3.0.0 3978 2023-01-12T17:52:03Z 2023-01-12T17:52:03Z Senate S S 2006-09-28 109 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2006-09-28T19:33:22Z 2006-09-28 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S10481) IntroReferral 2006-09-28 Sponsor introductory remarks on measure. (CR S10480-10481) IntroReferral B00100 9 Library of Congress 2006-09-28 Introduced in Senate IntroReferral 10000 9 Library of Congress C001041 Sen. Clinton, Hillary Rodham [D-NY] HILLARY CLINTON D NY R N Finance and Financial Sector Administrative procedure Commerce Consumer protection Credit cards Debit cards Electronic funds transfers Federal Reserve System Government Operations and Politics Law Liability (Law) Science, Technology, Communications Finance and Financial Sector 00 2006-09-28 Introduced in Senate 2006-11-02T21:53:47Z Debit and Check Card Consumer Protection Act of 2006 - Amends the Electronic Funds Transfer Act regarding consumer liability for unauthorized electronic fund transfers to repeal the provision that financial institutions need not reimburse a consumer for losses that would not have occurred but for the consumer's failure to report an unauthorized electronic fund transfer or account error within a certain time period. Repeals the $500 consumer liability limit for such unauthorized transfers or account errors (thus applying the regular $50 maximum limit currently specified for timely reported unauthorized transfers or account errors).

Applies error resolution requirements to any charge for goods or services not accepted by the consumer (or designee), or not delivered to the consumer (or designee), in accordance with the agreement made at the time of a transaction.

Sets forth the rights of consumers with respect to issuers of accepted credit and debit cards.

]]> Debit and Check Card Consumer Protection Act of 2006 Display Title Debit and Check Card Consumer Protection Act of 2006 Official Title as Introduced A bill to provide consumer protections for lost or stolen check cards and debit cards similar to those provided with respect to credit cards, and for other purposes. Introduced in Senate IS Short Titles as Introduced Debit and Check Card Consumer Protection Act of 2006 Introduced in Senate 2006-09-28T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-109s3978is/xml/BILLS-109s3978is.xml 2006-09-28 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S10481) text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.