3.0.0 4414 2023-01-13T04:49:38Z 2023-01-13T04:49:38Z House H HR 2005-11-18 109 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2006-01-05T16:57:42Z Referred to 2005-11-18T14:05:00Z 2006-01-05 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2005-11-18 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2005-11-18 Introduced in House IntroReferral Intro-H 9 Library of Congress 2005-11-18 Introduced in House IntroReferral 1000 9 Library of Congress M001148 Rep. Meek, Kendrick B. [D-FL-17] Kendrick Meek D FL B. 17 N R000577 Rep. Ryan, Tim [D-OH-17] TIM RYAN D OH 17 2005-11-18 True G000551 Rep. Grijalva, Raúl M. [D-AZ-7] Raúl Grijalva D AZ M. 7 2006-03-30 False H000324 Rep. Hastings, Alcee L. [D-FL-23] ALCEE HASTINGS D FL L. 23 2006-06-20 False O000159 Rep. Owens, Major R. [D-NY-11] MAJOR OWENS D NY R. 11 2006-06-20 False Finance and Financial Sector Automated teller machines Bank accounts Bank loans Commerce Consumer education Consumer protection Electronic funds transfers Fees Finance charges Financial statements Science, Technology, Communications Finance and Financial Sector 00 2005-11-18 Introduced in House 2006-01-20T21:27:46Z Overdraft Fee Notification Act - Amends the Electronic Fund Transfer Act to prohibit a financial institution from imposing a fee or charge for overdraft protection service unless it has disclosed such charge to the consumer before the completion of the transaction that would result in an overdraft.

Sets forth disclosure requirements.

Requires such an institution to disclose in periodic statements to the consumer the annual percentage rate which the overdraft fee represents.

]]> Overdraft Fee Notification Act Display Title Overdraft Fee Notification Act Official Title as Introduced To amend the Electronic Fund Transfer Act to require notice to the consumer before any fee may be imposed by a financial institution in connection with any transaction for any overdraft protection service provided with respect to such transaction, and for other purposes. Introduced in House IH Short Titles as Introduced Overdraft Fee Notification Act Introduced in House 2005-11-18T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-109hr4414ih/xml/BILLS-109hr4414ih.xml 2006-01-05 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.