-10]</fullName>
        <firstName>EDOLPHUS</firstName>
        <lastName>TOWNS</lastName>
        <party>D</party>
        <state>NY</state>
        <district>10</district>
        <sponsorshipDate>2007-10-01</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>A000014</bioguideId>
        <fullName>Rep. Abercrombie, Neil [D-HI-1]</fullName>
        <firstName>NEIL</firstName>
        <lastName>ABERCROMBIE</lastName>
        <party>D</party>
        <state>HI</state>
        <district>1</district>
        <sponsorshipDate>2007-10-01</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000480</bioguideId>
        <fullName>Rep. Lowey, Nita M. [D-NY-18]</fullName>
        <firstName>NITA</firstName>
        <lastName>LOWEY</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>M.</middleName>
        <district>18</district>
        <sponsorshipDate>2007-10-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001160</bioguideId>
        <fullName>Rep. Moore, Gwen [D-WI-4]</fullName>
        <firstName>Gwen</firstName>
        <lastName>Moore</lastName>
        <party>D</party>
        <state>WI</state>
        <district>4</district>
        <sponsorshipDate>2007-10-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H000324</bioguideId>
        <fullName>Rep. Hastings, Alcee L. [D-FL-23]</fullName>
        <firstName>ALCEE</firstName>
        <lastName>HASTINGS</lastName>
        <party>D</party>
        <state>FL</state>
        <middleName>L.</middleName>
        <district>23</district>
        <sponsorshipDate>2007-10-22</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000399</bioguideId>
        <fullName>Rep. Doggett, Lloyd [D-TX-25]</fullName>
        <firstName>LLOYD</firstName>
        <lastName>DOGGETT</lastName>
        <party>D</party>
        <state>TX</state>
        <district>25</district>
        <sponsorshipDate>2007-10-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001040</bioguideId>
        <fullName>Rep. Hare, Phil [D-IL-17]</fullName>
        <firstName>Phil</firstName>
        <lastName>Hare</lastName>
        <party>D</party>
        <state>IL</state>
        <district>17</district>
        <sponsorshipDate>2007-10-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>J000032</bioguideId>
        <fullName>Rep. Jackson-Lee, Sheila [D-TX-18]</fullName>
        <firstName>SHEILA</firstName>
        <lastName>JACKSON-LEE</lastName>
        <party>D</party>
        <state>TX</state>
        <district>18</district>
        <sponsorshipDate>2007-10-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000553</bioguideId>
        <fullName>Rep. Green, Al [D-TX-9]</fullName>
        <firstName>Al</firstName>
        <lastName>Green</lastName>
        <party>D</party>
        <state>TX</state>
        <district>9</district>
        <sponsorshipDate>2008-01-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C000380</bioguideId>
        <fullName>Del. Christensen, Donna M. [D-VI-At Large]</fullName>
        <firstName>DONNA</firstName>
        <lastName>CHRISTENSEN</lastName>
        <party>D</party>
        <state>VI</state>
        <middleName>M.</middleName>
        <district>0</district>
        <sponsorshipDate>2008-02-07</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M000312</bioguideId>
        <fullName>Rep. McGovern, James P. [D-MA-3]</fullName>
        <firstName>JAMES</firstName>
        <lastName>MCGOVERN</lastName>
        <party>D</party>
        <state>MA</state>
        <middleName>P.</middleName>
        <district>3</district>
        <sponsorshipDate>2008-09-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Administrative procedure</name>
        </item>
        <item>
          <name>Bank examination</name>
        </item>
        <item>
          <name>Community development banking</name>
        </item>
        <item>
          <name>Department of the Treasury</name>
        </item>
        <item>
          <name>Federal Deposit Insurance Corporation</name>
        </item>
        <item>
          <name>Federal Reserve System</name>
        </item>
        <item>
          <name>Financial planning</name>
        </item>
        <item>
          <name>Financial services</name>
        </item>
        <item>
          <name>Government Operations and Politics</name>
        </item>
        <item>
          <name>Government corporations</name>
        </item>
        <item>
          <name>Law</name>
        </item>
        <item>
          <name>National Credit Union Administration</name>
        </item>
        <item>
          <name>Personal budgets</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2007-06-22</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2007-09-04T19:27:37Z</updateDate>
        <text><![CDATA[ <p>National Financial Literacy Act of 2007 - Amends the Community Reinvestment Act of 1977 to require federal financial supervisory agencies jointly to prescribe regulations establishing: (1) minimum standards to be met by a community-based financial literacy program in order to be eligible for consideration as a qualified community-based financial literacy program; (2) procedures for financial institutions to apply to a federal financial supervisory agency for approval of such a program; and (3) a requirement that financial institutions submit a regular report on how the institution supported and promoted financial literacy in its entire community, including low- and moderate-income neighborhoods.</p> <p>Authorizes a federal financial supervisory agency to take an institution's direct support of a qualified community-based financial literacy program into account when it assesses the institution's record of meeting the community's credit needs.</p>]]></text>
      </summary>
    </summaries>
    <title>National Financial Literacy Act of 2007</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>National Financial Literacy Act of 2007</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Community Reinvestment Act of 1977 to allow the direct support by a financial institution of a qualified community-based financial literacy program provided to consumers and borrowers to be taken into account in assessing the institution's record of meeting the credit needs of its entire community, and for other purposes.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>National Financial Literacy Act of 2007</title>
      </item>
    </titles>
    <textVersions>
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        <type>Introduced in House</type>
        <date>2007-06-22T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-110hr2840ih/xml/BILLS-110hr2840ih.xml</url>
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        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2007-07-17</actionDate>
      <text>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</text>
    </latestAction>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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