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    <number>2198</number>
    <updateDate>2023-01-15T11:03:08Z</updateDate>
    <updateDateIncludingText>2023-01-15T11:03:08Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <originChamberCode>S</originChamberCode>
    <type>S</type>
    <introducedDate>2004-03-11</introducedDate>
    <congress>108</congress>
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        <name>Health, Education, Labor, and Pensions Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
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            <name>Referred to</name>
            <date>2004-03-11T21:16:38Z</date>
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            <name>Health, Education, Labor, and Pensions Committee</name>
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        <text>Read twice and referred to the Committee on Health, Education, Labor, and Pensions.</text>
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      <item>
        <actionDate>2004-03-11</actionDate>
        <text>Sponsor introductory remarks on measure. (CR 3/12/2004 S2722)</text>
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        <actionDate>2004-03-11</actionDate>
        <text>Introduced in Senate</text>
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    <sponsors>
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        <bioguideId>B000711</bioguideId>
        <fullName>Sen. Boxer, Barbara [D-CA]</fullName>
        <firstName>BARBARA</firstName>
        <lastName>BOXER</lastName>
        <party>D</party>
        <state>CA</state>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Education</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Economics and Public Finance</name>
        </item>
        <item>
          <name>Federally-guaranteed loans</name>
        </item>
        <item>
          <name>Fees</name>
        </item>
        <item>
          <name>Finance and Financial Sector</name>
        </item>
        <item>
          <name>Government lending</name>
        </item>
        <item>
          <name>Higher education</name>
        </item>
        <item>
          <name>Interest rates</name>
        </item>
        <item>
          <name>Student loan funds</name>
        </item>
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      <policyArea>
        <name>Education</name>
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      <summary>
        <versionCode>00</versionCode>
        <actionDate>2004-03-11</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2004-08-02T20:33:21Z</updateDate>
        <text><![CDATA[ <p>Consolidated Student Loan Reduction Act of 2004 - Amends the Higher Education Act of 1965 to allow borrowers to refinance Federal consolidation loans and Federal direct consolidation loans at the same interest rate as Federal Stafford loans, whenever the interest rate of the respective consolidation loan exceeds one percent of the Stafford loan rate. Prohibits charging a fee to any student for such refinancing. </p>]]></text>
      </summary>
    </summaries>
    <title>Consolidated Student Loan Reduction Act of 2004</title>
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        <titleType>Display Title</titleType>
        <title>Consolidated Student Loan Reduction Act of 2004</title>
      </item>
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        <titleType>Official Title as Introduced</titleType>
        <title>A bill to provide for refinancing of consolidated student loans.</title>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Consolidated Student Loan Reduction Act of 2004</title>
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        <type>Introduced in Senate</type>
        <date>2004-03-11T05:00:00Z</date>
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    <latestAction>
      <actionDate>2004-03-11</actionDate>
      <text>Read twice and referred to the Committee on Health, Education, Labor, and Pensions.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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