3.0.0 3449 2021-09-29T20:43:38Z 2021-09-29T20:43:38Z House H HR 2005-07-27 109 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2005-08-24T19:54:57Z Referred to 2005-07-27T14:00:25Z 2005-08-24 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2005-07-27 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2005-07-27 Introduced in House IntroReferral Intro-H 9 Library of Congress 2005-07-27 Introduced in House IntroReferral 1000 9 Library of Congress M000087 Rep. Maloney, Carolyn B. [D-NY-14] CAROLYN MALONEY D NY B. 14 N S000033 Rep. Sanders, Bernard [I-VT-At Large] Bernard Sanders I VT 0 2005-07-27 True F000339 Rep. Frank, Barney [D-MA-4] BARNEY FRANK D MA 4 2005-07-27 True L000551 Rep. Lee, Barbara [D-CA-9] BARBARA LEE D CA 9 2005-07-27 True M000309 Rep. McCarthy, Carolyn [D-NY-4] CAROLYN MCCARTHY D NY 4 2005-07-28 False P000096 Rep. Pascrell, Bill, Jr. [D-NJ-8] WILLIAM PASCRELL D NJ J. 8 2005-10-06 False A000022 Rep. Ackerman, Gary L. [D-NY-5] GARY ACKERMAN D NY L. 5 2005-10-06 False C001061 Rep. Cleaver, Emanuel [D-MO-5] Emanuel Cleaver D MO 5 2005-10-07 False S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2005-10-27 False C001055 Rep. Case, Ed [D-HI-2] Ed Case D HI 2 2005-12-13 False S000672 Rep. Snyder, Vic [D-AR-2] VICTOR SNYDER D AR F. 2 2005-12-15 False G000535 Rep. Gutierrez, Luis V. [D-IL-4] LUIS GUTIERREZ D IL V. 4 2006-02-01 False G000551 Rep. Grijalva, Raúl M. [D-AZ-7] Raúl Grijalva D AZ M. 7 2006-02-08 False A000210 Rep. Andrews, Robert E. [D-NJ-1] ROBERT ANDREWS D NJ E. 1 2006-03-02 False C000191 Rep. Carson, Julia [D-IN-7] JULIA CARSON D IN 7 2006-06-22 False Finance and Financial Sector Administrative procedure Bank accounts Bank deposits Bank loans Checks Commerce Congress Congressional reporting requirements Consumer education Consumer protection Contracts Deceptive advertising Electronic funds transfers Federal Reserve System Fees Finance charges Governmental investigations Law Science, Technology, Communications Finance and Financial Sector 00 2005-07-27 Introduced in House 2005-09-29T21:28:05Z Consumer Overdraft Protection Fair Practices Act - Amends the Truth in Lending Act to set forth restrictions on: (1) overdraft protection programs or services for consumers; and (2) representations or statements with respect to such a program or service in any advertisement or promotion.

Amends the Electronic Fund Transfer Act and the Expedited Funds Availability Act to set forth restrictions on overdraft protection programs or services for consumers.

]]> Consumer Overdraft Protection Fair Practices Act Short Titles as Introduced Consumer Overdraft Protection Fair Practices Act Display Title Consumer Overdraft Protection Fair Practices Act Official Title as Introduced To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. Introduced in House 2005-07-27T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-109hr3449ih/xml/BILLS-109hr3449ih.xml 2005-08-24 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.