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    <introducedDate>2006-03-02</introducedDate>
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      <item>
        <title>Character Education Act of 2005</title>
        <congress>109</congress>
        <number>1559</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2005-04-29</actionDate>
          <text>Referred to the Subcommittee on Education Reform.</text>
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            <identifiedBy>CRS</identifiedBy>
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        <title>Childhood Adoption Act of 2005</title>
        <congress>109</congress>
        <number>1561</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2005-04-12</actionDate>
          <text>Referred to the House Committee on Ways and Means.</text>
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            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
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        <title>Borrower's Bill of Rights Act</title>
        <congress>109</congress>
        <number>1643</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2005-07-01</actionDate>
          <text>Referred to the Subcommittee on Commercial and Administrative Law.</text>
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        <text>Referred to the Subcommittee on Education Reform.</text>
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        <text>Referred to the Subcommittee on Employer-Employee Relations.</text>
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        <actionDate>2006-04-21</actionDate>
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        <text>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</text>
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        <actionDate>2006-03-02</actionDate>
        <text>Referred to the Committee on Ways and Means, and in addition to the Committees on Financial Services, Education and the Workforce, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <actionDate>2006-03-02</actionDate>
        <text>Referred to the Committee on Ways and Means, and in addition to the Committees on Financial Services, Education and the Workforce, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <text>Referred to the Committee on Ways and Means, and in addition to the Committees on Financial Services, Education and the Workforce, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <actionDate>2006-03-02</actionDate>
        <text>Referred to the Committee on Ways and Means, and in addition to the Committees on Financial Services, Education and the Workforce, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <actionDate>2006-03-02</actionDate>
        <text>Referred to the Committee on Ways and Means, and in addition to the Committees on Financial Services, Education and the Workforce, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <bioguideId>F000262</bioguideId>
        <fullName>Rep. Ford, Harold E., Jr. [D-TN-9]</fullName>
        <firstName>HAROLD</firstName>
        <lastName>FORD</lastName>
        <party>D</party>
        <state>TN</state>
        <middleName>E.</middleName>
        <district>9</district>
        <isByRequest>N</isByRequest>
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          <name>Administrative procedure</name>
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        <item>
          <name>Adoption</name>
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        <item>
          <name>Aid to dependent children</name>
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        <item>
          <name>Alternative dispute resolution</name>
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          <name>Authorization</name>
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          <name>Bank loans</name>
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          <name>Bankruptcy</name>
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          <name>Cash welfare block grants</name>
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          <name>Collection of accounts</name>
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          <name>Congress</name>
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          <name>Congressional reporting requirements</name>
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          <name>Consumer education</name>
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          <name>Consumer protection</name>
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          <name>Contracts</name>
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          <name>Cost of living adjustments</name>
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          <name>Credit unions</name>
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          <name>Debtor and creditor</name>
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          <name>Department of Education</name>
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          <name>Elementary education</name>
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          <name>Employee benefit plans</name>
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          <name>Employee ownership</name>
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          <name>Ethics</name>
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          <name>Executive reorganization</name>
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          <name>Families</name>
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          <name>Federal Reserve System</name>
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          <name>State constitutions</name>
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          <name>Tax refunds</name>
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          <name>Usury</name>
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          <name>Wages</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2006-03-02</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2006-03-17T21:52:09Z</updateDate>
        <text><![CDATA[ <p>Promote Responsibility by Improving Development Education Act of 2006 - Character Education Act of 2006 - Amends the Elementary and Secondary Education Act of 1965 to increase the amount authorized to be appropriated in FY2007 for the Fund for the Improvement of Education. Reserves a specified amount of such Fund's appropriations in FY2007 and FY2008 for the Partnerships in Character Education program. Directs the Comptroller General to develop a model state character education curriculum.</p> <p>Childhood Adoption Act of 2006 - Amends the Internal Revenue Code to increase the tax credit for adoption expenses and make it refundable. Increases the tax exclusion for employer-paid adoption expenses.</p> <p>Amends title IV, part E (Federal Payments for Foster Care and Adoption Assistance) of the Social Security Act to increase the levels of adoption incentive payments to states and the FY2006-FY2008 authorization of appropriations for such payments.</p> <p>Borrower's Bill of Rights Act - Creates the position of Assistant Secretary for Financial Education in the Department of the Treasury.</p> <p>Amends the Financial Literacy and Education Improvement Act to direct such Secretary to establish a financial literacy pilot program for middle and high school students.</p> <p>Amends the Truth in Lending Act to: (1) require that mandatory disclosures governing loan transactions be easy for consumers to comprehend; (2) prohibit loan flipping and mandatory arbitration; (3) lower the interest rate threshold for high-cost mortgages; (4) require creditors to ensure that consumers receive counseling before extending credit to them under high-cost mortgages; and (5) limit the rollover or refinancing of payday loans with the same creditor.</p> <p>Amends the Depository Institutions Deregulation and Monetary Control Act of 1980 to repeal the preemption of state mortgage usury laws.</p> <p>Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to provide that a state's laws or constitution which expressly limit loan interest, rates, or other charges apply to all depository institutions and credit unions doing business in the state with customers who reside in or are located in the state.</p> <p>Amends the federal bankruptcy code to set an employee's claim to a debtor's equity securities held in a pension fund within the fourth order of priority and exempts such benefits from subordination agreement constraints. Increases the amount of an employee's earnings and benefits within such priority order.</p>]]></text>
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    </summaries>
    <title>Promote Responsibility by Improving Development Education Act of 2006</title>
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        <title>Promote Responsibility by Improving Development Education Act of 2006</title>
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        <title>To promote responsibility by improving development education.</title>
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        <title>Promote Responsibility by Improving Development Education Act of 2006</title>
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        <title>Borrower's Bill of Rights Act</title>
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        <title>Childhood Adoption Act of 2006</title>
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        <title>Character Education Act of 2006</title>
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      <actionDate>2006-05-01</actionDate>
      <text>Referred to the Subcommittee on Education Reform.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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