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    <number>2931</number>
    <updateDate>2023-01-14T22:48:35Z</updateDate>
    <updateDateIncludingText>2023-01-14T22:48:35Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <originChamberCode>S</originChamberCode>
    <type>S</type>
    <introducedDate>2004-10-07</introducedDate>
    <congress>108</congress>
    <committees>
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        <systemCode>sscm00</systemCode>
        <name>Commerce, Science, and Transportation Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2004-10-07T22:31:49Z</date>
          </item>
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        <actionDate>2004-10-07</actionDate>
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            <systemCode>sscm00</systemCode>
            <name>Commerce, Science, and Transportation Committee</name>
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          <name>Senate</name>
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        <text>Read twice and referred to the Committee on Commerce, Science, and Transportation.</text>
        <type>IntroReferral</type>
      </item>
      <item>
        <actionDate>2004-10-07</actionDate>
        <text>Sponsor introductory remarks on measure. (CR S10727-10728)</text>
        <type>IntroReferral</type>
        <actionCode>B00100</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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      <item>
        <actionDate>2004-10-07</actionDate>
        <text>Introduced in Senate</text>
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        <actionCode>10000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
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    </actions>
    <sponsors>
      <item>
        <bioguideId>C001056</bioguideId>
        <fullName>Sen. Cornyn, John [R-TX]</fullName>
        <firstName>John</firstName>
        <lastName>Cornyn</lastName>
        <party>R</party>
        <state>TX</state>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>M000355</bioguideId>
        <fullName>Sen. McConnell, Mitch [R-KY]</fullName>
        <firstName>Mitch</firstName>
        <lastName>McConnell</lastName>
        <party>R</party>
        <state>KY</state>
        <sponsorshipDate>2004-10-07</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M000303</bioguideId>
        <fullName>Sen. McCain, John [R-AZ]</fullName>
        <firstName>JOHN</firstName>
        <lastName>MCCAIN</lastName>
        <party>R</party>
        <state>AZ</state>
        <middleName>SIDNEY</middleName>
        <sponsorshipDate>2004-10-07</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Transportation and Public Works</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Automobile insurance</name>
        </item>
        <item>
          <name>Choice of law</name>
        </item>
        <item>
          <name>Civil actions and liability</name>
        </item>
        <item>
          <name>Commerce</name>
        </item>
        <item>
          <name>Consumer education</name>
        </item>
        <item>
          <name>Consumer protection</name>
        </item>
        <item>
          <name>Crime and Law Enforcement</name>
        </item>
        <item>
          <name>Damages</name>
        </item>
        <item>
          <name>Drug abuse</name>
        </item>
        <item>
          <name>Drunk driving</name>
        </item>
        <item>
          <name>Federal preemption</name>
        </item>
        <item>
          <name>Finance and Financial Sector</name>
        </item>
        <item>
          <name>Fraud</name>
        </item>
        <item>
          <name>Government Operations and Politics</name>
        </item>
        <item>
          <name>Government publicity</name>
        </item>
        <item>
          <name>Insurance agents</name>
        </item>
        <item>
          <name>Insurance companies</name>
        </item>
        <item>
          <name>Insurance premiums</name>
        </item>
        <item>
          <name>Labor and Employment</name>
        </item>
        <item>
          <name>Law</name>
        </item>
        <item>
          <name>Liability (Law)</name>
        </item>
        <item>
          <name>Liability insurance</name>
        </item>
        <item>
          <name>Limitation of actions</name>
        </item>
        <item>
          <name>Negligence</name>
        </item>
        <item>
          <name>No-fault automobile insurance</name>
        </item>
        <item>
          <name>State laws</name>
        </item>
        <item>
          <name>Torts</name>
        </item>
        <item>
          <name>Traffic accidents and safety</name>
        </item>
        <item>
          <name>Uninsured motorists</name>
        </item>
        <item>
          <name>Workers' compensation</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Transportation and Public Works</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2004-10-07</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2004-12-10T19:44:48Z</updateDate>
        <text><![CDATA[ Auto Choice Reform Act of 2004 - Authorizes motor vehicle insurers to offer a choice between the personal injury protection and tort maintenance systems prescribed by this Act. <p>Deems persons who fail to select a type of insurance to have elected insurance under the tort maintenance system.<p>Authorizes the appropriate State official to establish a consumer notification program regarding: (1) the comparative cost of insurance under the personal injury protection and tort maintenance systems; and (2) the benefits, rights, and obligations of the insurers and insureds under such systems. Requires insurers to provide such information to a consumer before the consumer chooses insurance.<p>Prescribes minimum requirements for the personal injury protection system and the tort maintenance system. <p>Exempts a State from application of this Act if the State: (1) declares by statute by a specified date that this Act shall not apply; or (2) finds that average premiums will not be reduced by an average of at least 30 percent for persons choosing the personal injury protection system.]]></text>
      </summary>
    </summaries>
    <title>Auto Choice Reform Act of 2004</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Auto Choice Reform Act of 2004</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>A bill to enable drivers to choose a more affordable form of auto insurance that also provides for more adequate and timely compensation for accident victims, and for other purposes.</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Auto Choice Reform Act of 2004</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in Senate</type>
        <date>2004-10-07T04:00:00Z</date>
        <formats/>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2004-10-07</actionDate>
      <text>Read twice and referred to the Committee on Commerce, Science, and Transportation.</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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