3.0.0 4366 2023-01-13T04:49:39Z 2023-01-13T04:49:39Z House H HR 2005-11-17 109 hsba00 Financial Services Committee House Standing Referred to 2005-11-17T15:00:45Z Homeowners Protection Act of 2006 109 3117 S 2006-05-26 Sponsor introductory remarks on measure. (CR S5332-5333) Related bill CRS 2005-11-17 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2005-11-17 Introduced in House IntroReferral Intro-H 9 Library of Congress 2005-11-17 Introduced in House IntroReferral 1000 9 Library of Congress B001247 Rep. Brown-Waite, Ginny [R-FL-5] Ginny Brown-Waite R FL 5 N S000303 Rep. Shaw, E. Clay, Jr. [R-FL-22] E. SHAW R FL CLAY 22 2005-11-17 True R000435 Rep. Ros-Lehtinen, Ileana [R-FL-18] ILEANA ROS-LEHTINEN R FL 18 2005-12-06 False M000309 Rep. McCarthy, Carolyn [D-NY-4] CAROLYN MCCARTHY D NY 4 2006-02-08 False I000057 Rep. Israel, Steve [D-NY-2] STEVE ISRAEL D NY 2 2006-02-08 False H001035 Rep. Harris, Katherine [R-FL-13] Katherine Harris R FL 13 2006-02-08 False F000447 Rep. Feeney, Tom [R-FL-24] Tom Feeney R FL 24 2006-02-08 False K000288 Rep. Knollenberg, Joe [R-MI-9] JOE KNOLLENBERG R MI 9 2006-02-08 False B000463 Rep. Bilirakis, Michael [R-FL-9] MICHAEL BILIRAKIS R FL 9 2006-02-14 False M001144 Rep. Miller, Jeff [R-FL-1] Jeff Miller R FL 1 2006-03-01 False H000324 Rep. Hastings, Alcee L. [D-FL-23] ALCEE HASTINGS D FL L. 23 2006-03-01 False F000030 Rep. Farr, Sam [D-CA-17] SAM FARR D CA 17 2006-03-02 False Y000031 Rep. Young, C. W. Bill [R-FL-10] C. W. Young R FL Bill 10 2006-03-08 False D000600 Rep. Diaz-Balart, Mario [R-FL-25] Mario Diaz-Balart R FL 25 2006-03-09 False D000299 Rep. Diaz-Balart, Lincoln [R-FL-21] LINCOLN DIAZ-BALART R FL 21 2006-04-27 False D000114 Rep. Davis, Jim [D-FL-11] JIM DAVIS D FL 11 2006-05-18 False K000360 Rep. Kirk, Mark Steven [R-IL-10] MARK KIRK R IL STEVEN 10 2006-06-14 False C001055 Rep. Case, Ed [D-HI-2] Ed Case D HI 2 2006-06-15 False W000267 Rep. Weldon, Dave [R-FL-15] DAVE WELDON R FL 15 2006-06-26 False M001138 Rep. Manzullo, Donald A. [R-IL-16] DONALD MANZULLO R IL 16 2006-07-18 False B001253 Rep. Bean, Melissa L. [D-IL-8] Melissa Bean D IL L. 8 2006-07-20 False L000552 Rep. LaHood, Ray [R-IL-18] RAY LAHOOD R IL 18 2006-07-24 False M001137 Rep. Meeks, Gregory W. [D-NY-6] GREGORY MEEKS D NY W. 6 2006-07-24 False M001148 Rep. Meek, Kendrick B. [D-FL-17] Kendrick Meek D FL B. 17 2006-07-26 False G000549 Rep. Gerlach, Jim [R-PA-6] Jim Gerlach R PA 6 2006-07-28 False G000309 Rep. Gordon, Bart [D-TN-6] BART GORDON D TN 6 2006-09-07 False D000482 Rep. Doyle, Michael F. [D-PA-14] MIKE DOYLE D PA 14 2006-09-07 False W000268 Rep. Weldon, Curt [R-PA-7] CURT WELDON R PA 7 2006-09-07 False B000716 Rep. Boyd, Allen [D-FL-2] ALLEN BOYD D FL JR. 2 2006-09-07 False C000059 Rep. Calvert, Ken [R-CA-44] KEN CALVERT R CA 44 2006-09-25 False F000238 Rep. Foley, Mark [R-FL-16] MARK FOLEY R FL 16 2006-09-25 False W000273 Rep. Weller, Jerry [R-IL-11] GERALD WELLER R IL C. 11 2006-12-07 False Finance and Financial Sector Administrative procedure Building construction Building laws Building materials Casualty insurance Coinsurance Commerce Congress Congressional investigations Congressional reporting requirements Department of the Treasury Disaster insurance Earthquakes Economics and Public Finance Emergency Management Federal advisory bodies Fires Floods Government Operations and Politics Government publicity Government trust funds Governmental investigations Housing and Community Development Hurricane aftermath legislation Hurricanes Indexing (Economic policy) Insurance companies Insurance premiums Law Losses Property insurance Reinsurance Risk State laws Storms Tornadoes Tsunamis Volcanoes Finance and Financial Sector 00 2005-11-17 Introduced in House 2007-01-25T16:02:10Z Homeowners Insurance Protection Act of 2005 - Instructs the Secretary of the Treasury to establish the National Commission on Catastrophe Preparation and Protection to advise the Secretary regarding estimated loss costs associated with contracts for reinsurance coverage.

Authorizes the Secretary to make homeowners protection coverage available through contracts for reinsurance coverage. Restricts purchase of such coverage to eligible state programs. Prescribes criteria for state eligibility.

Requires each contract for reinsurance coverage to provide insurance coverage against residential property losses to homes, including condominium and cooperative ownership, and the contents of apartment buildings. Cites covered perils.

Prescribes a minimum level of retained losses and maximum federal liability.

Establishes the Consumer Hurricane, Earthquake, Loss Protection (HELP) Fund to: (1) make payments to covered purchasers under contracts for reinsurance coverage for eligible losses; and (2) pay for Commission operating costs and reinsurance program administrative expenses.

Directs the Comptroller General to study the national flood insurance program and hurricane-related flooding.

]]> Homeowners Insurance Protection Act of 2005 Display Title Homeowners Insurance Protection Act of 2005 Official Title as Introduced To establish a program to provide reinsurance for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, and to better assist in the financial recovery from such catastrophes. Introduced in House IH Short Titles as Introduced Homeowners Insurance Protection Act of 2005 Introduced in House 2005-11-17T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-109hr4366ih/xml/BILLS-109hr4366ih.xml 2005-11-17 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.