3.0.0 2355 2023-01-13T04:49:12Z 2023-01-13T04:49:12Z House H HR 2005-05-12 109 hsif00 Energy and Commerce Committee House Standing hsif14 Health Subcommittee Discharged from 2005-07-20T19:02:28Z Hearings by 2005-06-28T19:57:40Z Referred to 2005-05-23T15:36:44Z Reported by 2006-02-16T22:05:52Z Markup by 2005-07-20T19:58:19Z Referred to 2005-05-12T14:04:30Z H. Rept. 109-378 Health Care Choice Act of 2005 109 1015 S 2005-05-12 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S5103-5105) Identical bill CRS 2006-02-16 Placed on the Union Calendar, Calendar No. 207. Calendars H12410 2 House floor actions U00207 2006-02-16 Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 109-378. Committee H12200 2 House floor actions hsif00 Energy and Commerce Committee 2006-02-16 Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 109-378. Committee 5000 9 Library of Congress hsif00 Energy and Commerce Committee 2005-07-20 hsif00 Energy and Commerce Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 24 - 23. Committee 2005-07-20 hsif00 Energy and Commerce Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2005-07-20 hsif00 Energy and Commerce Committee 1 House committee actions Subcommittee on Health Discharged. Committee 2005-06-28 hsif14 Health Subcommittee 1 House committee actions Subcommittee Hearings Held. Committee 2005-05-23 hsif14 Health Subcommittee 1 House committee actions Referred to the Subcommittee on Health. Committee 2005-05-12 Referred to the House Committee on Energy and Commerce. IntroReferral H11100 2 House floor actions hsif00 Energy and Commerce Committee 2005-05-12 Introduced in House IntroReferral Intro-H 9 Library of Congress 2005-05-12 Introduced in House IntroReferral 1000 9 Library of Congress S000275 Rep. Shadegg, John B. [R-AZ-3] JOHN SHADEGG R AZ 3 N A000358 Rep. Akin, W. Todd [R-MO-2] W. AKIN R MO TODD 2 2005-05-12 True B000208 Rep. Bartlett, Roscoe G. [R-MD-6] ROSCOE BARTLETT R MD G. 6 2005-05-12 True C000116 Rep. Cannon, Chris [R-UT-3] CHRIS CANNON R UT 3 2005-05-12 True C001051 Rep. Carter, John R. [R-TX-31] John Carter R TX R. 31 2005-05-12 True C001053 Rep. Cole, Tom [R-OK-4] Tom Cole R OK 4 2005-05-12 True C000830 Rep. Cox, Christopher [R-CA-48] CHRISTOPHER COX R CA 48 2005-05-12 True C000962 Rep. Cubin, Barbara [R-WY-At Large] BARBARA CUBIN R WY 0 2005-05-12 True F000447 Rep. Feeney, Tom [R-FL-24] Tom Feeney R FL 24 2005-05-12 True F000444 Rep. Flake, Jeff [R-AZ-6] JEFF FLAKE R AZ 6 2005-05-12 True F000448 Rep. Franks, Trent [R-AZ-2] Trent Franks R AZ 2 2005-05-12 True G000536 Rep. Gutknecht, Gil [R-MN-1] GIL GUTKNECHT R MN 1 2005-05-12 True H001036 Rep. Hensarling, Jeb [R-TX-5] Jeb Hensarling R TX 5 2005-05-12 True H000528 Rep. Herger, Wally [R-CA-2] WALLY HERGER R CA 2 2005-05-12 True H000676 Rep. Hoekstra, Peter [R-MI-2] PETER HOEKSTRA R MI 2 2005-05-12 True H000807 Rep. Hostettler, John N. [R-IN-8] JOHN HOSTETTLER R IN 8 2005-05-12 True I000047 Rep. Istook, Ernest J., Jr. [R-OK-5] ERNEST