119 HR 7484 IH: Community Bank Relief Act U.S. House of Representatives 2026-02-11 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

I119th CONGRESS2d SessionH. R. 7484IN THE HOUSE OF REPRESENTATIVESFebruary 11, 2026Mr. Barr introduced the following bill; which was referred to the Committee on Financial ServicesA BILLTo amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation.

1.

Short title

This Act may be cited as the Community Bank Relief Act.

2.

Reasonable fees and rules for payment card transactions

Section 921(a)(6) of the Electronic Fund Transfer Act (15 U.S.C. 1693o–2(a)(6)) is amended— (1)by redesignating subparagraph (B) as subparagraph (C); and (2)by inserting after subparagraph (A) the following: (B)

Inflation adjustments

(i)

In general

Except as provided in clause (ii), not later than July 1, 2026, and not later than January 15 of every year thereafter, the amount described in subparagraph (A) shall be adjusted by the annual percentage increase in the Consumer Price Index for the month of October. (ii)

Exception

Prior to the first adjustment made under clause (i), the Board shall adjust the amount described in subparagraph (A) by the percentage by which— (I) the Consumer Price Index for October 2025, exceeds (II)the Consumer Price Index for October 2009..