3.0.0 1238 2021-04-20T19:15:50Z 2021-04-20T19:15:50Z House H HR 2005-03-10 109 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2005-05-06T15:56:56Z Referred to 2005-03-10T15:06:40Z 2005-05-06 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2005-03-10 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2005-03-10 Sponsor introductory remarks on measure. (CR E418) IntroReferral B00100 9 Library of Congress 2005-03-10 Introduced in House IntroReferral Intro-H 9 Library of Congress 2005-03-10 Introduced in House IntroReferral 1000 9 Library of Congress H000324 Rep. Hastings, Alcee L. [D-FL-23] ALCEE HASTINGS D FL L. 23 N S000480 Rep. Slaughter, Louise McIntosh [D-NY-28] LOUISE SLAUGHTER D NY M. 28 2005-03-10 True S000033 Rep. Sanders, Bernard [I-VT-At Large] Bernard Sanders I VT 0 2005-03-10 True O000159 Rep. Owens, Major R. [D-NY-11] MAJOR OWENS D NY R. 11 2005-03-10 True S000810 Rep. Stark, Fortney Pete [D-CA-13] PETE STARK D CA 13 2005-03-10 True C000984 Rep. Cummings, Elijah E. [D-MD-7] ELIJAH CUMMINGS D MD E. 7 2005-03-10 True W000797 Rep. Wasserman Schultz, Debbie [D-FL-20] Debbie Wasserman Schultz D FL 20 2005-03-10 True C000380 Del. Christensen, Donna M. [D-VI-At Large] DONNA CHRISTENSEN D VI M. 0 2005-03-10 True L000287 Rep. Lewis, John [D-GA-5] JOHN LEWIS D GA 5 2005-03-10 True C000714 Rep. Conyers, John, Jr. [D-MI-14] JOHN CONYERS D MI 14 2005-03-10 True J000032 Rep. Jackson-Lee, Sheila [D-TX-18] SHEILA JACKSON-LEE D TX 18 2005-03-10 True B001251 Rep. Butterfield, G. K. [D-NC-1] G. K. Butterfield D NC 1 2005-03-10 True M001148 Rep. Meek, Kendrick B. [D-FL-17] Kendrick Meek D FL B. 17 2005-03-10 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2005-03-10 True W000314 Rep. Wexler, Robert [D-FL-19] ROBERT WEXLER D FL 19 2005-03-10 True C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2005-03-10 True M001149 Rep. Michaud, Michael H. [D-ME-2] Michael Michaud D ME H. 2 2005-03-10 True P000149 Rep. Payne, Donald M. [D-NJ-10] DONALD PAYNE D NJ M. 10 2005-03-10 True C000191 Rep. Carson, Julia [D-IN-7] JULIA CARSON D IN 7 2005-03-16 False Finance and Financial Sector Commerce Consumer credit Consumer protection Credit cards Government Operations and Politics Government paperwork Health Hospital rates Hospitals Interest rates Medical economics Medical fees Finance and Financial Sector 00 2005-03-10 Introduced in House 2005-04-05T19:55:30Z Medical Bills Interest Rate Relief Act - Expresses the sense of the Congress that: (1) no American family or individual should be forced to choose between the health and life of a loved one and the financial constraints of medical care; (2) financial institutions, including credit card issuers, should not take financial advantage of unforeseen, nonpreventive, or catastrophic medical situations; and (3) individuals or families saddled with large medical bills should receive a fair and equitable credit rating that disregards off-schedule medical bill payments.

Amends the Truth in Lending Act to prescribe guidelines governing the obligations of credit card issuers for credit extended to pay medical expenses.

Amends the Fair Credit Reporting Act to prohibit a hospital or other medical treatment facility from submitting to a consumer reporting agency during a five-year period any negative information regarding the failure of a consumer to maintain full payments for medical expenses if the consumer continues in good faith to make partial payments on the outstanding balance on prescribed payment schedule due dates.

]]> Medical Bills Interest Rate Relief Act Short Titles as Introduced Medical Bills Interest Rate Relief Act Display Title Medical Bills Interest Rate Relief Act Official Title as Introduced To express the sense of the Congress with respect to the price and terms of credit used to pay large medical bills, to amend the Truth in Lending Act with respect to credit card issuers obligations for credit extended to pay medical expenses under certain circumstances, and for other purposes. Introduced in House 2005-03-10T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-109hr1238ih/xml/BILLS-109hr1238ih.xml 2005-05-06 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.