ISTOOK R OK JIM 5 2005-05-12 True J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2005-05-12 True K000358 Rep. Kennedy, Mark R. [R-MN-6] MARK KENNEDY R MN R. 6 2005-05-12 True K000362 Rep. King, Steve [R-IA-5] Steve King R IA 5 2005-05-12 True L000321 Rep. Linder, John [R-GA-7] JOHN LINDER R GA 7 2005-05-12 True M001156 Rep. McHenry, Patrick T. [R-NC-10] Patrick McHenry R NC 10 2005-05-12 True M001144 Rep. Miller, Jeff [R-FL-1] Jeff Miller R FL 1 2005-05-12 True M001152 Rep. Musgrave, Marilyn N. [R-CO-4] Marilyn Musgrave R CO N. 4 2005-05-12 True M001134 Rep. Myrick, Sue Wilkins [R-NC-9] SUE MYRICK R NC WILKINS 9 2005-05-12 True O000166 Rep. Otter, C. L. (Butch) [R-ID-1] C. L. OTTER R ID 1 2005-05-12 True P000583 Rep. Paul, Ron [R-TX-14] RON PAUL R TX 14 2005-05-12 True P000587 Rep. Pence, Mike [R-IN-6] MIKE PENCE R IN 6 2005-05-12 True P000591 Rep. Price, Tom [R-GA-6] Tom Price R GA 6 2005-05-12 True R000004 Rep. Radanovich, George [R-CA-19] GEORGE RADANOVICH R CA P. 19 2005-05-12 True R000574 Rep. Renzi, Rick [R-AZ-1] Rick Renzi R AZ 1 2005-05-12 True R000409 Rep. Rohrabacher, Dana [R-CA-46] DANA ROHRABACHER R CA 46 2005-05-12 True R000570 Rep. Ryan, Paul [R-WI-1] PAUL RYAN R WI 1 2005-05-12 True R000566 Rep. Ryun, Jim [R-KS-2] JIM RYUN R KS 2 2005-05-12 True S000244 Rep. Sensenbrenner, F. James, Jr. [R-WI-5] F. SENSENBRENNER R WI JAMES 5 2005-05-12 True S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2005-05-12 True S001143 Rep. Souder, Mark E. [R-IN-3] MARK SOUDER R IN EDWARD 3 2005-05-12 True W000119 Rep. Wamp, Zach [R-TN-3] ZACH WAMP R TN 3 2005-05-12 True W000267 Rep. Weldon, Dave [R-FL-15] DAVE WELDON R FL 15 2005-05-12 True W000437 Rep. Wicker, Roger F. [R-MS-1] Roger Wicker R MS F. 1 2005-05-12 True W000795 Rep. Wilson, Joe [R-SC-2] Joe Wilson R SC 2 2005-05-12 True G000545 Rep. Green, Mark [R-WI-8] MARK GREEN R WI 8 2005-05-12 True C001052 Rep. Chocola, Chris [R-IN-2] Chris Chocola R IN 2 2005-05-17 False T000458 Rep. Tancredo, Thomas G. [R-CO-6] THOMAS TANCREDO R CO G. 6 2005-05-19 False I000023 Rep. Inglis, Bob [R-SC-4] BOB INGLIS R SC 4 2005-05-23 False S001160 Rep. Sodrel, Michael E. [R-IN-9] Michael Sodrel R IN E. 9 2005-05-24 False M001159 Rep. McMorris, Cathy [R-WA-5] Cathy McMorris R WA 5 2005-05-25 False S000822 Rep. Stearns, Cliff [R-FL-6] CLIFF STEARNS R FL 6 2005-06-07 False M001158 Rep. Marchant, Kenny [R-TX-24] Kenny Marchant R TX 24 2005-06-13 False W000413 Rep. Whitfield, Ed [R-KY-1] EDWARD WHITFIELD R KY 1 2005-06-13 False P000586 Rep. Putnam, Adam H. [R-FL-12] ADAM PUTNAM R FL H. 12 2005-06-14 False B000463 Rep. Bilirakis, Michael [R-FL-9] MICHAEL BILIRAKIS R FL 9 2005-06-14 False H000067 Rep. Hall, Ralph M. [R-TX-4] RALPH HALL R TX M. 4 2005-06-15 False S000364 Rep. Shimkus, John [R-IL-19] JOHN SHIMKUS R IL M. 19 2005-06-22 False U000031 Rep. Upton, Fred [R-MI-6] FRED UPTON R MI 6 2005-06-24 False M001157 Rep. McCaul, Michael T. [R-TX-10] Michael McCaul R TX T. 10 2005-06-24 False