3.0.0 1747 2023-01-15T23:18:05Z 2023-01-15T23:18:05Z House H HR 2003-04-10 108 hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Referred to 2003-04-29T16:06:14Z Referred to 2003-04-10T14:07:40Z 2003-04-29 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Referred to the Subcommittee on Financial Institutions and Consumer Credit. Committee 2003-04-10 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2003-04-10 Introduced in House IntroReferral Intro-H 9 Library of Congress 2003-04-10 Introduced in House IntroReferral 1000 9 Library of Congress M000312 Rep. McGovern, James P. [D-MA-3] JAMES MCGOVERN D MA P. 3 N L000090 Rep. Lantos, Tom [D-CA-12] TOM LANTOS D CA 12 2003-04-10 True B001245 Del. Bordallo, Madeleine Z. [D-GU-At Large] Madeleine Bordallo D GU Z. 0 2003-04-10 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2003-04-10 True B001238 Rep. Ballance, Frank W., Jr. [D-NC-1] Frank Ballance D NC W. 1 2003-04-10 True L000551 Rep. Lee, Barbara [D-CA-9] BARBARA LEE D CA 9 2003-04-10 True W000215 Rep. Waxman, Henry A. [D-CA-30] HENRY WAXMAN D CA A. 30 2003-04-10 True O000085 Rep. Olver, John W. [D-MA-1] JOHN OLVER D MA W. 1 2003-04-10 True S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2003-04-10 True G000535 Rep. Gutierrez, Luis V. [D-IL-4] LUIS GUTIERREZ D IL V. 4 2003-06-18 False Finance and Financial Sector Commerce Consumer credit Consumer education Credit cards Government Operations and Politics Government paperwork Government publications Interest Interest rates Finance and Financial Sector

00 2003-04-10 Introduced in House 2003-08-28T19:58:28Z Consumer Credit Disclosure Act of 2003 - Amends the the Truth in Lending Act to require enhanced disclosures under an open end consumer credit plan about repayment information applicable to the outstanding balance, including: (1) the required minimum monthly payment on that balance, represented as both a dollar figure and as a percentage of that balance; (2) the number of months (rounded to the nearest month) that it would take to pay the entire amount of that balance, if the consumer pays only the required minimum monthly payments and if no further advances are made; (3) the total cost to the consumer, including interest and principal payments, of paying that balance in full, if the consumer pays only the required minimum monthly payments and if no further advances are made; and (4) the monthly payment amount that would be required for the consumer to eliminate the outstanding balance in 36 months if no further advances are made.

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Display Title Official Title as Introduced Introduced in House IH Short Titles as Introduced Introduced in House 2003-04-10T04:00:00Z 2003-04-29 Referred to the Subcommittee on Financial Institutions and Consumer Credit. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.