3.0.0 1015 2023-01-13T04:47:45Z 2023-01-13T04:47:45Z Senate S S 2005-05-12 109 sshr00 Health, Education, Labor, and Pensions Committee Senate Standing Referred to 2005-05-12T19:42:07Z Health Care Choice Act of 2005 109 2355 HR 2006-02-16 Placed on the Union Calendar, Calendar No. 207. Identical bill CRS 2005-05-12 sshr00 Health, Education, Labor, and Pensions Committee Senate Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S5103-5105) IntroReferral 2005-05-12 Sponsor introductory remarks on measure. (CR S5103) IntroReferral B00100 9 Library of Congress 2005-05-12 Introduced in Senate IntroReferral 10000 9 Library of Congress D000595 Sen. DeMint, Jim [R-SC] James DeMint R SC W. N C000560 Sen. Coburn, Tom [R-OK] TOM COBURN R OK 2006-05-04 False I000024 Sen. Inhofe, James M. [R-OK] Jim Inhofe R OK 2006-05-04 False B000953 Sen. Brownback, Sam [R-KS] SAM BROWNBACK R KS 2006-05-04 False Health Capital Commerce Consumer education Corporate finance Finance and Financial Sector Government Operations and Politics Government paperwork Health insurance Insurance agents Insurance companies Insurance premiums Interstate relations Licenses State laws Trade regulation Health 00 2005-05-12 Introduced in Senate 2005-07-08T19:04:47Z Health Care Choice Act of 2005 - Amends the Public Health Service Act to provide that the laws of the primary state (as designated by the health insurance issuer) apply to individual health insurance coverage offered by that issuer both in the primary state and in any secondary state if the coverage and issuer comply with this Act. Exempts health insurance issuers from any laws of the secondary state that would: (1) regulate the operation of the health insurance issuer in the secondary state, except for certain activities, including paying taxes and registering with the state insurance commissioner; (2) require any individual health insurance coverage issued by the issuer to be countersigned by an agent or broker residing in the secondary state; or (3) discriminate against the issuer issuing insurance in both the primary state and any secondary state.

Prohibits a health insurance issuer that provides individual health insurance coverage in a primary or secondary state from: (1) upon renewal, taking certain actions based on health-status related factors, including increasing premiums assessed; and (2) offering coverage in a secondary state that is not currently offered for sale in the primary state.

Allows states to require brokers to obtain a license from that state, but not to impose any requirements that discriminate against nonresident brokers.

Requires health insurance issuers offering coverage in both primary and secondary States state to submit to the insurance commissioner of each state: (1) a copy of a plan of operation, a feasibility study, or similar statement; (2) written notice of any change in designation of its primary state; and (3) quarterly financial statements.

Sets forth requirements (regarding determination of capital and an independent review process) that must be met by primary states in order for an issuer to provde insurance in a secondary state.

Gives sole jurisdiction to primary states to enforce the covered laws in primary and secondary states.

]]> Health Care Choice Act of 2005 Display Title Health Care Choice Act of 2005 Official Title as Introduced A bill to amend the Public Health Service Act to provide for cooperative governing of individual health insurance coverage offered in interstate commerce. Introduced in Senate IS Short Titles as Introduced Health Care Choice Act of 2005 Introduced in Senate 2005-05-12T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-109s1015is/xml/BILLS-109s1015is.xml 2005-05-12 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S5103-5105) text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.