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  <bill>
    <number>200</number>
    <updateDate>2019-11-15T20:53:22Z</updateDate>
    <updateDateIncludingText>2019-11-15T20:53:22Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2005-01-04</introducedDate>
    <congress>109</congress>
    <committees>
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        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <subcommittees>
          <item>
            <systemCode>hsba04</systemCode>
            <name>Housing and Insurance Subcommittee</name>
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              <item>
                <name>Referred to</name>
                <date>2005-02-28T14:45:32Z</date>
              </item>
            </activities>
          </item>
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        <activities>
          <item>
            <name>Referred to</name>
            <date>2005-01-04T16:53:25Z</date>
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    </committees>
    <actions>
      <item>
        <actionDate>2005-02-28</actionDate>
        <committees>
          <item>
            <systemCode>hsba04</systemCode>
            <name>Housing and Insurance Subcommittee</name>
          </item>
        </committees>
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          <name>House committee actions</name>
        </sourceSystem>
        <text>Referred to the Subcommittee on Housing and Community Opportunity.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2005-01-04</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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          <code>2</code>
          <name>House floor actions</name>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        <actionDate>2005-01-04</actionDate>
        <text>Introduced in House</text>
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          <name>Library of Congress</name>
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      <item>
        <actionDate>2005-01-04</actionDate>
        <text>Introduced in House</text>
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        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>S001157</bioguideId>
        <fullName>Rep. Scott, David [D-GA-13]</fullName>
        <firstName>David</firstName>
        <lastName>Scott</lastName>
        <party>D</party>
        <state>GA</state>
        <district>13</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>S001144</bioguideId>
        <fullName>Rep. Shays, Christopher [R-CT-4]</fullName>
        <firstName>CHRISTOPHER</firstName>
        <lastName>SHAYS</lastName>
        <party>R</party>
        <state>CT</state>
        <district>4</district>
        <sponsorshipDate>2005-03-09</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000043</bioguideId>
        <fullName>Rep. Fattah, Chaka [D-PA-2]</fullName>
        <firstName>CHAKA</firstName>
        <lastName>FATTAH</lastName>
        <party>D</party>
        <state>PA</state>
        <district>2</district>
        <sponsorshipDate>2006-02-07</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000789</bioguideId>
        <fullName>Rep. Wilson, Heather [R-NM-1]</fullName>
        <firstName>HEATHER</firstName>
        <lastName>WILSON</lastName>
        <party>R</party>
        <state>NM</state>
        <district>1</district>
        <sponsorshipDate>2006-03-07</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Commerce</name>
        </item>
        <item>
          <name>Congress</name>
        </item>
        <item>
          <name>Congressional reporting requirements</name>
        </item>
        <item>
          <name>Consumer complaints</name>
        </item>
        <item>
          <name>Consumer education</name>
        </item>
        <item>
          <name>Consumer protection</name>
        </item>
        <item>
          <name>Counseling</name>
        </item>
        <item>
          <name>Data banks</name>
        </item>
        <item>
          <name>Economics and Public Finance</name>
        </item>
        <item>
          <name>Federal advisory bodies</name>
        </item>
        <item>
          <name>Federal aid to housing</name>
        </item>
        <item>
          <name>Financial services</name>
        </item>
        <item>
          <name>Foreclosure</name>
        </item>
        <item>
          <name>Government Operations and Politics</name>
        </item>
        <item>
          <name>Government publicity</name>
        </item>
        <item>
          <name>Governmental investigations</name>
        </item>
        <item>
          <name>Home ownership</name>
        </item>
        <item>
          <name>Housing and Community Development</name>
        </item>
        <item>
          <name>Legislation</name>
        </item>
        <item>
          <name>Loan defaults</name>
        </item>
        <item>
          <name>Mortgage interest rates</name>
        </item>
        <item>
          <name>Mortgages</name>
        </item>
        <item>
          <name>Nonprofit organizations</name>
        </item>
        <item>
          <name>Restrictive trade practices</name>
        </item>
        <item>
          <name>Science, Technology, Communications</name>
        </item>
        <item>
          <name>Social Welfare</name>
        </item>
        <item>
          <name>Telephone</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2005-01-04</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2005-01-31T21:00:23Z</updateDate>
        <text><![CDATA[ Prevention of Predatory Lending Through Education Act - Authorizes the Secretary of Housing and Urban Development to make grants to States, units of local government, and nonprofit organizations for counseling, referral, and education programs for the prevention of predatory lending.<p>Directs the Secretary to establish a toll-free telephone number for predatory lending complaints.<p>Establishes in the Department of Housing and Urban Development a Predatory Lending Advisory Council, which shall: (1) advise the Secretary on issues concerning predatory lending practices; and (2) conduct a study of the causes of home loan defaults and foreclosures.]]></text>
      </summary>
    </summaries>
    <title>Prevention of Predatory Lending Through Education Act</title>
    <titles>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Prevention of Predatory Lending Through Education Act</title>
      </item>
      <item>
        <titleType>Display Title</titleType>
        <title>Prevention of Predatory Lending Through Education Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To authorize the Secretary of Housing and Urban Development to make grants to States, units of general local government, and nonprofit organizations for counseling and education programs for the prevention of predatory lending and to establish a toll-free telephone number for complaints regarding predatory lending, and for other purposes.</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2005-01-04T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-109hr200ih/xml/BILLS-109hr200ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2005-02-28</actionDate>
      <text>Referred to the Subcommittee on Housing and Community Opportunity.</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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