T000326 Rep. Towns, Edolphus [D-NY-10] EDOLPHUS TOWNS D NY 10 2005-06-27 False 2005-06-30 B001228 Rep. Bono, Mary [R-CA-45] Mary Bono R CA 45 2005-06-27 False C001047 Rep. Capito, Shelley Moore [R-WV-2] Shelley Capito R WV Moore 2 2005-06-28 False D000136 Rep. Davis, Tom [R-VA-11] THOMAS DAVIS R VA M. 11 2005-06-30 False T000260 Rep. Tiahrt, Todd [R-KS-4] TODD TIAHRT R KS 4 2005-07-11 False N000143 Rep. Northup, Anne M. [R-KY-3] ANNE NORTHUP R KY M. 3 2005-07-11 False B001255 Rep. Boustany, Charles W., Jr. [R-LA-7] Charles Boustany R LA W. 7 2005-07-11 False S000303 Rep. Shaw, E. Clay, Jr. [R-FL-22] E. SHAW R FL CLAY 22 2005-07-12 False S001152 Rep. Simmons, Rob [R-CT-2] ROB SIMMONS R CT 2 2005-07-13 False K000220 Rep. Kingston, Jack [R-GA-1] JACK KINGSTON R GA 1 2005-07-14 False B001149 Rep. Burton, Dan [R-IN-5] DAN BURTON R IN 5 2005-07-14 False P000263 Rep. Peterson, John E. [R-PA-5] JOHN PETERSON R PA E. 5 2005-07-19 False H001033 Rep. Hart, Melissa A. [R-PA-4] MELISSA HART R PA A. 4 2005-07-21 False B001243 Rep. Blackburn, Marsha [R-TN-7] Marsha Blackburn R TN 7 2005-07-21 False P000419 Rep. Pombo, Richard W. [R-CA-11] RICHARD POMBO R CA W. 11 2005-11-15 False C000059 Rep. Calvert, Ken [R-CA-44] KEN CALVERT R CA 44 2005-11-15 False P000585 Rep. Platts, Todd Russell [R-PA-19] TODD PLATTS R PA RUSSELL 19 2006-02-08 False 2005-09-12T04:00:00Z H.R. 2355, Health Care Choice Act of 2005 http://www.cbo.gov/publication/17145 <p>Cost estimate for the bill as ordered reported by the House Committee on Energy and Commerce on July 20, 2005</p> 2005-09-12T04:00:00Z H.R. 2355, Health Care Choice Act of 2005 https://www.cbo.gov/publication/17145 Cost estimate for the bill as ordered reported by the House Committee on Energy and Commerce on July 20, 2005 Health Capital Commerce Consumer education Corporate finance Finance and Financial Sector Government Operations and Politics Government paperwork Health insurance Insurance agents Insurance companies Insurance premiums Interstate relations Licenses State laws Trade regulation Health 00 2005-05-12 Introduced in House 2005-07-08T18:56:30Z Health Care Choice Act of 2005 - Amends the Public Health Service Act to provide that the laws of the primary state (as designated by the health insurance issuer) apply to individual health insurance coverage offered by that issuer both in the primary state and in any secondary state if the coverage and issuer comply with this Act. Exempts health insurance issuers from any laws of the secondary state that would: (1) regulate the operation of the health insurance issuer in the secondary state, except for certain activities, including paying taxes and registering with the state insurance commissioner; (2) require any individual health insurance coverage issued by the issuer to be countersigned by an agent or broker residing in the secondary state; or (3) discriminate against the issuer issuing insurance in both the primary state and any secondary state.

