3.0.0 3501 2023-01-13T04:50:32Z 2023-01-13T04:50:32Z House H HR 2005-07-28 109 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2005-08-24T19:55:28Z Referred to 2005-07-28T13:58:30Z hsif00 Energy and Commerce Committee House Standing hsif17 Innovation, Data, and Commerce Subcommittee Referred to 2005-08-05T18:47:40Z Referred to 2005-07-28T13:58:20Z hsgo00 Oversight and Accountability Committee House Standing Referred to 2005-07-28T13:58:25Z 2005-08-24 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2005-08-05 hsif17 Innovation, Data, and Commerce Subcommittee 1 House committee actions Referred to the Subcommittee on Commerce, Trade and Consumer Protection. Committee 2005-07-29 Sponsor introductory remarks on measure. (CR E1743-1744) IntroReferral B00100 9 Library of Congress 2005-07-28 Referred to the Committee on Energy and Commerce, and in addition to the Committees on Government Reform, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2005-07-28 Referred to the Committee on Energy and Commerce, and in addition to the Committees on Government Reform, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsgo00 Oversight and Accountability Committee 2005-07-28 Referred to the Committee on Energy and Commerce, and in addition to the Committees on Government Reform, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100-A 9 Library of Congress 2005-07-28 Referred to the Committee on Energy and Commerce, and in addition to the Committees on Government Reform, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsif00 Energy and Commerce Committee 2005-07-28 Introduced in House IntroReferral Intro-H 9 Library of Congress 2005-07-28 Introduced in House IntroReferral 1000 9 Library of Congress C000191 Rep. Carson, Julia [D-IN-7] JULIA CARSON D IN 7 N Commerce Bank records Business records Civil actions and liability Computer crimes Computer security measures Congress Congressional reporting requirements Consumer credit Consumer education Consumer protection Crime and Law Enforcement Criminal investigation Damages Data banks Electronic mail systems Evidence (Law) Federal preemption Finance and Financial Sector Financial statements Fines (Penalties) Fraud Government Operations and Politics Government paperwork Government publicity Identification devices Identity theft Injunctions Internet Law Science, Technology, Communications Social Welfare Social security numbers Telephone Web sites Commerce 00 2005-07-28 Introduced in House 2005-10-04T21:14:34Z Consumer Access Rights Defense Act (CARD) of 2005 - Requires database security breach disclosures by an agency, or person engaged in interstate commerce, that owns, licenses, or collects data containing personal information, as well as notification of individuals whose personal information was acquired by an unauthorized person.

Cites conditions which exempt national security and law enforcement agencies from this Act.

Prescribes guidelines for coordinated notification of database security breaches with credit reporting agencies.

Grants the Federal Trade Commission enforcement powers, including the assessment of civil fines.

Amends the Fair Credit Reporting Act to require a consumer reporting agency to place an extended fraud alert into a consumer file when a consumer submits evidence of notification that personal financial information has or may have been compromised.

Empowers State Attorneys General to enforce this Act.

Preempts state or local law inconsistent with this Act.

]]> Consumer Access Rights Defense Act (CARD) of 2005 Display Title Consumer Access Rights Defense Act (CARD) of 2005 Official Title as Introduced To require financial institutions and financial service providers to notify customers of the unauthorized use of personal financial information, and for other purposes. Introduced in House IH Short Titles as Introduced Consumer Access Rights Defense Act (CARD) of 2005 Introduced in House 2005-07-28T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-109hr3501ih/xml/BILLS-109hr3501ih.xml 2005-08-24 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.