3.0.0 5138 2023-01-13T22:01:45Z 2023-01-13T22:01:45Z House H HR 2004-09-23 108 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2004-10-07T15:37:44Z Referred to 2004-09-23T13:03:15Z 2004-10-07 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2004-09-23 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2004-09-23 Introduced in House IntroReferral Intro-H 9 Library of Congress 2004-09-23 Introduced in House IntroReferral 1000 9 Library of Congress B001241 Rep. Bell, Chris [D-TX-25] Chris Bell D TX 25 N Finance and Financial Sector Administrative procedure Commerce Credit cards Federal Reserve System Interest rates Law Finance and Financial Sector

00 2004-09-23 Introduced in House 2004-10-01T19:32:23Z Fair Credit Card Interest Rate Act - Amends the Truth in Lending Act to prohibit a creditor during any calendar quarter from imposing a finance charge under an open end consumer credit plan involving a credit card which results in an annual percentage rate greater than ten percentage points over the most recent composite prime rate published in the Wall Street Journal before the beginning of the ten-business-day period ending on the first day of such calendar quarter (thus setting a ceiling on credit card interest rates) .

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Display Title Official Title as Introduced Introduced in House IH Short Titles as Introduced Introduced in House 2004-09-23T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-108hr5138ih/xml/BILLS-108hr5138ih.xml 2004-10-07 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.