Prohibits a health insurance issuer that provides individual health insurance coverage in a primary or secondary state from: (1) upon renewal, taking certain actions based on health-status related factors, including increasing premiums assessed; and (2) offering coverage in a secondary state that is not currently offered for sale in the primary state.

Allows states to require brokers to obtain a license from that state, but not to impose any requirements that discriminate against nonresident brokers.

Requires health insurance issuers offering coverage in both primary and secondary States state to submit to the insurance commissioner of each state: (1) a copy of a plan of operation, a feasibility study, or similar statement; (2) written notice of any change in designation of its primary state; and (3) quarterly financial statements.

Sets forth requirements (regarding determination of capital and an independent review process) that must be met by primary states in order for an issuer to provde insurance in a secondary state.

Gives sole jurisdiction to primary states to enforce the covered laws in primary and secondary states.

]]> 17 2006-02-16 Reported to House with amendment(s) 2006-04-21T18:55:35Z Health Care Choice Act of 2005 - (Sec. 4) Amends the Public Health Service Act to provide that the laws of the state designated by a health insurance issuer (primary state) shall apply to individual health insurance coverage offered by that issuer in the primary state and in any other state (secondary state), but only if the coverage and issuer comply with the conditions of this Act.

Exempts issuers from any secondary state's laws that would prohibit or regulate the operation of the issuer in such state, except that any such state may require such an issuer to: (1) pay applicable premium and other taxes which are levied on insurers, brokers, or policyholders in that state; (2) register with and designate the state insurance commissioner as its agent for the purpose of receiving services of legal documents or process; (3) submit to a qualified examination of its financial condition if the primary state has not done an examination within the period recommended by the National Association of Insurance Commissioners; (4) comply with a lawful order issued in a delinquency proceeding related to a financial impairment or in a voluntary dissolution proceeding; (5) comply with an injunction issued by a court of competent jurisdiction upon a petition by the state insurance commission alleging that the issuer is in hazardous financial condition; (6) participate in any insurance insolvency guaranty association or similar association to which an issuer in the state is required to belong; (7) comply with any state law regarding fraud and abuse or unfair claims settlement practices; or (8) comply with the applicable requirements for independent review with respect to coverage offered in the state.

Exempts issuers from any secondary state's laws that would: (1) require any individual health insurance coverage to be countersigned by an insurance agent or broker residing in such state; or (2) otherwise discriminate against the issuer issuing insurance in both the primary and secondary states.

Specifies the notice that an issuer must provide in any insurance coverage offered in a secondary state and at renewal of the policy.

Prohibits an issuer that provides individual health insurance coverage in a primary or secondary state, upon renewal, from: (1) moving or reclassifying the insured based on the individual's health-status related factors; or (2) increasing the premiums assessed based on the individual's health status-related factors or past or prospective claim experience.

Prohibits an issuer from offering for sale individual heath insurance coverage in a secondary state unless that coverage is currently offered for sale in the primary state.

Allows a state to require that a person acting as an agent or broker for an issuer offering individual health insurance coverage obtain a license from that state. Prohibits a state from imposing any qualification or requirement which discriminates against a nonresident agent or broker.

Requires each issuer issuing individual health insurance coverage in both primary and secondary states to submit to: (1) the insurance commissioners of such states a copy of the plan of operation or feasibility study and written notice of any change in its designation of its primary state and of its compliance with all the laws of the primary state; and (2) the insurance commission of each secondary state a copy of the issuer's quarterly financial statement that was submitted to the primary state.

Requires an issuer to comply with the guaranteed availability requirements under the Public Health Service Act if: (1) the issuer is offering coverage in a primary state that does not accommodate, or provide a working mechanism for, residents of a secondary state; and (2) the secondary state has not adopted a qualified high risk pool as its acceptable alternative mechanism.

Prohibits an issuer from offering, selling, or issuing individual health insurance coverage in a secondary state if the state insurance commissioner does not use a risk-based capital formula for the determination of capital and surplus requirements for all issuers.

Prohibits an issuer from offering, selling, or issuing individual health insurance coverage in a secondary state unless: (1) both the secondary and primary states have legislation or regulations in place establishing an independent review process for individuals who have individual health insurance coverage; or (2) the issuer provides an acceptable mechanism under which the review is conducted by an independent medical reviewer or panel.

Sets forth criteria for qualification as an independent medical reviewer, including that such person: (1) be a physician or health care professional; and (2) not have a conflict of interest. Provides that compensation provided by the issuer to an independent medical reviewer shall not exceed a reasonable level nor be contingent on the decision rendered.

Gives sole jurisdiction to the primary state to enforce the primary state's covered laws in the primary state and any secondary state. Allows the secondary state to notify the primary state if the coverage offered in a secondary state fails to comply with the covered laws of the primary state.

Requires the Comptroller General to study and report to Congress on the effect of this Act on: (1) the number of uninsured and underinsured; (2) the availability and cost of health insurance policies for individuals with preexisting medical conditions; (3) the availability and cost of health insurance policies generally; (4) the elimination or reduction of different types of benefits under health insurance policies offered in different states; and (5) cases of fraud or abuse relating to health insurance coverage offered under this Act and the resolution of such cases.

]]> Health Care Choice Act of 2005 Display Title Health Care Choice Act of 2005 Short Titles as Introduced Health Care Choice Act of 2005 Short Titles as Reported to House Health Care Choice Act of 2005 H House Official Title as Introduced To amend the Public Health Service Act to provide for cooperative governing of individual health insurance coverage offered in interstate commerce. Reported in House 2006-02-16T05:00:00Z Introduced in House 2005-05-12T04:00:00Z 2006-02-16 Placed on the Union Calendar, Calendar No. 207. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.