3.0.0 3296 2023-01-15T07:32:53Z 2023-01-15T07:32:53Z House H HR 2003-10-15 108 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2003-10-22T15:28:57Z Referred to 2003-10-15T17:00:40Z Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act 108 1749 S 2003-10-16 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Identical bill CRS Companion bill Senate 2003-10-22 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2003-10-15 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2003-10-15 Introduced in House IntroReferral Intro-H 9 Library of Congress 2003-10-15 Introduced in House IntroReferral 1000 9 Library of Congress G000549 Rep. Gerlach, Jim [R-PA-6] Jim Gerlach R PA 6 N H001033 Rep. Hart, Melissa A. [R-PA-4] MELISSA HART R PA A. 4 2004-04-28 False Finance and Financial Sector Administrative remedies Bank accounts Civil actions and liability Collection of accounts Commerce Consumer credit Consumer protection Crime and Law Enforcement Criminal investigation Criminal justice information Damages Debtor and creditor Electronic funds transfers Fees Financial institutions Fraud Government Operations and Politics Government paperwork Identity theft Injunctions Law Legal fees Liability (Law) Liens Parties to actions Police records Science, Technology, Communications State courts Victims of crimes Finance and Financial Sector 00 2003-10-15 Introduced in House 2004-01-07T21:09:38Z Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act - Amends the Truth in Lending Act to provide nonliability for victims of identity theft following issuance of a no-fault letter by a State agency upon completion of its investigation into the matter.

Cites duties of a creditor with respect to other creditors and credit reporting agencies following receipt of such State-issued no-fault letter.

Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from including or maintaining information concerning any transaction involved in the identity theft with respect to which such no-fault letter has been issued.

Cites duties of a consumer reporting agency with respect to other creditors and credit reporting agencies following receipt of such State-issued no-fault letter.

Amends the Fair Debt Collection Practices Act to set forth the duties of a debt collector following receipt of such a State-issued no-fault letter.

Amends the Electronic Fund Transfer Act to shield a person from liability for any electronic fund transfer with respect to which such no-fault letter has been issued.

Cites duties of a financial institution following receipt of such State-issued no-fault letter.

]]> Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act Display Title Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act Official Title as Introduced To amend various provisions of the Consumer Credit Protection Act to provide relief for victims of identity theft, and for other purposes. Introduced in House IH Short Titles as Introduced Prevent Identity Theft From Affecting Lives and Livelihoods (PITFALL) Act Introduced in House 2003-10-15T04:00:00Z 2003-10-22 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.